Private banking - intended for clients who value their time

The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.

We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.

The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.

Covid-19 cover

• If you contract Covid-19 while abroad and need medical care as a result, we will provide up to 1,000,000 euros compensation for medical costs.
• If your trip is cancelled or interrupted because you or a travel companion contracted Covid-19 or was ordered to self-isolate, we will compensate up to 4,000 euros in costs related to travel curtailment per insured person.

Reminder:
Insurance coverage does not apply to loss events related to insufficient travel documents or other matters related to organization of travel. For example, if you are not allowed to enter a country due to lack of an appropriate coronavirus test or a country’s borders are closed, these expenses will not be covered. Nor are expenses related to Covid-19 testing and other documents necessary for travel covered. Also excluded: expenses incurred due to restrictions established on border crossing in the country of destination or country of transit. Be sure to read the travel advice posted by the Health Board and Ministry of Foreign Affairs while planning travel.

This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.

The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).

The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.

Purchase insurance is provided by LHV Kindlustus.

Insurance coverage
Validity 180 days
Deductible 30 euros

Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros

Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year

As a Platinum Card holder, you have access to VIP lounges at more than 1,700 airports worldwide, no matter which airline or cabin class you’re travelling with.

• In the VIP lounge, you can enjoy services and amenities that allow you to escape from the bustling airport terminal.
• Conveniently plan and manage your visits on the Priority Pass app and on the website. You will also find information on the selection of lounges and services at your destination.
• As a client of LHV private banking, you are guaranteed unlimited free access to all Priority Pass lounges. For persons travelling with the cardholder, the entrance fee is $35.

Please note that the range of services available may vary between airports.

Download the Priority Pass mobile app

Getting started:

• First, download the Priority Pass mobile app and activate your digital membership card.
• If you’re activating your digital membership card for the first time, enter the mobile app using your Platinum Card’s payment card number
• Follow the instructions displayed on the screen, enter the data necessary for account activation, and create a user account.
• When you enter the VIP lounge at the airport, present your digital membership card on the mobile app or your LHV Platinum bank card.
• No need for the plastic Priority Pass card – the digital card covers all situations.

The Platinum Card comes with an additional Mastercard Fast Track service, which allows you to have priority access to a dedicated lane straight to the airport security checkpoint.

• FastTrack access tickets are free for the cardholder.
• Pass through airport security in a prompt and efficient manner.
• No matter where in the world you’re travelling to, you have access to a reliable and secure transfer service at the airport.
• Avail of special offers from participating restaurants.
• You need to pre-book the priority queue and services through the Mastercard Fast Track mobile app.
• Please note that the terms of service may change. Stay updated with the latest information

Download the Fast Track mobile app

Getting started:

• Make sure your Platinum Card accepts online purchases.
• Download the Mastercard Travel Experiences mobile app or go to the website to create an account.
• After logging in, select the airport at which you wish to use the service, and set the number of passengers and the time period.
• The service is free for the cardholder. If you would like to provide access to your companions, you can purchase it for them and pay conveniently with your LHV Platinum card.
• The price is displayed in the currency of the respective airport – we recommend checking this before making the payment.
• Once you’ve paid for the service, you will receive an e-ticket (QR code) via e-mail or the app.
• At the airport, present your e-ticket and you will be able to enter the security check through the fast track gate.

Platinum Card holders receive a €1 discount on three Bolt rides per month in the Bolt app. To receive the discount, select Platinum Card as your payment method in the Bolt app (the discount does not apply to Apple Pay and Google Pay payments). You can choose the type of ride to which the discount applies (taxi, Bolt Drive, two-wheelers). The selected ride type will receive a €1 discount on the next ride.

Get a 30% discount on one Bolt Food order in May with the Platinum Card

To receive the discount, select Platinum Card as the payment method in the Bolt Food app (the discount does not apply to Apple Pay and Google Pay payments). You'll only get a discount if you see the LHV banner in the restaurant/store view. The maximum discount is 5 euros. The discount is applied to the restaurant menu or store shopping cart (excluding alcohol). The minimum order amount is €8. The discount is valid until 31.05.2025.

Platinum Club members can pay with their ticket bought via Estravel at the Tallinn Airport Business Class Lounge and at the Platinum Club department of personal service Read more

Notify us of the loss event as soon as possible and follow the instructions of the LHV loss assistance specialist.
In the case of a loss event, please fill in the travel insurance or purchase insurance damage notice form.

Claims and travel assistance
Tel (+372) 680 1122 (24/7)
kahjud@lhv.ee

Customer support
Tel (+372) 699 9111 (Mon–Fri 9 am–5 pm),
kindlustus@lhv.ee

• Interest rate starting from 10%
• Up to 40 days interest-free period for purchases
• Automatic and convenient option for repaying the used limit

• Cash withdrawals from all ATMs in Estonia, the United Kingdom, and EEA countries up to 3,000 euros per month without a service fee (a fee of 2 € + 2.5% applies for amounts over 3,000 euros).⁽²⁾
• An interest-free period of up to 40 days applies to all ATM cash transactions.

• LHV does not add a conversion fee for transactions made in foreign currency with a credit card.

The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.

We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.

The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.

Covid-19 cover

• If you contract Covid-19 while abroad and need medical care as a result, we will provide up to 1,000,000 euros compensation for medical costs.
• If your trip is cancelled or interrupted because you or a travel companion contracted Covid-19 or was ordered to self-isolate, we will compensate up to 4,000 euros in costs related to travel curtailment per insured person.

Reminder:
Insurance coverage does not apply to loss events related to insufficient travel documents or other matters related to organization of travel. For example, if you are not allowed to enter a country due to lack of an appropriate coronavirus test or a country’s borders are closed, these expenses will not be covered. Nor are expenses related to Covid-19 testing and other documents necessary for travel covered. Also excluded: expenses incurred due to restrictions established on border crossing in the country of destination or country of transit. Be sure to read the travel advice posted by the Health Board and Ministry of Foreign Affairs while planning travel.

This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.

The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).

The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.

Purchase insurance is provided by LHV Kindlustus.

Insurance coverage
Validity 180 days
Deductible 30 euros

Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros

Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year

As a Platinum Card holder, you have access to VIP lounges at more than 1,700 airports worldwide, no matter which airline or cabin class you’re travelling with.

• In the VIP lounge, you can enjoy services and amenities that allow you to escape from the bustling airport terminal.
• Conveniently plan and manage your visits on the Priority Pass app and on the website. You will also find information on the selection of lounges and services at your destination.
• As a client of LHV private banking, you are guaranteed unlimited free access to all Priority Pass lounges. For persons travelling with the cardholder, the entrance fee is $35.

Please note that the range of services available may vary between airports.

Download the Priority Pass mobile app

Getting started:

• First, download the Priority Pass mobile app and activate your digital membership card.
• If you’re activating your digital membership card for the first time, enter the mobile app using your Platinum Card’s payment card number
• Follow the instructions displayed on the screen, enter the data necessary for account activation, and create a user account.
• When you enter the VIP lounge at the airport, present your digital membership card on the mobile app or your LHV Platinum bank card.
• No need for the plastic Priority Pass card – the digital card covers all situations.

The Platinum Card comes with an additional Mastercard Fast Track service, which allows you to have priority access to a dedicated lane straight to the airport security checkpoint.

• FastTrack access tickets are free for the cardholder.
• Pass through airport security in a prompt and efficient manner.
• No matter where in the world you’re travelling to, you have access to a reliable and secure transfer service at the airport.
• Avail of special offers from participating restaurants.
• You need to pre-book the priority queue and services through the Mastercard Fast Track mobile app.
• Please note that the terms of service may change. Stay updated with the latest information

Download the Fast Track mobile app

Getting started:

• Make sure your Platinum Card accepts online purchases.
• Download the Mastercard Travel Experiences mobile app or go to the website to create an account.
• After logging in, select the airport at which you wish to use the service, and set the number of passengers and the time period.
• The service is free for the cardholder. If you would like to provide access to your companions, you can purchase it for them and pay conveniently with your LHV Platinum card.
• The price is displayed in the currency of the respective airport – we recommend checking this before making the payment.
• Once you’ve paid for the service, you will receive an e-ticket (QR code) via e-mail or the app.
• At the airport, present your e-ticket and you will be able to enter the security check through the fast track gate.

Platinum Card holders receive a €1 discount on three Bolt rides per month in the Bolt app. To receive the discount, select Platinum Card as your payment method in the Bolt app (the discount does not apply to Apple Pay and Google Pay payments). You can choose the type of ride to which the discount applies (taxi, Bolt Drive, two-wheelers). The selected ride type will receive a €1 discount on the next ride.

Get a 30% discount on one Bolt Food order in May with the Platinum Card

To receive the discount, select Platinum Card as the payment method in the Bolt Food app (the discount does not apply to Apple Pay and Google Pay payments). You'll only get a discount if you see the LHV banner in the restaurant/store view. The maximum discount is 5 euros. The discount is applied to the restaurant menu or store shopping cart (excluding alcohol). The minimum order amount is €8. The discount is valid until 31.05.2025.

Platinum Club members can pay with their ticket bought via Estravel at the Tallinn Airport Business Class Lounge and at the Platinum Club department of personal service Read more

Notify us of the loss event as soon as possible and follow the instructions of the LHV loss assistance specialist.
In the case of a loss event, please fill in the travel insurance or purchase insurance damage notice form.

Claims and travel assistance
Tel (+372) 680 1122 (24/7)
kahjud@lhv.ee

Customer support
Tel (+372) 699 9111 (Mon–Fri 9 am–5 pm),
kindlustus@lhv.ee

The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.

We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.

The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.

Covid-19 cover

• If you contract Covid-19 while abroad and need medical care as a result, we will provide up to 1,000,000 euros compensation for medical costs.
• If your trip is cancelled or interrupted because you or a travel companion contracted Covid-19 or was ordered to self-isolate, we will compensate up to 4,000 euros in costs related to travel curtailment per insured person.

Reminder:
Insurance coverage does not apply to loss events related to insufficient travel documents or other matters related to organization of travel. For example, if you are not allowed to enter a country due to lack of an appropriate coronavirus test or a country’s borders are closed, these expenses will not be covered. Nor are expenses related to Covid-19 testing and other documents necessary for travel covered. Also excluded: expenses incurred due to restrictions established on border crossing in the country of destination or country of transit. Be sure to read the travel advice posted by the Health Board and Ministry of Foreign Affairs while planning travel.

This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.

The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).

The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.

Purchase insurance is provided by LHV Kindlustus.

Insurance coverage
Validity 180 days
Deductible 30 euros

Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros

Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year