Home loan
LHV home loan is the most flexible home loan in Estonia for an informed client acquiring a home. Build yourself a new home or renovate a property that you already own.
Read morePrivate loan
LHV Private Loan is a flexible resource when you wish to renovate your home, purchase real estate or finance any other important activities. Loans from 30,000 € are offered against the collateral of real estate.
Read moreConsumer loan
You can use LHV consumer loan to pay for beauty and health costs, travelling or purchasing goods and services. You may choose the purpose of the loan yourself. Collateral is not required for a consumer loan.
Read moreCar loan
With LHV car loan you can purchase the kind of motor vehicle you are looking for – from a passenger car to a motor boat. The vehicle can be registered in your name right from the start. The interest rate starts from 9.9% on the loan balance, and the loan amount is up to 20,000 €.
Read moreHome repair loan
LHV Home Repair Loan can be used for fixing up your home or summer house. You may also use the loan for purchasing furnishings and electronics. The interest rate starts from 9.9% on the loan balance, and the loan amount is up to 20,000 €.
Read moreFurnishing loan
The Home Furnishing Loan helps you make your home cosier. You do not need to have an account at LHV to apply. A Home Furnishing Loan borrower is not required to set their home as collateral or pay the state fee or notary fee. The entire loan can be conveniently repaid in the form of monthly instalments.
Read moreHealth and beauty loan
The health and beauty loan can be used to pay for treatments and beauty services. For example, dental treatment, laser eye surgery, aesthetic surgery or other medical services.
Read moreRefinancing Loan
With a refinancing loan, you can combine all your consumer loans and hire-purchase arrangements into one loan. This reduces your monthly payments and allows you to pay them conveniently with just one monthly payment.
Read moreStudent loan
With an LHV student loan you can cover the costs that arise during your studies.
Read moreMargin loan
LHV Leveraged Loan is a flexible loan against listed securities to the extent of your entire portfolio. The interest rate on a loan depends on the interest rates of the central banks.
Read moreLeasing
LHV leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft.
Read moreHire-purchase
LHV Hire-Purchase makes it possible to pay for goods or services in instalments. We are the only credit institution in Estonia to also offer hire-purchase insurance to private persons.
Read moreMicro loan
LHV micro loan is an unsecured loan offered to Estonian micro enterprises. It is intended for the development of business, as well as acquiring equipment and machinery, obtaining working capital or making other small investments. Loan amounts range from 5,000 € to 25,000 €.
Read moreOverdraft facility
LHV overdraft facility is intended for satisfying a short-term need for liquidity or covering unexpected costs.
Read moreWorking capital loan
LHV working capital loan enables one to make smaller investments into non-current assets, starting from 25,000 €.
Read moreInvestment loan
LHV investment loan against the collateral of real estate enables a company to finance long-term investments, initiate new projects and expand their operations.
Read moreFinancing the acquisition of a company
We finance the acquisition of holdings in companies with the following credit products: mezzanine loans, management buy-outs (MBO) and leveraged buy-outs (LBO).
Read moreApartment association loan
The apartment association loan for investments to your residential building with most flexible repayment period in Estonia
Read moreLeasing
LHV leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft.
Read moreGuarantees
A bank guarantee helps a company to secure various loans and payment obligations. LHV offers guarantee letters for all types of transactions.
Read moreLetters of credit
Letters of credit help hedge the risks related to foreign trade. Use letters of credit as flexible means of financing.
Read moreDocumentary collection
Documentary collection is mainly used in international trade. With documentary collection, the seller of the goods sends the trade documents to their bank with the instructions to forward them to the buyer’s bank.
Read moreFactoring
Is a large portion of your company’s current assets comprised of invoices received from buyers? If this is the case, we can provide you with help via factoring. The factoring service means that we finance the invoices submitted to buyers and collect the receipt thereof.
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