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Credit card

With an LHV credit card you can be assured that you always have access to extra funds to cover unexpected expenses. A credit card is a reliable means of payment in Estonia and abroad, and is necessary, for example, when you want to book a hotel room or rent a car.

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Micro loan

An LHV Micro Loan is an unsecured loan offered to Estonian micro enterprises. It is intended for the development of business, as well as acquiring equipment and machinery, obtaining working capital or making other small investments. Loan amount from EUR 5,000 to EUR 25,000.

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Overdraft facility

An LHV Overdraft Facility is suitable for resolving the short-term liquidity needs of a company; for example, acquiring current assets, as well as for unexpected expenses and other costs.

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Working capital loan

An LHV Working Capital Loan provides a great opportunity to make short-term and smaller investments into fixed assets.

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Investment loan

An LHV Investment Loan against the collateral of real estate enables a company to finance long-term investments, initiate new projects and expand their operations.

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Financing the acquisition of a company

We finance the acquisition of holdings in companies with the following credit products: mezzanine loans, management buy-outs (MBO) and leveraged buy-outs (LBO).

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Leasing

LHV leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft. We respond to your lease application within 24 hours

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Hire-purchase

LHV hire-purchase makes it possible to pay for goods or services in instalments. We are the only credit institution in Estonia to also offer hire-purchase insurance to private persons.

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InnovFin collateral

InnovFin collateral can be applied for by a company investing into the production and development of innovative products, services or procedures, or who has great innovation potential.

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Guarantees

A bank guarantee helps a company to secure various loans and payment obligations. LHV offers guarantee letters for all types of transactions.

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Letters of credit

A bank guarantee helps a company to secure various loans and payment obligations. LHV offers guarantee letters for all types of transactions.

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Documentary collection

Documentary collection is mainly used in international trade. With documentary collection, the seller of the goods sends the trade documents to their bank with the instructions to forward them to the buyer’s bank.

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Home loan

LHV home loan is the most flexible home loan in Estonia for an informed client acquiring a home. Build yourself a new home or renovate a property that you already own.

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Private loan

A private loan from LHV is a flexible resource when you wish to renovate your home, purchase real estate or finance any other important activities. Loans from EUR 30,000 are offered against the collateral of real estate.

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Consumer loan

You can use the LHV Consumer Loan to pay for beauty and health costs, travelling or purchasing goods and services. You may choose the purpose of the loan yourself. Collateral is not required for a consumer loan.

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Car loan

With the LHV Car Loan you can purchase the kind of motor vehicle you are looking for – from a passenger car to a motor boat. The vehicle can be registered in your name right from the start. Interest starts from 9.9% on the loan balance.

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Home repair loan

LHV Home Repair Loan can be used for fixing up your home or summer house. You may also use the loan for purchasing furnishings and electronics. Interest starts from 9.9% on the loan balance.

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Credit card

With an LHV credit card you can be assured that you always have access to extra funds to cover unexpected expenses. A credit card is a reliable means of payment in Estonia and abroad, and is necessary, for example, when you want to book a hotel room or rent a car.

Read more

Leasing

LHV leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft. We respond to your lease application within 24 hours

Read more

Hire-purchase

LHV hire-purchase makes it possible to pay for goods or services in instalments. We are the only credit institution in Estonia to also offer hire-purchase insurance to private persons.

Read more