LHV Growth Account makes investing easy
- Minimum investments start from one euro
- Payments can be either regular or one-time
- Make payments conveniently with microinvestments
- We conclude transactions with securities for you
- Conclusion of agreement is free of charge
- In the first year, there is no management fee
View the funds
Themes and regions
Risk and expected returns
Lower
Higher
Gold
risk/return profile: 4
The fund invests in physical gold.
risk/return profile: 4
LHV World Equities
risk/return profile: 5
The fund manager invests in equity markets around the world. The fund’s portfolio is spread across developed markets (e.g. Western Europe, the US, Japan) as well as emerging markets (e.g. Asia, Latin America, Eastern Europe).
risk/return profile: 5
Global enterprises
risk/return profile: 5
The fund passively invests in big and medium sized companies by following global stock index. The portfolio has been dispersed between developed and developing countries representing all economic sectors.
risk/return profile: 5
Corporate bonds (dollars)
risk/return profile: 4
The fund invests in corporate bonds listed in dollars in the industrial and financial sectors of developed markets (e.g. Goldman Sachs, Verizone).
risk/return profile: 4
Corporate bonds (euros)
risk/return profile: 4
The fund invests in corporate bonds in the industrial and financial sectors of developed markets (e.g. Japanese bonds, Verizone, Citigroup).
risk/return profile: 4
Silver
risk/return profile: 5
The fund invests in physical silver.
risk/return profile: 5
Precious metals
risk/return profile: 4
The fund invests in a portfolio of four physical precious metals: gold, silver, platinum, and palladium.
risk/return profile: 4
Nordic companies
risk/return profile: 6
The fund tracks the performance of an index that represents largest companies from Finland, Sweden, Norway and Denmark (e.g., Novo-Nordisk, Ericsson, Volvo, Nordea Bank).
risk/return profile: 6
Corporations of developed countries
risk/return profile: 6
The fund invests in the major corporations of developed countries (e.g. Apple, Google, Amazon, Nestle, Visa, Procter & Gamble, Toyota).
risk/return profile: 6
Australian and Asian major corporations
risk/return profile: 6
The fund invests in finance, real estate and industrial companies of Australia, New Zealand, Singapore and Hong Kong.
risk/return profile: 6
Blue-chip companies of eurozone
risk/return profile: 6
The fund invests in major corporations of the euro zone (e.g. Siemens, Basf, Total, Deutsche Telecom).
risk/return profile: 6
Large European companies
risk/return profile: 6
The fund invests in 600 European companies (e.g. Nestle, Novartis, Shell, Siemens, Daimler, Unilever).
risk/return profile: 6
Eurozone dividend payers
risk/return profile: 6
The fund invests in the 40 biggest dividend-paying enterprises in the euro zone in the communication service, industrial and financial sector.
risk/return profile: 6
German government bonds
risk/return profile: 3
The fund invests in German government bonds.
risk/return profile: 3
Digitalisation
risk/return profile: 6
The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).
risk/return profile: 6
E-sports
risk/return profile: 6
The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).
risk/return profile: 6
Electric cars
risk/return profile: 6
The fund tracks the performance of an index that includes global manufacturers of electric and autonomous vehicles, as well as their component suppliers (e.g. Tesla, Nvidia, ABB).
risk/return profile: 6
100 biggest US technology companies
risk/return profile: 6
The fund invests in the 100 biggest technology enterprises of the US and the rest of the world (e.g. Google, Apple, Microsoft, Amazon, Netflix).
risk/return profile: 6
Smaller US companies
risk/return profile: 6
The fund invests in smaller US companies in the financial, industrial, healthcare and technology sector.
risk/return profile: 6
500 largest companies in the US
risk/return profile: 6
The fund invests in the 500 largest US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil).
risk/return profile: 6
Medium and large US companies
risk/return profile: 6
The fund invests in US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil) and covers approx. 85% of the total value of publicly listed US companies.
risk/return profile: 6
US dividend payers
risk/return profile: 6
The fund invests in the biggest US enterprises (e.g. AT&T, AbbVie, Exxon Mobil) that have increased their dividend payments for at least 25 consecutive years.
risk/return profile: 6
German companies
risk/return profile: 6
This fund is suitable for an investor who wants to contribute to the German economy by means of 30 large companies (e.g. Siemens, Daimler, Adidas, Volkswagen).
risk/return profile: 6
Japanese companies
risk/return profile: 6
The fund invests in Japanese enterprises (e.g. Toyota, Mitsubishi, Sony, Honda).
risk/return profile: 6
Emerging market companies
risk/return profile: 6
The fund invests in the enterprises of South Korea, Taiwan, China, South Africa, Brazil, Russia and other emerging markets in the sectors of information technology, telecommunications and finance (e.g. Alibaba, Samsung).
risk/return profile: 6
Eastern European companies
risk/return profile: 6
The fund follows an index comprised of the largest companies of Poland, the Czech Republic and Hungary.
risk/return profile: 6
Asian developing market companies
risk/return profile: 6
The fund invests in the enterprises of China, India, South Korea, Taiwan and other developing markets of the Asian region (e.g. Tencent, Samsung, Baidu, Alibaba).
risk/return profile: 6
Latin American largest companies
risk/return profile: 7
The fund mainly invests in Brazilian, Mexican, Chilean and Colombian enterprises.
risk/return profile: 7
Chinese companies
risk/return profile: 6
The fund tracks the performance of an index that includes 300 largest mainland Chinese stocks (e.g. China Merchants Bank, Midea, China State Construction).
risk/return profile: 6
Russian companies
risk/return profile: 7
The fund follows the index comprised of the biggest Russian companies (e.g. Lukoil, Rosneft, Gazprom, Sberbank).
risk/return profile: 7
Indian companies
risk/return profile: 6
The fund invests in the biggest Indian companies (e.g. Tata, Infosys).
risk/return profile: 6
Water
risk/return profile: 6
The fund invests in companies engaged in water management and the development of the related technologies (e.g. Veolia, Alfa Laval).
risk/return profile: 6
Real estate
risk/return profile: 6
The fund invests in companies related to real estate management and development (e.g. shopping centres, residential housing, public buildings, storage spaces).
risk/return profile: 6
Infrastructure
risk/return profile: 6
The fund invests in big companies engaged in infrastructure management and development (e.g. railways, pipelines, terminals, transmission networks).
risk/return profile: 6
Commodities
risk/return profile: 5
The fund tracks the price movements of agricultural, energy, and metal commodities (e.g. wheat, crude oil, copper, gold).
risk/return profile: 5
Sustainably-focused enterprises
risk/return profile: 6
The fund is comprised of enterprises placing a lot of focus on sustainable development (e.g. Microsoft, Nestle, Intel, Samsung, Novartis, Bank of America). Sustainability is assessed based on the social, economic and environmental impact.
risk/return profile: 6
Clean energy producers
risk/return profile: 6
The fund invests in companies engaged in the production of clean energy and the development of the related technology (e.g. solar energy producers, equipment manufacturers – Verbund, First Solar).
risk/return profile: 6
Cybersecurity
risk/return profile: 6
The fund invests in enterprises engaged in the field of cybersecurity.
risk/return profile: 6
Automation and robotics
risk/return profile: 6
The fund invests in enterprises engaged in the field of robotics and automation.
risk/return profile: 6
Medicine
risk/return profile: 6
The fund invests in the healthcare-related enterprises of developed countries (e.g. Pfizer, Roche, Merck, Novartis, Johnson&Johnson).
risk/return profile: 6
Products and services for the elderly
risk/return profile: 6
The fund invests in enterprises of the healthcare and finance sector who are offering products and services targeting the elderly.
risk/return profile: 6
Health innovators
risk/return profile: 6
The fund invests in enterprises engaged in the development of the field of healthcare services (e.g. Ablynx and Celltrion).
risk/return profile: 6
Luxury brands
risk/return profile: 6
The fund invests in the 80 biggest luxury goods manufacturers and retailers (e.g. Daimler, Nike, Estee Lauder, Hennessy, Tesla).
risk/return profile: 6
Consumer goods
risk/return profile: 5
The fund invests in the biggest European producers of consumer goods (e.g. Nestle, Unilever, L'Oreal, Danone).
risk/return profile: 5
Dividend payers
risk/return profile: 6
The fund invests in 100 enterprises of developed countries that have made stable dividend payments (e.g. Shell, GlaxoSmithKline, Ford, Fortum).
risk/return profile: 6
Bitcoin
risk/return profile: 6
The fund follows the movements of the market price of the Bitcoin cryptocurrency (BTC).
risk/return profile: 6
Ethereum
risk/return profile: 7
The fund follows the movements of the market price of the Ether cryptocurrency (ETH).
risk/return profile: 7
No funds
Gold
The fund invests in physical gold.
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
LHV World Equities
The fund manager invests in equity markets around the world. The fund’s portfolio is spread across developed markets (e.g. Western Europe, the US, Japan) as well as emerging markets (e.g. Asia, Latin America, Eastern Europe).
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Global enterprises
The fund passively invests in big and medium sized companies by following global stock index. The portfolio has been dispersed between developed and developing countries representing all economic sectors.
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Corporate bonds (dollars)
The fund invests in corporate bonds listed in dollars in the industrial and financial sectors of developed markets (e.g. Goldman Sachs, Verizone).
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Corporate bonds (euros)
The fund invests in corporate bonds in the industrial and financial sectors of developed markets (e.g. Japanese bonds, Verizone, Citigroup).
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Silver
The fund invests in physical silver.
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Precious metals
The fund invests in a portfolio of four physical precious metals: gold, silver, platinum, and palladium.
Fund’s performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Nordic companies
The fund tracks the performance of an index that represents largest companies from Finland, Sweden, Norway and Denmark (e.g., Novo-Nordisk, Ericsson, Volvo, Nordea Bank).
Fund's performance graph, additional information, Fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Corporations of developed countries
The fund invests in the major corporations of developed countries (e.g. Apple, Google, Amazon, Nestle, Visa, Procter & Gamble, Toyota).
Fund's performance graph, additional information, Fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Australian and Asian major corporations
The fund invests in finance, real estate and industrial companies of Australia, New Zealand, Singapore and Hong Kong.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Blue-chip companies of eurozone
The fund invests in major corporations of the euro zone (e.g. Siemens, Basf, Total, Deutsche Telecom).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Large European companies
The fund invests in 600 European companies (e.g. Nestle, Novartis, Shell, Siemens, Daimler, Unilever).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Large European companies
The fund invests in the largest listed European companies (e.g. Nestle, Roche, LVMH, Unilever).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Eurozone dividend payers
The fund invests in the 40 biggest dividend-paying enterprises in the euro zone in the communication service, industrial and financial sector.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
German government bonds
The fund invests in German government bonds.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Digitalisation
The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
E-sports
The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Electric cars
The fund tracks the performance of an index that includes global manufacturers of electric and autonomous vehicles, as well as their component suppliers (e.g. Tesla, Nvidia, ABB).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
100 biggest US technology companies
The fund invests in the 100 biggest technology enterprises of the US and the rest of the world (e.g. Google, Apple, Microsoft, Amazon, Netflix).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Smaller US companies
The fund invests in smaller US companies in the financial, industrial, healthcare and technology sector.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
500 largest companies in the US
The fund invests in the 500 largest US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Medium and large US companies
The fund invests in US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil) and covers approx. 85% of the total value of publicly listed US companies.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
US dividend payers
The fund invests in the biggest US enterprises (e.g. AT&T, AbbVie, Exxon Mobil) that have increased their dividend payments for at least 25 consecutive years.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
German companies
This fund is suitable for an investor who wants to contribute to the German economy by means of 30 large companies (e.g. Siemens, Daimler, Adidas, Volkswagen).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Japanese companies
The fund invests in Japanese enterprises (e.g. Toyota, Mitsubishi, Sony, Honda).
Fund's performance graph, additional information, fund's key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Emerging market companies
The fund invests in the enterprises of South Korea, Taiwan, China, South Africa, Brazil, Russia and other emerging markets in the sectors of information technology, telecommunications and finance (e.g. Alibaba, Samsung).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Eastern European companies
The fund follows an index comprised of the largest companies of Poland, the Czech Republic and Hungary.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Asian developing market companies
The fund invests in the enterprises of China, India, South Korea, Taiwan and other developing markets of the Asian region (e.g. Tencent, Samsung, Baidu, Alibaba).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Latin American largest companies
The fund mainly invests in Brazilian, Mexican, Chilean and Colombian enterprises.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Chinese companies
The fund tracks the performance of an index that includes 300 largest mainland Chinese stocks (e.g. China Merchants Bank, Midea, China State Construction).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Russian companies
The fund follows the index comprised of the biggest Russian companies (e.g. Lukoil, Rosneft, Gazprom, Sberbank).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Indian companies
The fund invests in the biggest Indian companies (e.g. Tata, Infosys).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Water
The fund invests in companies engaged in water management and the development of the related technologies (e.g. Veolia, Alfa Laval).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Real estate
The fund invests in companies related to real estate management and development (e.g. shopping centres, residential housing, public buildings, storage spaces).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Infrastructure
The fund invests in big companies engaged in infrastructure management and development (e.g. railways, pipelines, terminals, transmission networks).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Commodities
The fund tracks the price movements of agricultural, energy, and metal commodities (e.g. wheat, crude oil, copper, gold).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Sustainably-focused enterprises
The fund is comprised of enterprises placing a lot of focus on sustainable development (e.g. Microsoft, Nestle, Intel, Samsung, Novartis, Bank of America). Sustainability is assessed based on the social, economic and environmental impact.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Clean energy producers
The fund invests in companies engaged in the production of clean energy and the development of the related technology (e.g. solar energy producers, equipment manufacturers – Verbund, First Solar).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Cybersecurity
The fund invests in enterprises engaged in the field of cybersecurity.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Automation and robotics
The fund invests in enterprises engaged in the field of robotics and automation.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Medicine
The fund invests in the healthcare-related enterprises of developed countries (e.g. Pfizer, Roche, Merck, Novartis, Johnson&Johnson).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Products and services for the elderly
The fund invests in enterprises of the healthcare and finance sector who are offering products and services targeting the elderly.
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Health innovators
The fund invests in enterprises engaged in the development of the field of healthcare services (e.g. Ablynx and Celltrion).
Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Luxury brands
The fund invests in the 80 biggest luxury goods manufacturers and retailers (e.g. Daimler, Nike, Estee Lauder, Hennessy, Tesla).
Fund's performance graph, additional information, fund’s key investor information
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This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Consumer goods
The fund invests in the biggest European producers of consumer goods (e.g. Nestle, Unilever, L'Oreal, Danone).
Fund's performance graph, additional information, fund’s key investor information
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This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Dividend payers
The fund invests in 100 enterprises of developed countries that have made stable dividend payments (e.g. Shell, GlaxoSmithKline, Ford, Fortum).
Fund's performance graph, additional information, fund’s key investor information
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This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Bitcoin
The fund follows the movements of the market price of the Bitcoin cryptocurrency (BTC).
The fund in question is an index fund, the market value of which may, in comparison with other index funds, rise or fall much more frequently and on a larger scale. In certain instances, you may lose the invested sum. Fund's performance graph, lisainfo, additional information, fund’s key investor information
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This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Ethereum
The fund follows the movements of the market price of the Ether cryptocurrency (ETH).
The fund in question is an index fund, the market value of which may, in comparison with other index funds, rise or fall much more frequently and on a larger scale. In certain instances, you may lose the invested sum. Fund's performance graph, additional information, fund’s key investor information
Lower
Higher
This does not constitute a personal investment suggestion. Before making an investment decision, review the fund’s prospectus and key investor information, risk and costs involved in the investment and the conditions of the Growth Account. The risk and expected rate or return have been presented based on the key investor information. If needed, consult a specialist.
Growth Account for home loan down payment
Use the calculator to see how long would it take you to achieve the necessary down payment via investing or simply via saving.
Investing via Growth Account may allow you to reach the necessary sum for the home loan down payment faster, as the money grows faster while investing it, versus saving it.
When signing a home loan agreement in LHV Bank, you can sell assets from your Growth Account with no fees.
View the Conditions of Growth Account Agreement.
Sell your funds in the desired amount from your Growth Account 2 weeks prior to the date of loan money being paid out. We will reimburse the fees associated to sales of the Growth Account funds within 2 weeks.
How long would it take to collect the down payment for the home loan via investing in comparison to saving?
Purchase price of the property
€Downpayment
%Monthly savings
Yearly yield
Investing is related to opportunities and risks; the market value of securities may both increase and decrease. Currency fluctuations may affect the rate of return on foreign markets. Before making an investment decision, carefully examine the materials concerning the investment as well as potential risks and, if necessary, seek advice from an expert.
Income from investments is subject to taxation. Taxation depends on tax residency and legal form, but also on the type of income and other circumstances. We recommend contacting a tax advisor to obtain more detailed information.
Microinvestment with Growth Account
Microinvestment enables you to grow your investment portfolio without even noticing, investing up to 1 euro to your Growth Account with each debit card payment.
Did you know that microinvesting will help you to deposit approximately 1,1 euros to Growth Account on a daily basis, in a year it will grow up to 400 euros.
Microinvesting is targeted to customers who are ready to accept investment risk, value comfort and are determined to save money in the long-term. Microinvesting will help you to deposit approximately 1,1 euros to Growth Account on a daily basis, in a year it will grow up to 400 euros. If you invest this amount of money yearly throughout 25 years the value of your Growth Acccount will increase up to 40 000 euros provided the average annual growth rate is 10%.
This can be done by signing first the Investment Services Agreement, then setting up Growth Account Agreement via the internet bank. Finally, debit card has to used for payments in order to generate automatically microinvestments that are transferred to Growth Account.
Conclude the agreement
If you do not have a Growth Account yet, first conclude an Investment Services Agreement and Growth Account Agreement.
Activate and configure
Activate microinvestment service at Growth Account’s settings page located in the internet bank. If you wish, you can set an upper limit to the microinvestment sum for smaller payments.
Pay with debit card
Pay with LHV’s debit card and invest with every payment.
Please note! The microinvestment sum is not reserved automatically after each debit card payment. The card payments made during a 24-hour period are accumulated and on the next day the total sum will be calculated to be transferred to your Growth Account as a microinvestment.
If you do not have sufficient funds for the microinvestment at the time of the payment, then a) as much as possible will be taken from your account or b), if your account balance is zero, nothing is taken.
If you wish to stop making microinvestments, you can cancel the service in the internet bank.
Calculation of microinvestment
The sum of a debit card payment is rounded to the next integer.
Example. Your card payment is 2.1 euros. The next integer is 3 euros. The difference between the two numbers is 90 cents – that is the sum of the microinvestment.
Smaller payments
If you wish, you can set an upper limit to your microinvestments for smaller payments (up to 10 euros), which is 10% of the payment value.
Example. Your card payment is 2.1 euros. Usually your microinvestment sum would be 90 cents. By selecting 10% as the upper limit, the microinvestment sum is limited to 21 cents.
Gift your child a standing order to LHV Growth Account
If your child is not yet a client of LHV, open an account for him or her.
Log into the Internet Bank and choose the child’s role. First, conclude an Investment Services Agreement and then a Growth Account Agreement (‘Information and settings’ → ‘Agreements’).
Choose suitable Growth Account funds for your child’s portfolio.
Sign a standing order in your Internet Bank, as this way, every month a fixed sum will be received in your child’s Growth Account.
If you want to receive a Growth Account certificate for your child, please download our designed form to your computer and fill in the necessary fields.
A Growth Account is flexible and easy to open
Open an account and compile your investment portfolio
View the funds
When concluding an agreement you can choose up to six broad-based funds and determine their ratios. The selected funds and their ratios can be changed later. Activate microinvestment for automatic payments.Add money to your account
The money you have contributed will be used on the basis of your portfolio to purchase new securities each Wednesday, between 11.00 and 19.00. If Wednesday is a market holiday, the purchases will be done on the next business day when the market is open.It should be remembered that after a sales transaction, new purchase transactions are not made for a period of eight calendar days.
Make a standing payment order
Standing payment order
Make a standing payment order for regular investments. The sum invested can be changed free of charge at any time and if needed, a break can be taken from the monthly payments.
How to get started with LHV Growth Account
Price list
| Conclusion of agreement | Free of charge |
| Fee for a purchase transaction | 1% |
| Fee for a sales transaction | 0.14% of trade value, min 9 € LHV funds charge 1% fee, max 3 € 0 € is applied if the client sells Growth Account funds for home loan down payment before the loan money is paid out * |
| Management fee | 0.02% per month (from 0,5 €; 0.01% on sums over 30,000 €), plus VAT; first year without management fee; management fee for persons under 26 years of age is 0 € ** |
* Sell your funds in the desired amount from your Growth Account 2 weeks prior to the date of loan money being paid out. We will reimburse the fees associated to sales of the Growth Account funds within 2 weeks.
** Applies only for the first Growth Account.
View the terms and conditions, price list and risks of the Growth Account. Before making an investment decision, review the fund’s prospectus and key investor information and risks involved in the investment. We advise you to get acquainted with the fund and the costs involved in the investment service with the help of the resources available on the website.
