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Demand deposit

Earn interest
on the money on the current account

  • For retail customer an annual interest rate of 0.01% is applied to demand deposits, i.e. the money on the account
  • You will earn interest if there is at least 18,000 € on your account. The smallest sum paid is 1 cent
  • For a legal entity's business current account exceeding 20,000 euros, we pay interest on demand deposits at a rate of 1% per year. See more details in the price list
  • We pay out the interest on demand deposits on a monthly basis on the fifth day of the following month

How is the interest amount determined for a retail customer?

Example: Your current account balance is 18,000 euros.

  • First, we calculate the daily interest amount.
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  • If the daily interest is 1 cent, then you earn 3.6 euros in interest per year.
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How is the interest amount determined for a business customer?

Example: Your current account balance is 100,000 euros.

  • First, we calculate the daily interest amount.
    For a business current account exceeding 20,000 euros, we pay interest at a rate of 1% per year.
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  • If the daily interest is 2.23 euros, then you earn 802.8 euros in interest per year.
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Did you know that

an LHV Au-client’s annual interest on a current account is 1%.
See how to become an Au-client

Starting from 2018, the state will tax the interest earned on the deposits of private individuals.
Read more