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Everything 
your business needs

LHV helps your business grow

  • The best everyday banking services – free transfers within Europe and a user-friendly internet bank and mobile app
  • Take your business to a new level – flexible financing products that meet your company’s needs
  • One system for processing all payments – convenient for you and your customers

Exclusive offers from our partners for LHV business customers

The best offers are available to business clients at the locations of LHV’s partners, that make the development of business even more simple and affordable.

European payments are free at LHV
Calculate how much money you will save if you make your transfers from LHV

Monthly savings of
Yearly savings of
LHV service fees
Monthly fee for an account0 €
European payments0 €
Virtual card0 €
1 Debit card (monthly payment)2,00 €
Cash withdrawals0 €
Cash deposit0 €
Total2,00 €

Daily banking and cards

For a business, handling everyday money matters has to be convenient and efficient. Use the LHV mobile app and internet bank to check and plan bank transactions at a time and on a device convenient for you.

Bank cardsVirtual cardPaymentsE-bankingCash servicesCash pool account

Did you know that
there’s no down payment on microloans?

Loan and leasing

We provide financing with expertise and based on trust. We offer financing products on flexible conditions, based on your company’s needs.

Micro loanLeasingInvestment loanOverdraft facilityWorking capital loanFunding acquisitions of companiesMargin loanApartment association loan

Did you know that
LinkPay payment link lets your customers easily pay their bill with Apple Pay?

Payment acquiring

Using LHV’s all-in-one system for receiving payments, you can focus on growing your business by offering customers all methods of payment.

Full payment solutionCash services

Did you know that
the minimum deposit amount is 100 euros?

Deposits

Deposit your company’s funds in LHV. Competitive interest rates make us your best option. We will automatically pay an annual interest rate of 1% on a demand deposit for amounts exceeding 20,000 euros on the current account of a business customer.

Fixed-term depositDemand deposit

Did you know that
an LHV securities account gives you access to all major securities on Baltic, US, Nordic and European markets?

Investing

The best investment services in Estonia. Start investing in LHV today.

Investment services

Did you know that
LHV Connect is completely free for LHV business clients?

Direct link to accounting

Simplify your company’s monthly accounting by integrating your business software with our LHV Connect bank service.

Read more

Did you know that
LHV Salary Payment lets you pay employees their salaries and declare state taxes over one convenient channel?

LHV Salary Payment

Because your time is valuable. The LHV Salary Payment solution declares taxes for you automatically and is free of charge for corporate clients.

Read more

Did you know that
factoring helps hedge the risks arising from customers being insolvent?

Trade finance

Documentary bills help you as a business person better manage the risks, payments and cash flows related to buying and selling.

FactoringDocument collectionBank guaranteeLetter of credit

Did you know that
changes in exchange rates can affect a company's business profits and cash flows, putting financial results at risk?

Managing currency risk

We help you reduce or avoid risks arising from currency fluctuations.

Learn more

Did you know that
LHV Insurance is the fastest claims handler for businesses in Estonia?

Insurance

We offer well-designed insurance solutions to protect your company’s property, vehicles, and operations.

Motor third-party liability insuranceCasco insuranceMachinery insuranceTravel insuranceCorporate insuranceApartment association insurance

Opening a corporate account

  • If you are already a private customer of LHV, log in to the internet bank or mobile app with your username and Smart-ID, mobile ID or ID card. If you are not a private customer of LHV, you can start opening a business customer account from the homepage.

  • Navigate to the “Information and settings” → “Agreements” menu option or if you are in the mobile app, tap the “+” icon and sign the “Company account” agreement.

If you wish, you can open a company account at our Tallinn, Tartu or Pärnu bank office. For that, please book a time for the meeting and bring a valid identity document with you.

Read more about options available for non-resident account opening