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Your pension money is invested carefully and wisely at LHV

Over recent years, we have significantly increased our investments in alternative asset classes, including real estate, forestry, loans to local companies and private equity funds. Our investment policy is to achieve the highest possible long-term rate of return.Over recent years, we have significantly increased our investments in alternative asset classes, including real estate, forestry, loans to local companies and private equity funds. Our investment policy is to achieve the highest possible long-term rate of return.

When choosing a II pillar pension fund, you should take into account:

  • How long you have left until retirement and how much you want to risk?
  • How have the funds fared in the long term?

Need help finding a fund?
Compare II pillar funds

Choose the right pension fund

At LHV, you can choose between seven II pillar pension funds. Whether you prefer diversified risk funds with different asset classes (XL, L, M), a high-risk index fund with the lowest possible costs (Indeks), believe in the world’s green transition (Roheline), or aim to preserve your money (S, XS) – our selection will certainly have a II pillar fund for you.

II pillar funds

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An error occurred. For further information contact our customer support on 6 800 400 or info@lhv.ee.
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
287
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
31.19%
0%
100%
Invests into Estonia
3041
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
30.85%
0%
100%
Invests into Estonia
5131
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
46.69%
0%
100%
Invests into Estonia
7733
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
34.29%
0%
100%
Invests into Estonia
62076
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
24.30%
0%
100%
Invests into Estonia
24342
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
17285
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
1.39%
0%
100%
Invests into Estonia
14329
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
3.29%
0%
100%
Invests into Estonia
8085
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
5.12%
0%
100%
Invests into Estonia
1672
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
2.78%
0%
100%
Invests into Estonia
3604
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
21536
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
12.43%
0%
100%
Invests into Estonia
21764
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
23.09%
0%
100%
Invests into Estonia
6583
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
21.34%
0%
100%
Invests into Estonia
25476
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
15.35%
0%
100%
Invests into Estonia
77480
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
10.59%
0%
100%
Invests into Estonia
65691
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
43745
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
8.01%
0%
100%
Invests into Estonia
6917
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
18.56%
0%
100%
Invests into Estonia
3196
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
17.28%
0%
100%
Invests into Estonia
47846
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
25724
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
1823
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
1.91%
0%
100%
Invests into Estonia
2388
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
2.54%
0%
100%
Invests into Estonia
9141
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
5759
Fund investors

Fund performance in previous periods does not constitute a promise or indication of the yield of subsequent periods.

Market overview of pension funds

Positive interest rates are creating a new playing field
Andres Viisemann, Head of LHV Pension Funds

In this year of uncertainty and challenges, October offered investors some hope and consolation: the MSCI World Index, which reflects international stock markets, rose by 6.2% measured in euros. At the same time, the S&P 500 and Stoxx 50, which track the value of the largest US and European companies, rose by 6.9% and 9.1%, respectively, while the value of the largest companies in emerging markets (as per the MSCI Emerging Markets Index) decreased by 4.1%.

How fund performance affects your pension?

Accumulation period47 years
Average annual fund performance%3,5
Your ageyears23
Gross monthly salary1000
Saved for retirement (by today)10 000
Fund performance
State contribution
Your contribution

Let us know if you have any questions.

Together we will find the right solution.

Reet Roos
Pension Consultant
Mon–Fri 8–17
680 2743
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