Managing, preserving and growing financial assets is an area that requires time and knowledge. Entrust this work to LHV's private banking experts.

The travel insurance coverage is valid up for personal and business trips up to 90 days anywhere in the world. Family members travelling with you are also insured.

We recommend that you order the Platinum Card in good time before the trip, as it can take up to a week for the card to arrive in the post and the insurance coverage will only take effect upon activation of the card.

The insurance covers medical care, baggage losses, travel cancellation and interruption and delayed departure. Comprehensive (motor hull) car insurance is also included. The sums insured are separate for each insured person and each insured event.

Covid-19 cover

• If you contract Covid-19 while abroad and need medical care as a result, we will provide up to 1,000,000 euros compensation for medical costs.
• If your trip is cancelled or interrupted because you or a travel companion contracted Covid-19 or was ordered to self-isolate, we will compensate up to 4,000 euros in costs related to travel curtailment per insured person.

Reminder:
Insurance coverage does not apply to loss events related to insufficient travel documents or other matters related to organization of travel. For example, if you are not allowed to enter a country due to lack of an appropriate coronavirus test or a country’s borders are closed, these expenses will not be covered. Nor are expenses related to Covid-19 testing and other documents necessary for travel covered. Also excluded: expenses incurred due to restrictions established on border crossing in the country of destination or country of transit. Be sure to read the travel advice posted by the Health Board and Ministry of Foreign Affairs while planning travel.

This travel insurance is provided by LHV Kindlustus. Be sure to read the terms and conditions of travel insurance for what is covered and excluded.

The table shows the sums insured for travel insurance, the indemnity limit and the deductible. These are the maximum amounts that LHV will compensate per Insured Person in the event of insured events during one trip. If the actual loss is smaller, it shall serve as the basis. The deductible is not applied to children under the age of 6 (incl.).

The purchase insurance included with a Platinum Debit Card provides 180 days of protection for durable goods that you have paid for with a Platinum Debit Card.
The insurance protects in various cases where an item has been broken, destroyed or stolen. For more information, please read the terms and conditions of insurance.

Purchase insurance is provided by LHV Kindlustus.

Insurance coverage
Validity 180 days
Deductible 30 euros

Sums insured
The sum insured is the purchase price of the insured object, in the extent to which LHV indemnifies the damage caused due to an insured event.
Minimum purchase price 100 euros
Maximum purchase price 5,000 euros

Limit of indemnity
5,000 euros for each insured event
Up to 10,000 euros per year

You can get the Priority Pass card with the Platinum Cards. With Priority Pass, you have free and unlimited access to over 1,000 airport lounges worldwide. More detailed info and conditions.

Platinum Club members can pay with their ticket bought via Estravel at the Tallinn Airport Business Class Lounge and at the Platinum Club department of personal service Read more

Notify us of the loss event as soon as possible and follow the instructions of the LHV loss assistance specialist.
In the case of a loss event, please fill in the travel insurance or purchase insurance damage notice form.

Claims and travel assistance
Tel +372 680 1122 (24/7)
kahjud@lhv.ee

Customer support
Tel +372 699 9111 (Mon–Fri 9 am–5 pm),
kindlustus@lhv.ee