Working capital loan

Make investments or finance specific projects with working capital loan

For smaller, short-term investments into fixed assets
For project- and activity-based investments
Flexible and convenient repayment schedule

Application process

Complete an application
Complete a working capital loan application.
Submit documents
Please send the following documents to the address arilaen@lhv.ee: last year’s annual report, balance sheet and income statement (not older than 2 months).
Loan analysis
Your loan manager will contact you in case of any questions.
Conclude the agreement
In the event of an affirmative reply, we will sign the agreement digitally. After the collateral contracts have been concluded, the loan shall be deposited in the company’s account.

We provide financing for raising energy performance, establishing renewable energy generation and storage capacities and reducing primary energy expenditures, thereby helping your company achieve sustainable development goals.

Interest rate of 1.49% + 6-month Euribor for supporting sustainable development

Apply for a loan

The sustainable development loan is meant for

Price list and terms and conditions

For whom	Legal entities registered in Estonia, including NGOs, foundations, general partnerships, etc.
Intended purpose	Short-term and smaller project- and activity-based investments
Loan amount	From 25,000 €
Payment term	Up to 3 years
Contract fee	1% of the loan amount, from 350 €
Collateral	Mortgage on real estate Guarantee or collateral for a private individual or legal person Up to 80% of KredEx guarantee and 80% of MES guarantee
Requirements for the borrower	The company has been in business at least two years The company and persons related to it do not have any payment defaults

Always consider your credit decisions carefully. Take a look at the terms and conditions at lhv.ee/en/working-capital-loan and consult our specialist.