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Growth account

LHV Growth Account makes investing easy

  • Minimum investments start from EUR 1
  • Payments can be either regular or one-time
  • We conclude transactions with securities for you
  • Conclusion of an agreement is free of charge
  • In the first year, there is no management fee

A growth account is flexible and easy to open

1.

Compile your investment portfolio

When concluding an agreement you can choose up to six broad-based funds and determine their ratios. The selected funds and their ratios can be changed later.

View the funds

2.

Add money to your account
The money you have contributed will be used on the basis of your portfolio to purchase new securities each Wednesday, between 17.00 and 19.00.

It should be remembered that after a sales transaction, new purchase transactions are not made for a period of eight banking days.

3.

Make a standing payment order
Make a standing payment order for regular investments. The sum invested can be changed free of charge at any time and if needed, a break can be taken from the monthly payments.

Standing payment order

Price List

Conclusion of agreement

Free of charge

Fee for a purchase transaction

1%

Fee for a sales transaction

Based on the price list of the account (usually EUR 11 + 0.3% per instrument)

Management fee

0.05% per month (from EUR 1; 0.025% on sums over EUR 30,000); first year without management fee

View the terms and conditions, price list and risks of the Growth Account.

Funds

To put together a Growth Account portfolio that suits you, select up to six funds and their ratios upon the conclusion of the agreement. You can choose from the following funds.

Follows the S&P 350 Europe index that includes the shares of 350 major companies of Western Europe. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of major European companies.

Additional information

Follows the MSCI EMU Index, which invests into enterprises of the euro zone and covers approx. 85% of the market value of the enterprises of the euro zone that are listed on the stock market. In addition to the major European industrial countries this fund can be used to invest into the shares of countries like Finland, Belgium, Greece, etc. It is a very broad-based fund, therefore having a lower-than-average risk level. The currency of the fund is the euro.

Share fund traded on the stock market, which is suitable for an investor who wants to put their money into European value shares.

Additional information

It follows the Dow Jones Stoxx 600 index that includes 200 medium-sized and 400 major companies from 18 European countries. It invests both into the bigger and more developed European countries (e.g. Germany, Italy and the Great Britain) as well as the smaller ones (e.g. Portugal, Finland and Sweden). Following a broad-based index makes it possible to follow the economy of Europe, doing it with a lower-than-average risk level. The currency of the fund is the euro.

Share fund traded on the stock market, which is suitable for an investor who wants to invest in major European companies.

Additional information

Follows the Nasdaq, the index of the technology sector of the US, which includes the 100 biggest technology companies in the US and the rest of the world. Investment bearing medium risk. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suited for an investor who wants to bet their money on the more rapid growth of technology companies.

Additional information

Follows the Russell 2000 index consisting of US enterprises ranking 1000th–3000th place in terms of their market value. It is an index of the so-called small and medium-sized enterprises. Smaller enterprises can offer more growth prospects, but also involve bigger potential losses and volatility, as not every growing enterprise is going to achieve success. Investment bearing medium risk. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to put their money on the potentially faster growth of the riskier enterprises of the US.

Additional information

Follows the US Standard&Poors 500 Index that includes 500 of the most important US enterprises chosen on the basis of their size and liquidity. Standard&Poors 500 covers approximately 77% of the market capital zone of the shares traded on the U.S. market. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of major US’ companies.

Additional information

Follows the CSI300 Index that invests into the biggest Chinese enterprises. Riskier-than-average investment. The currency of the fund is the euro.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of Chinese companies.

Additional information

Follows the CECE Index used to invest into the developing markets of Eastern Europe. The index follows the results of 30 companies mostly located in Poland, the Czech Republic and Hungary. Riskier-than-average investment. The currency of the fund is the euro.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of Eastern European companies.

Additional information

A share fund that follows the S&P Asia Pacific Emerging BMI Index, which includes the shares of companies from China, India, Malaysia and other developing Asian markets. Riskier-than-average investment. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of the companies of the developing Asian markets.

Additional information

Follows the MSCI Emerging Markets Index that invests into the companies of South Korea, Taiwan, China, South Africa, Brazil, Russia and other developing markets. Broad-based fund investing on the developing markets. Investment bearing medium risk. The currency of the fund is the euro.

Fund traded on the stock market, which is suitable for an investor who wants to invest into the developing markets.

Additional information

Follows the MSCI Russia Capped Index investing in major Russian companies. Riskier-than-average investment. The currency of the fund is the euro.

Share fund traded on the stock market, which is suitable for an investor who wants to invest into major Russian companies.

Additional information

The bond fund follows the Barclays Capital U.S. Aggregate Bond Index. The fund invests in the global government and corporate funds listed in dollars. It is a very broad-based fund. Investment with a lower risk level. The currency of the fund is the dollar.

Publicly traded bond fund that suits an investor with a very low tolerance for risk, who wants to make broad-based investments into global bonds.

Additional information

The bond fund follows the Barclays Global Aggregate Corporate Index. The fund invests into the bonds of companies with an investment grade on both the developing and developed markets. Investment with a very low risk level. The currency of the fund is the euro.

Publicly traded bond fund that suits an investor with a very low tolerance for risk, who wants to make broad-based investments into companies with investment grade funds.

Additional information

Follows the iShares Standard & Poorsi Ladina-Ameerika 40 index investing mainly in the companies of Brazil, Mexico, Chile and Agentina. The fund invests into the 40 biggest enterprises on these markets. Investment bearing medium risk. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of major Latin American companies.

Additional information

LHV World Equities Fund invests into the global stock markets. The fund’s portfolio has been dispersed between the developed markets (e.g. Western Europe, USA, Japan) and the developing markets (e.g. Asia, Latin America, Eastern Europe). Investment with a lower-than-average risk level. The currency of the fund is the euro.

This traditional share fund is a suitable investment for those who want to make long-term investments in the global stock market.

Additional information

LHV Persian Gulf Fund invests into the companies of the GCC (Gulf Cooperation Council) – companies traded on the stock markets of the United Arab Emirates, Qatar, Saudi Arabia, Oman, Kuwait, and Bahrain. Riskier-than-average investment. The currency of the fund is the euro.

The fund sees growth and potential outside the energy sector. This is why most of the investments are made into companies within the banking, insurance, infrastructure, communications, construction and utilities sector.

This traditional share fund is a suitable investment for those who want to make long-term investments in the stock markets of the Middle East.

Additional information

Follows the MSCI EAFE index comprised of the shares of 21 developed countries. The index includes close to 800 companies, approximately 70% of which are located in Europe, with the rest in Asia. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable foran investor who wants to contribute to the prospective growth of major European, Australian and Asian companies.

Additional information

Follows the MSCI Japan index comprised on the larger companies listed in Japan. The somewhat bigger risk of this instrument, due to investments made in a single country, is mitigated by the historically stable economy of Japan. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of major Japanese companies.

Additional information

Follows the MSCI Pacific ex Japan Index that includes the shares of the companies of Australia, New Zealand, Singapore and Hong Kong. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to contribute to the prospective growth of the companies of Australia, New Zealand, Singapore and Hong Kong.

Additional information

The share fund follows the MSCI US Board Market index. The fund invests into companies listed in the US that represent 99.5% of the whole market value of the US stock market. This is a very broad-based fund focused on only the enterprises listed in the United States. Investment with a lower-than-average risk level. The currency of the fund is the dollar.

Share fund traded on the stock market, which is suitable for an investor who wants to make broad-based investments into the companies listed on the US stock market.

Additional information

Follows the S&P Euro High Yield Dividend Aristocrats Index. The fund is designed to measure the performance of the 40 highest dividend-yielding Eurozone companies within the S&P Europe Broad Market Index and have a managed dividends policy of increasing or stable dividends for at least 10 consecutive years. The currency of the fund is the euro.

The fund is suitable for an investor who wants to invest their money into dividend paying European equities

Additional information

Follws the S&P 500 Dividend Aristocrats Index. The fund focuses on companies in the S&P 500 index that have grown dividends for at least 25 consecutive years. The index has outperformed the S&P 500 with lower volatility since its inception. The currency of the fund is the dollar.

The fund is suitable for an investor who wants to invest their money into dividend paying US equities.

Additional information

Follows the DAX index which constitutes of 30 largest and most traded companies in Germany. Riskier-than-average investment. The currency of the fund is the euro.

The fund is suitable for an investor who wants to invest their money into German economy through large companies.

Additional information

Terms and conditions and additional information