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Credit card

With an LHV credit card you can be assured that you always have access to extra funds to cover unexpected expenses. A credit card is a reliable means of payment in Estonia and abroad, and is necessary, for example, if you want to book a hotel room or rent a car.

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Micro loan

LHV Micro Loan is an unsecured loan offered to Estonian micro enterprises. It is intended for the development of business, as well as acquiring equipment and machinery, obtaining working capital or making other small investments. Loan amounts range from EUR 5,000 to EUR 25,000.

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Overdraft facility

LHV Overdraft Facility is intended for satisfying a short-term need for liquidity or covering unexpected costs.

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Working capital loan

LHV Working Capital Loan enables one to make smaller investments into non-current assets, starting from EUR 25,000.

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Investment loan

LHV Investment Loan against the collateral of real estate enables a company to finance long-term investments, initiate new projects and expand their operations.

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Financing the acquisition of a company

We finance the acquisition of holdings in companies with the following credit products: mezzanine loans, management buy-outs (MBO) and leveraged buy-outs (LBO).

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Leasing

LHV Leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft. We respond to your lease application within 24 hours.

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Hire-purchase

LHV Hire-Purchase makes it possible to pay for goods or services in instalments. We are the only credit institution in Estonia to also offer hire-purchase insurance to private persons.

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InnovFin collateral

InnovFin collateral can be applied for by a company investing in the production and development of innovative products, services or procedures, or who has great innovation potential.

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Guarantees

A bank guarantee helps a company to secure various loans and payment obligations. LHV offers guarantee letters for all types of transactions.

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Letters of credit

Letters of credit help hedge the risks related to foreign trade. Use letters of credit as flexible means of financing.

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Documentary collection

Documentary collection is mainly used in international trade. With documentary collection, the seller of the goods sends the trade documents to their bank with the instructions to forward them to the buyer’s bank.

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Warehouse financing

Warehouse financing is the financing of already purchased or to be purchased liquid commodities for companies with long-term trading experience.

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Home loan

LHV Home Loan is the most flexible home loan in Estonia for an informed client acquiring a home. Build yourself a new home or renovate a property that you already own.

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Private loan

LHV Private Loan is a flexible resource when you wish to renovate your home, purchase real estate or finance any other important activities. Loans from EUR 30,000 are offered against the collateral of real estate.

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Consumer loan

You can use LHV Consumer Loan to pay for beauty and health costs, travelling or purchasing goods and services. You may choose the purpose of the loan yourself. Collateral is not required for a Consumer Loan.

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Car loan

With LHV Car Loan you can purchase the kind of motor vehicle you are looking for – from a passenger car to a motor boat. The vehicle can be registered in your name right from the start. The interest rate starts from 9.9% on the loan balance, and the loan amount is up to EUR 15,000.

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Home repair loan

LHV Home Repair Loan can be used for fixing up your home or summer house. You may also use the loan for purchasing furnishings and electronics. The interest rate starts from 9.9% on the loan balance, and the loan amount is up to EUR 15,000.

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Credit card

With an LHV credit card you can be assured that you always have access to extra funds to cover unexpected expenses. A credit card is a reliable means of payment in Estonia and abroad, and is necessary, for example, if you want to book a hotel room or rent a car.

Read more

Leasing

LHV Leasing can be used to purchase a passenger car or a van, as well as a motorbike or a recreational craft. We respond to your lease application within 24 hours.

Read more

Hire-purchase

LHV Hire-Purchase makes it possible to pay for goods or services in instalments. We are the only credit institution in Estonia to also offer hire-purchase insurance to private persons.

Read more