Always with You
Priority fast service and exclusive benefits
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Priority fast service and exclusive benefits
We are much more than traditional private banking: we are innovative and flexible, with strong investment and entrepreneurship experience
We care about you and want you to feel special
Platinum Credit Card | Platinum Debit Card | |||
Linked account | Credit account | Current account | ||
Travel insurance for the whole family | ||||
Purchase insurance | ||||
Unlimited visits with Priority Pass | ||||
Unlimited visits with Fast Track | ||||
Estravel Platinum Club membership | ||||
Special offers from partner companies | ||||
Contactless payment | ||||
Can be ordered virtually | ||||
Cash deposit | ||||
Cash withdrawal up to 10,000 euros per month from LHV’s ATM without service fee | ||||
Cash withdrawal from any bank ATM in Estonia, the United Kingdom, and European Economic Area countries, up to 3,000 euros per month free of charge⁽²⁾ | ||||
Credit limit | ||||
Credit card interest starting from 10% | ||||
Interest-free period up to 40 days | ||||
No conversion fee for transactions made in foreign currency |
Linked account
Travel insurance for the whole family
Purchase insurance
Unlimited visits with Priority Pass
Unlimited visits with Fast Track
Estravel Platinum Club membership
Special offers from partner companies
Contactless payment
Can be ordered virtually
Cash deposit
Cash withdrawal up to 10,000 euros per month from LHV’s ATM without service fee
Cash withdrawal from any bank ATM in Estonia, the United Kingdom, and European Economic Area countries, up to 3,000 euros per month free of charge⁽²⁾
Credit limit
Credit card interest starting from 10%
Interest-free period up to 40 days
No conversion fee for transactions made in foreign currency
(2) The service fee according to the banks’s price list may be added for the use of another bank’s ATM.
*XETRA, NYSE, NASDAQ and AMEX exchange noted securities
The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.
We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.
The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.
This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.
The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).
Insurance cover | Sum insured/limit of insurance | Deductible |
---|---|---|
Travel interruption insurance | ||
Insured sum for travel interruption insurance | € 4,000 | € 50 |
incl. the compensation limit for event tickets in the case of trip cancellation | € 150 | |
incl. the purchase of essential items in the event of a public transport delay | € 200/€ 500 | 4 hours/24 hours |
Medical assistance insurance | ||
Insured sum for medical assistance insurance | € 1,000,000 | |
incl. the limit for insurance for dental treatment | € 500 | |
incl. the limit for insurance for reimbursement of a medical device | € 200 | |
Baggage cover | ||
Insured sum for luggage insurance | € 2,500 | € 50 |
incl. the compensation limit for smart and video equipment | € 2,500 | € 200 |
incl. the luggage delay compensation limit | € 1,000 | up to 4 hours |
incl. the reimbursement limit for the replacement of documents | € 200 | |
Accident insurance | ||
In the case of a permanent disability | Sum of up to € 50,000 | |
In the case of death (person over 16 years of age) | € 50,000 | |
In the case of death (person less than 16 years of age) | € 2,000 | |
Liability cover | ||
Sum insured for liability insurance | € 100,000 | |
incl. in the case of damage to sports equipment, premises, apartments or buildings in the possession or use of the Insured Person | € 5,000 | |
Legal costs | ||
Sum insured for legal expenses | € 10,000 | |
Limit of insurance for security | € 5,000 | |
Rental car insurance | ||
Insured sum for rental car insurance | € 40,000 | € 250 |
Rental car excess insurance | ||
Sum insured | € 10,000 |
The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.
Purchase insurance is provided by LHV Kindlustus.
Insurance coverage
Validity 180 days
Deductible 30 euros
Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros
Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year
As a Platinum Card holder, you have access to VIP lounges at more than 1,700 airports worldwide, no matter which airline or cabin class you’re travelling with.
Please note that the range of services available may vary between airports.
Download the Priority Pass mobile app
Getting started:
The Platinum Card comes with an additional Mastercard Fast Track service, which allows you to have priority access to a dedicated lane straight to the airport security checkpoint.
Download the Fast Track mobile app
Getting started:
Platinum Card holders receive a €1 discount on three Bolt scooter rides per month in the Bolt app. To receive the discount, select Platinum Card as your payment method in the Bolt app (the discount does not apply to Apple Pay and Google Pay payments). The discount is valid only for scooter rides and is applied automatically.
Get a 20% discount on one Bolt Food order in June with the Platinum Card
To receive the discount, select Platinum Card as the payment method in the Bolt Food app (the discount does not apply to Apple Pay and Google Pay payments). You'll only get a discount if you see the LHV banner in the restaurant/store view. The maximum discount is 5 euros. The discount is applied to the restaurant menu or store shopping cart (excluding alcohol). The minimum order amount is €8.
Platinum Club members can pay with their ticket bought via Estravel at the Tallinn Airport Business Class Lounge and at the Platinum Club department of personal service Read more
Notify us of the loss event as soon as possible and follow the instructions of the LHV loss assistance specialist.
In the case of a loss event, please fill in the travel insurance or purchase insurance damage notice form.
Claims and travel assistance
Tel (+372) 680 1122 (24/7)
kahjud@lhv.ee
Customer support
Tel (+372) 699 9111 (Mon–Fri 9 am–5 pm),
kindlustus@lhv.ee
(2) The service fee according to the banks’s price list may be added for the use of another bank’s ATM.
The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.
We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.
The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.
This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.
The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).
Insurance cover | Sum insured/limit of insurance | Deductible |
---|---|---|
Travel interruption insurance | ||
Insured sum for travel interruption insurance | € 4,000 | € 50 |
incl. the compensation limit for event tickets in the case of trip cancellation | € 150 | |
incl. the purchase of essential items in the event of a public transport delay | € 200/€ 500 | 4 hours/24 hours |
Medical assistance insurance | ||
Insured sum for medical assistance insurance | € 1,000,000 | |
incl. the limit for insurance for dental treatment | € 500 | |
incl. the limit for insurance for reimbursement of a medical device | € 200 | |
Baggage cover | ||
Insured sum for luggage insurance | € 2,500 | € 50 |
incl. the compensation limit for smart and video equipment | € 2,500 | € 200 |
incl. the luggage delay compensation limit | € 1,000 | up to 4 hours |
incl. the reimbursement limit for the replacement of documents | € 200 | |
Accident insurance | ||
In the case of a permanent disability | Sum of up to € 50,000 | |
In the case of death (person over 16 years of age) | € 50,000 | |
In the case of death (person less than 16 years of age) | € 2,000 | |
Liability cover | ||
Sum insured for liability insurance | € 100,000 | |
incl. in the case of damage to sports equipment, premises, apartments or buildings in the possession or use of the Insured Person | € 5,000 | |
Legal costs | ||
Sum insured for legal expenses | € 10,000 | |
Limit of insurance for security | € 5,000 | |
Rental car insurance | ||
Insured sum for rental car insurance | € 40,000 | € 250 |
Rental car excess insurance | ||
Sum insured | € 10,000 |
The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.
Purchase insurance is provided by LHV Kindlustus.
Insurance coverage
Validity 180 days
Deductible 30 euros
Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros
Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year
As a Platinum Card holder, you have access to VIP lounges at more than 1,700 airports worldwide, no matter which airline or cabin class you’re travelling with.
Please note that the range of services available may vary between airports.
Download the Priority Pass mobile app
Getting started:
The Platinum Card comes with an additional Mastercard Fast Track service, which allows you to have priority access to a dedicated lane straight to the airport security checkpoint.
Download the Fast Track mobile app
Getting started:
Platinum Card holders receive a €1 discount on three Bolt scooter rides per month in the Bolt app. To receive the discount, select Platinum Card as your payment method in the Bolt app (the discount does not apply to Apple Pay and Google Pay payments). The discount is valid only for scooter rides and is applied automatically. - title: Special offer in the Bolt Food app
Get a 20% discount on one Bolt Food order in June with the Platinum Card
To receive the discount, select Platinum Card as the payment method in the Bolt Food app (the discount does not apply to Apple Pay and Google Pay payments). You'll only get a discount if you see the LHV banner in the restaurant/store view. The maximum discount is 5 euros. The discount is applied to the restaurant menu or store shopping cart (excluding alcohol). The minimum order amount is €8.
Platinum Club members can pay with their ticket bought via Estravel at the Tallinn Airport Business Class Lounge and at the Platinum Club department of personal service Read more
Notify us of the loss event as soon as possible and follow the instructions of the LHV loss assistance specialist.
In the case of a loss event, please fill in the travel insurance or purchase insurance damage notice form.
Claims and travel assistance
Tel (+372) 680 1122 (24/7)
kahjud@lhv.ee
Customer support
Tel (+372) 699 9111 (Mon–Fri 9 am–5 pm),
kindlustus@lhv.ee
The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.
We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.
The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.
This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.
The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).
Insurance cover | Sum insured/limit of insurance | Deductible |
---|---|---|
Travel interruption insurance | ||
Insured sum for travel interruption insurance | € 4,000 | € 50 |
incl. the compensation limit for event tickets in the case of trip cancellation | € 150 | |
incl. the purchase of essential items in the event of a public transport delay | € 200/€ 500 | 4 hours/24 hours |
Medical assistance insurance | ||
Insured sum for medical assistance insurance | € 1,000,000 | |
incl. the limit for insurance for dental treatment | € 500 | |
incl. the limit for insurance for reimbursement of a medical device | € 200 | |
Baggage cover | ||
Insured sum for luggage insurance | € 2,500 | € 50 |
incl. the compensation limit for smart and video equipment | € 2,500 | € 200 |
incl. the luggage delay compensation limit | € 1,000 | up to 4 hours |
incl. the reimbursement limit for the replacement of documents | € 200 | |
Accident insurance | ||
In the case of a permanent disability | Sum of up to € 50,000 | |
In the case of death (person over 16 years of age) | € 50,000 | |
In the case of death (person less than 16 years of age) | € 2,000 | |
Liability cover | ||
Sum insured for liability insurance | € 100,000 | |
incl. in the case of damage to sports equipment, premises, apartments or buildings in the possession or use of the Insured Person | € 5,000 | |
Legal costs | ||
Sum insured for legal expenses | € 10,000 | |
Limit of insurance for security | € 5,000 | |
Rental car insurance | ||
Insured sum for rental car insurance | € 40,000 | € 250 |
Rental car excess insurance | ||
Sum insured | € 10,000 |
The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.
Purchase insurance is provided by LHV Kindlustus.
Insurance coverage
Validity 180 days
Deductible 30 euros
Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros
Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year
Monthly fee | Monthly private banking client fee 100 € |
European payments | Free of charge |
Current account interest | Annual interest rate of 1% on the current account is accounted on sums up to 1,000,000 € |
Platinum Card | Free of charge |
Cash withdrawal using a Platinum Debit Card |
|
Cash withdrawal with Platinum Credit Card |
|
Transactions made in foreign currency with a Platinum Credit Card | No conversion fee is applied |
Cash deposit |
|
Priority Pass | Free card and lounge visit. The lounge visit fee of 35$ apply for persons travelling with the cardholder |
Travel insurance | Applies to the owner of the Platinum Card and the family members travelling with them. What does the travel insurance cover? |
Purchase Insurance | Applies to all durable goods that have been paid for with the Platinum Card. What does Purchase Insurance cover? |
Member status in the Estravel Platinum Club | Travel service, club member’s permanent discounts and bonuses. Platinum Club info |
Holding of Baltic securities | Free of charge |
Holding of foreign securities and transaction fee | Up to 500,000 € free of charge. On the part exceeding 500,000 €: 0.01%, plus VAT. Transactions with foreign securities for private clients 0.14%, minimum 3 euros.(3) |
Baltic analyses | Free of charge |
Portfolio management | monthly 0.1%, min 30 € of the service, plus VAT. Read more |
Prerequisites for becoming a private banking client | Volume of assets at LHV Pank 100,000 € |
(1) The service fee applies on a customer basis, meaning it is independent of the number of accounts and cards (including additional cards).
(2) The service fee according to the banks’s price list may be added for the use of another bank’s ATM.
(3) XETRA, NYSE, NASDAQ and AMEX exchange noted securities.
The EEA includes 27 EU Member States and 3 EFTA States: Iceland, Norway and Liechtenstein.
Always consider your credit decisions carefully. The financial service provider is AS LHV Pank. Familiarize yourself with terms and conditions of private banking and consult our specialist. The annual percentage rate of the Platinum Credit Card is 11.85% per year on the following sample conditions: limit 5,000 €, annual interest rate 14% (fixed), interest-free period 35 days, repayment sum of 5,316.62 €, assuming that the limit is used immediately, in its full amount and returned in the course of one year in equal monthly instalments.
Travel and Purchase Insurance is offered by LHV Kindlustus. The policyholder is LHV Pank AS. Review the terms and conditions of insurance, along with the limitations and exemptions, and ask for advice from our specialist.
Mikk Taras
Portfolio Manager
Kaius Kiivramees
Portfolio Manager
Anastasija Belinko
Private Banking Specialist
Diana Viktorova
Private Banking Specialist
Sigrit Roosileht
Private Banking Specialist