Growth Account

LHV Growth Account makes investing easy

  • Minimum investments start from one euro
  • Payments can be either regular or one-time
  • Make payments conveniently with microinvestments
  • We conclude transactions with securities for you
  • Conclusion of agreement is free of charge
  • In the first year, there is no management fee

Microinvestment with growth account


Microinvestment enables you to grow your investment portfolio without even noticing, investing up to 1 euro to your growth account with each debit card payment.

Microinvesting is targeted to customers who value comfort and are determined to save money in the long-term. In order to enable microinvesting Growth Account has to be active. This can be done by signing first the Investment Services Agreement, then setting up Growth Account Agreement via the internet bank. Finally, debit card has to used for payments in order to generate automatically microinvestments that are transferred to Growth Account.

Conclude the agreement

If you do not have a Growth Account yet, first conclude an Investment Services Agreement and Growth Account Agreement.

Activate and configure

Activate microinvestment service at Growth Account’s settings page located in the internet bank. If you wish, you can set an upper limit to the microinvestment sum for smaller payments.

Pay with debit card

Pay with LHV’s debit card and invest with every payment.

Please note! The microinvestment sum is not reserved automatically after each debit card payment. The card payments made during a 24-hour period are accumulated and on the next day the total sum will be calculated to be transferred to your growth account as a microinvestment.

If you do not have sufficient funds for the microinvestment at the time of the payment, then a) as much as possible will be taken from your account or b), if your account balance is zero, nothing is taken.

If you wish to stop making microinvestments, you can cancel the service in the internet bank.

Calculation of microinvestment

The sum of a debit card payment is rounded to the next integer.

Example. Your card payment is 2.1 euros. The next integer is 3 euros. The difference between the two numbers is 90 cents – that is the sum of the microinvestment.

Smaller payments

If you wish, you can set an upper limit to your microinvestments for smaller payments (up to 10 euros), which is 10% of the payment value.

Example. Your card payment is 2.1 euros. Usually your microinvestment sum would be 90 cents. By selecting 10% as the upper limit, the microinvestment sum is limited to 21 cents.

View the funds

Themes and regions

Risk and expected returns

Lower

Higher

LHV World Equities

LHV World Equities

risk/return profile: 5

Corporate bonds (dollars)

Corporate bonds (dollars)

risk/return profile: 4

Corporate bonds (euros)

Corporate bonds (euros)

risk/return profile: 3

Corporations of developed countries

Corporations of developed countries

risk/return profile: 5

Australian and Asian major corporations

Australian and Asian major corporations

risk/return profile: 5

Blue-chip companies of eurozone

Blue-chip companies of eurozone

risk/return profile: 6

Large European companies

Large European companies

risk/return profile: 5

Eurozone dividend payers

Eurozone dividend payers

risk/return profile: 5

100 biggest US technology companies

100 biggest US technology companies

risk/return profile: 5

Smaller US companies

Smaller US companies

risk/return profile: 6

500 largest companies in the US

500 largest companies in the US

risk/return profile: 5

Medium and large US companies

Medium and large US companies

risk/return profile: 5

US dividend payers

US dividend payers

risk/return profile: 5

German companies

German companies

risk/return profile: 6

Japanese companies

Japanese companies

risk/return profile: 5

Emerging market companies

Emerging market companies

risk/return profile: 6

Eastern European companies

Eastern European companies

risk/return profile: 6

Asian developing market companies

Asian developing market companies

risk/return profile: 6

Latin American largest companies

Latin American largest companies

risk/return profile: 6

Persian Gulf companies

Persian Gulf companies

risk/return profile: 5

Chinese companies

Chinese companies

risk/return profile: 6

Russian companies

Russian companies

risk/return profile: 7

Indian companies

Indian companies

risk/return profile: 6

Water

Water

risk/return profile: 5

Real estate

Real estate

risk/return profile: 5

Infrastructure

Infrastructure

risk/return profile: 5

Sustainably-focused enterprises

Sustainably-focused enterprises

risk/return profile: 5

Clean energy producers

Clean energy producers

risk/return profile: 6

Cybersecurity

Cybersecurity

risk/return profile: 6

Automation and robotics

Automation and robotics

risk/return profile: 5

Medicine

Medicine

risk/return profile: 5

Products and services for the elderly

Products and services for the elderly

risk/return profile: 5

Health innovators

Health innovators

risk/return profile: 5

Luxury brands

Luxury brands

risk/return profile: 6

Consumer goods

Consumer goods

risk/return profile: 5

Dividend payers

Dividend payers

risk/return profile: 5

Bitcoin

Bitcoin

risk/return profile: 7

Ethereum

Ethereum

risk/return profile: 7

No funds

LHV World Equities

The fund invests in global stock markets. The portfolio has been dispersed between developed markets and developing markets in the sector of consumer goods, durable goods and funds (e.g. the US, Sweden, India, Russia, etc. For example Siemens, Philip Morris)

Fund’s performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
LHV World Equities Fund
Symbol
LHV World Equities Fund
Currency
euro
The fund’s percentage rate of charge
2.46%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Corporate bonds (dollars)

The fund invests in corporate bonds listed in dollars in the industrial and financial sectors of developed markets (e.g. Goldman Sachs, Verizone)

Fund’s performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares $ Corp Bond UCITS ETF
Symbol
IBDC
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Corporate bonds (euros)

The fund invests in corporate bonds in the industrial and financial sectors of developed markets (e.g. Japanese bonds, Verizone, Citygroup)

Fund’s performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Global Corp Bond EUR Hedged UCITS ETF
Symbol
IBCQ
Currency
euro
The fund’s percentage rate of charge
0.25%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Corporations of developed countries

The fund invests in the major corporations of developed countries (e.g. Apple, Google, Amazon, Nestle, Visa, Procter & Gamble, Toyota)

Fund's performance graph, additional information, Fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
MSCI World Index UCITS ETF
Symbol
XDWD
Currency
euro
The fund’s percentage rate of charge
0.19%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Australian and Asian major corporations

The fund invests in finance, real estate and industrial companies of Australia, New Zealand, Singapore and Hong Kong.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Core MSCI Pacific ex-Japan UCITS ETF
Symbol
SXR1
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Blue-chip companies of eurozone

The fund invests in major corporations of the euro zone (e.g. Siemens, Basf, Total, Deutsche Telecom)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Lyxor MSCI EMU Value UCITS ETF
Symbol
VAL
Currency
euro
The fund’s percentage rate of charge
0.40%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Large European companies

The fund invests in 600 European companies (e.g. Nestle, Novartis, Shell, Siemens, Daimler, Unilever)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares STOXX Europe 600 UCITS ETF
Symbol
EXSA
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Eurozone dividend payers

The fund invests in the 40 biggest dividend-paying enterprises in the euro zone in the communication service, industrial and financial sector.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
SPDR® S&P® Euro Dividend Aristocrats UCITS ETF
Symbol
SPYW
Currency
euro
The fund’s percentage rate of charge
0.30%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

100 biggest US technology companies

The fund invests in the 100 biggest technology enterprises of the US and the rest of the world (e.g. Google, Apple, Microsoft, Amazon, Netflix)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares NASDAQ-100® UCITS ETF
Symbol
EXXT
Currency
euro
The fund’s percentage rate of charge
0.31%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Smaller US companies

The fund invests in smaller US companies in the financial, industrial, healthcare and technology sector.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Russell 2000 UCITS ETF
Symbol
XRS2
Currency
euro
The fund’s percentage rate of charge
0.30%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

500 largest companies in the US

The fund invests in the 500 largest US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Core S&P 500 UCITS ETF
Symbol
SXR8
Currency
euro
The fund’s percentage rate of charge
0.07%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Medium and large US companies

The fund invests in US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil) and covers approx. 85% of the total value of publicly listed US companies.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
MSCI USA Index UCITS ETF (DR) 1C
Symbol
XD9U
Currency
euro
The fund’s percentage rate of charge
0.07%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

US dividend payers

The fund invests in the biggest US enterprises (e.g. AT&T, AbbVie, Exxon Mobil) that have increased their dividend payments for at least 25 consecutive years.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
SPDR® S&P® U.S. Dividend Aristocrats UCITS ETF
Symbol
SPYD
Currency
euro
The fund’s percentage rate of charge
0.35%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

German companies

This fund is suitable for an investor who wants to contribute to the German economy by means of 30 large companies (e.g. Siemens, Daimler, Adidas, Volkswagen)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Core DAX® UCITS ETF
Symbol
EXS1
Currency
euro
The fund’s percentage rate of charge
0.16%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Japanese companies

The fund invests in Japanese enterprises (e.g. Toyota, Mitsubishi, Sony, Honda)

Fund's performance graph, additional information, fund's key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Core MSCI Japan IMI UCITS ETF
Symbol
IJPA
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Emerging market companies

The fund invests in the enterprises of South Korea, Taiwan, China, South Africa, Brazil, Russia and other emerging markets in the sectors of information technology, telecommunications and finance (e.g. Alibaba, Samsung)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
MSCI Emerging Markets ETF
Symbol
IEMM
Currency
euro
The fund’s percentage rate of charge
0.75%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Eastern European companies

The fund follows an index comprised of the largest companies of Poland, the Czech Republic and Hungary.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Lyxor Eastern Europe UCITS ETF
Symbol
L8I2
Currency
euro
The fund’s percentage rate of charge
0.50%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Asian developing market companies

The fund invests in the enterprises of China, India, South Korea, Taiwan and other developing markets of the Asian region (e.g. Tencent, Samsung, Baidu, Alibaba).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
AMUNDI ETF MSCI EM ASIA UCITS ETF
Symbol
AASI
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Latin American largest companies

The fund mainly invests in Brazilian, Mexican, Chilean and Columbian enterprises.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
AMUNDI ETF MSCI EM LATIN AMERICA UCITS ETF
Symbol
ALAT
Currency
euro
The fund’s percentage rate of charge
0.20%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Persian Gulf companies

The fund invests in the industrial, real estate and banking sector companies of Bahrain, Oman, Qatar, Kuwait, the UAE and Saudi Arabia.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
LHV Persian Gulf Fund
Symbol
SEF – LHV Persian Gulf Fund
Currency
euro
The fund’s percentage rate of charge
2.74%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Chinese companies

The fund is comprised of Chinese technology giants, banks and manufacturing companies. The biggest publicly listed Chinese companies are Tencent and Alibaba, which are almost as big as Facebook or Amazon.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Xtrackers CSI300 Swap UCITS ETF
Symbol
XCHA
Currency
euro
The fund’s percentage rate of charge
0.50%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Russian companies

The fund follows the index comprised of the biggest Russian companies (e.g. Lukoil, Rosneft, Gazprom, Sberbank).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Xtrackers MSCI Russia Capped Swap UCITS ETF
Symbol
DBXV
Currency
euro
The fund’s percentage rate of charge
0.65%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Indian companies

The fund invests in the biggest Indian companies (e.g. Tata, Infosys)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Amundi ETF MSCI India UCITS ETF
Symbol
CI2
Currency
euro
The fund’s percentage rate of charge
0.80%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Water

The fund invests in companies engaged in water management and the development of the related technologies (e.g. Veolia, Alfa Laval).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Global Water UCITS ETF
Symbol
IQQQ
Currency
euro
The fund’s percentage rate of charge
0.65%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Real estate

The fund invests in companies related to real estate management and development (e.g. shopping centres, residential housing, public buildings, storage spaces).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
SPDR® Dow Jones Global Real Estate UCITS ETF
Symbol
SPYJ
Currency
euro
The fund’s percentage rate of charge
0.40%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Infrastructure

The fund invests in big companies engaged in infrastructure management and development (e.g. railways, pipelines, terminals, transmission networks).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Global Infrastructure UCITS ETF USD (Dist)
Symbol
IQQI
Currency
euro
The fund’s percentage rate of charge
0.65%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Sustainably-focused enterprises

The fund is comprised of enterprises placing a lot of focus on sustainable development (e.g. Microsoft, Nestle, Intel, Samsung, Novartis, Bank of America). Sustainability is assessed based on the social, economic and environmental impact.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Dow Jones Global Sustainability Screened UCITS ETF
Symbol
IUSL
Currency
euro
The fund’s percentage rate of charge
0.60%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Clean energy producers

The fund invests in companies engaged in the production of clean energy and the development of the related technology (e.g. solar energy producers, equipment manufacturers – Verbund, First Solar)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Global Clean Energy UCITS ETF
Symbol
IQQH
Currency
euro
The fund’s percentage rate of charge
0.65%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Cybersecurity

The fund invests in enterprises engaged in the field of cybersecurity.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
L&G Cyber Security UCITS ETF
Symbol
ISPY
Currency
euro
The fund’s percentage rate of charge
0.75%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Automation and robotics

The fund invests in enterprises engaged in the field of robotics and automation.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Automation & Robotics UCITS ETF
Symbol
2B76
Currency
euro
The fund’s percentage rate of charge
0.40%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Medicine

The fund invests in the healthcare-related enterprises of developed countries (e.g. Pfizer, Roche, Merck, Novartis, Johnson&Johnson)

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
Xtrackers MSCI World Health Care UCITS ETF 1C
Symbol
XDWH
Currency
euro
The fund’s percentage rate of charge
0.30%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Products and services for the elderly

The fund invests in enterprises of the healthcare and finance sector who are offering products and services targeting the elderly.

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Ageing Population UCITS ETF
Symbol
2B77
Currency
euro
The fund’s percentage rate of charge
0.40%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Health innovators

The fund invests in enterprises engaged in the development of the field of healthcare services (e.g. Ablynx and Celltrion).

Fund's performance graph, additional information, fund’s key investor information

Risk and return profile

Lower

Higher

1
2
3
4
5
6
7
Name of the fund
iShares Healthcare Innovation UCITS ETF
Symbol
2B78
Currency
euro
The fund’s percentage rate of charge
0.40%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Luxury brands

The fund invests in the 80 biggest luxury goods manufacturers and retailers (e.g. Daimler, Nike, Estee Lauder, Hennessy, Tesla)

Fund's performance graph, additional information, fund’s key investor information

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Name of the fund
Amundi S&P Global Luxury UCITS ETF
Symbol
GLUX
Currency
euro
The fund’s percentage rate of charge
0.25%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Consumer goods

The fund invests in the biggest European producers of consumer goods (e.g. Nestle, Unilever, L'Oreal, Danone).

Fund's performance graph, additional information, fund’s key investor information

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Name of the fund
SPDR® MSCI Europe Consumer Staples UCITS ETF
Symbol
SPYC
Currency
euro
The fund’s percentage rate of charge
0.30%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Dividend payers

The fund invests in 100 enterprises of developed countries that have made stable dividend payments (e.g. Shell, GlaxoSmithKline, Ford, Fortum)

Fund's performance graph, additional information, fund’s key investor information

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Name of the fund
iShares STOXX Global Select Dividend 100 UCITS ETF
Symbol
ISPA
Currency
euro
The fund’s percentage rate of charge
0.46%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Bitcoin

The fund follows the movements of the market price of the Bitcoin cryptocurrency (BTC).

The fund in question is an index fund, the market value of which may, in comparison with other index funds, rise or fall much more frequently and on a larger scale. In certain instances, you may lose the invested sum. Fund's performance graph, additional information, fund’s key investor information

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Name of the fund
Bitcoin Tracker Euro
Symbol
COINXBE
Currency
euro
The fund’s percentage rate of charge
2.50%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

Ethereum

The fund follows the movements of the market price of the Ether cryptocurrency (ETH).

The fund in question is an index fund, the market value of which may, in comparison with other index funds, rise or fall much more frequently and on a larger scale. In certain instances, you may lose the invested sum. Fund's performance graph, additional information, fund’s key investor information

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Name of the fund
Ether Tracker Euro
Symbol
COINETHE
Currency
euro
The fund’s percentage rate of charge
2.50%

This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.

A growth account is flexible and easy to open

  • Compile your investment portfolio
    When concluding an agreement you can choose up to six broad-based funds and determine their ratios. The selected funds and their ratios can be changed later. Activate microinvestment for automatic payments.

    View the funds
  • Add money to your account
    The money you have contributed will be used on the basis of your portfolio to purchase new securities each Wednesday, between 17.00 and 19.00.
    It should be remembered that after a sales transaction, new purchase transactions are not made for a period of eight banking days.

  • Make a standing payment order
    Make a standing payment order for regular investments. The sum invested can be changed free of charge at any time and if needed, a break can be taken from the monthly payments.

    Standing payment order

Price list

Conclusion of agreement

Free of charge

Fee for a purchase transaction

1%

Fee for a sales transaction

11 € + 0,3% per instrument. LHV funds charge 1% fee.

Management fee

0.05% per month (from EUR 0,5; 0.025% on sums over EUR 30,000), plus VAT; first year without management fee; management fee for persons under 26 years of age is 0 EUR

Income and expense calculator for securities transactions

View the terms and conditions, price list and risks of the Growth Account. Before making an investment decision, review the fund’s prospectus and key investor information and risks involved in the investment. We advise you to get acquainted with the fund and the costs involved in the investment service with the help of the resources available on the website.

Additional information