LHV no longer supports Internet Explorer on our website to better protect you against viruses, scams and other threats. You can still use our website using Internet Explorer, but keep in mind that not everything might work as expected. To log in, please use one of these free browsers: Chrome, Firefox or Edge.

An investment strategy that you cannot find anywhere else

Investing is part of LHV’s DNA: we see the connections and create opportunities, even beyond the stock markets. Rather than broad-based indexes, we monitor the environment around us and make considered decisions that best protect and grow your money. We truly diversify risks and invest your pension money differently from others, and this approach sets us apart from any other fund management companies in Estonia. Your future is our concern.

Investing is part of LHV’s DNA

“One of my investment principles is that high long-term rates of return can only be achieved if it is possible to avoid major downturns. That is why risk management is one of the key components of my job.”

Andres Viisemann
Founder of LHV and Fund Manager

We invest in a way that diversifies risks

“If the portfolio is diversified in terms of the money it invests, it is also possible to come out of crises with very few losses.”

The different performance of LHV pension funds compared to financial markets and other local pension funds is due to our different investment policy. In addition to traditional equity and bond markets, we also invest in other asset classes such as real estate, precious metals, loans to local companies, and direct investments in corporates, as do many global pension funds. As a result, the assets of LHV pension funds are significantly more diversified across asset classes.

Kristo Oidermaa
Fund Manager at LHV
Kristo has been working for LHV since 2009

Romet Enok
Fund Manager at LHV
Romet has been working for LHV since 2006

We invest in what we believe in

“We do not really have an another planet and a plan B – the only option is to build a sustainable and green future, even if it means investing more in the beginning. This is a fund for which the long-term green transition trend shows revenues, not costs.”

LHV’s green pension funds have been a pioneer of green investing in the Estonian pension landscape, and today, even those fund managers who did not see the need for them a few years ago are incorporating green and sustainability-orientated aspects into their investment policies.

Joel Kukemelk
Fund Manager at LHV
Joel has been working for LHV since 2006

We invest in a way that protects against inflation

“Commodities have provided the best rates of return on the stock markets in a high inflation environment, and we see this asset class as one of the cornerstones of stability in a changed market environment.”

In equity markets, pension fund L has invested heavily in companies linked to the commodities sector, which are benefitting from rising prices of precious metals, energy, and other commodities.

Mikk Taras
Fund Manager at LHV
Mikk has been working for LHV since 2008

We invest in assets that are more resilient to crises

„Only a few pension funds have still been able to offer a positive rate of return in the declining market. In particular, actively managed pension funds that have the flexibility to quickly switch their positions into assets that are more resilient to the crisis have been successful in this.“

Among pension funds with a medium risk level, we have also shown a positive rate of return with LHV pension fund M this year, and have steadily grown the assets of pension savers in the long term.

Maarja Pärs
Portfolio Manager at LHV
Maarja has been working at LHV since 2015

Ask the investment team a question

Write to us

Compare funds

Log in to see your pension funds.

Log in

You don't have II pillar

Subscribe to the II pillar

You don't have any II pillar funds

An error occurred. For further information contact our customer support on 6 800 400 or info@lhv.ee.
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
261
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
31.17%
0%
100%
Invests into Estonia
2992
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
30.47%
0%
100%
Invests into Estonia
5068
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
43.46%
0%
100%
Invests into Estonia
7779
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
33.04%
0%
100%
Invests into Estonia
62359
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
23.28%
0%
100%
Invests into Estonia
24543
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
18024
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
8.60%
0%
100%
Invests into Estonia
13860
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
3.38%
0%
100%
Invests into Estonia
8093
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
5.19%
0%
100%
Invests into Estonia
1580
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
2.86%
0%
100%
Invests into Estonia
3543
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
22684
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
13.59%
0%
100%
Invests into Estonia
21509
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
23.41%
0%
100%
Invests into Estonia
6557
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
21.89%
0%
100%
Invests into Estonia
25625
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
15.67%
0%
100%
Invests into Estonia
76986
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
11.05%
0%
100%
Invests into Estonia
64956
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
45794
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
10.02%
0%
100%
Invests into Estonia
6847
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
19.87%
0%
100%
Invests into Estonia
3164
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
18.59%
0%
100%
Invests into Estonia
47249
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
26284
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
1792
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
1.98%
0%
100%
Invests into Estonia
2452
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
2.53%
0%
100%
Invests into Estonia
8828
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
6665
Fund investors

Fund performance in previous periods does not constitute a promise or indication of the yield of subsequent periods.

Download
Estonia's only pension app




Cookies

LHV website uses cookies to provide you with the best user experience. By clicking "I accept", you consent to the use of all cookies. Read more about the principles of using cookies.

pirukas_icon