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A virtual card is easy to order

Enter the LHV mobile app or internet bank as a private client, order a debit card (other than the Partner debit card) and indicate on the application that you would like the card in virtual form. By doing so, you help ensure a cleaner and more sustainable environment.

There is no monthly fee on the virtual card.

Easy to get started using the virtual card

After ordering, activate the card, add it to the digital wallet and the card is ready to be used.

The virtual card allows you to conduct the same operations as with a plastic card: contactless payments, internet purchases, and withdraw cash. Yes, that’s right. The virtual card allows you to withdraw cash from ATMs that allow contactless. For locations of these ATMs, visit our website.

Privacy and security for every payment

Paying with virtual card is secure, as each transaction is made using the number connected to the device and a unique transaction code. Your card data is never stored on your device or in the service provider’s server. Nor will your card number be sent to the merchant during payment.

The data necessary for online purchases (the full card number, expiration date and CVC) can be found in the card screen in the mobile app and internet bank.

We offer private clients’ debit cards (other than the Partner debit card) in virtual form.

Just indicate on the card application that you would like to receive the new card in virtual form. As no plastic card will be manufactured, you do your part to ensure a cleaner and more sustainable environment. Nor will you have to wait for the card to arrive, as the virtual card will be ready to be used immediately after ordering and activation.

The same operations as with a plastic card.

  1. Order the card from the LHV mobile app or internet bank and specify on the application that you would like to receive the new card in virtual form.
  2. Activate the virtual card.
  3. Add the card to the digital wallet (e.g. Apple Pay, Google Pay) and perform convenient contactless payments with your phone or watch. The data necessary for online purchases (the full card number, expiration month/year and CVC) can be found in the card screen in the mobile app and internet bank.

Yes, the virtual card allows you to withdraw cash from ATMs that support contactless use. You will need a digital wallet (e.g. Apple Pay, Google Pay) and second, a virtual card PIN code, which you will find on the LHV mobile app or internet bank. The locations of the LHV ATMs that support contactless use can be found on our website and the mobile app.

Unfortunately, you can’t. You can only deposit money at an ATM with a physical card.

A virtual card can be used to pay on the web, in-app and everywhere contactless payments are accepted. When using contactless on a phone or watch, the virtual card must be added to a digital wallet (e.g. Apple Pay, Google Pay). When abroad, be aware that not all points of sale accept contactless payments.

There is no monthly fee for the virtual card. Ordering a new virtual card and replacing a plastic card with virtual are free of charge.

See the price list for what service charges might apply to your virtual card.

The data necessary for online purchases (the full card number, expiration month/year and CVC) can be found in the card screen in the mobile app and internet bank.

The virtual card is valid for three years. If you would like to use the card only for a brief period, you can close it over the mobile app and online bank at any time.

Unfortunately, this is not possible. The virtual card is a separate card with a new card number and PIN code.

Yes, the number of virtual cards is unlimited. We offer all of our private clients’ debit cards (other than Partner) as a virtual card.

Unfortunately, it is not possible to change the PIN code on a virtual card. If necessary, you can view it in the LHV mobile app or internet bank.

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