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⁽¹⁾ Always think through your credit decisions. The financial service provider is AS LHV Pank. Read about the terms and conditions of the Premium agreement and ask our experts for advice. The APR on the Premium credit card is 11.59% on the following sample conditions: limit €1500, interest rate 14% (fixed), interest-free period 40 days, total amount and repayment amount €1594.26 and on condition that the limit is used without delay, in full, and repaid during the year in equal monthly instalments.

⁽²⁾ The European Economic Area is 27 EU members and 3 EFTA countries: Iceland, Norway and Liechtenstein.

⁽³⁾ Travel and purchase protection insurance is offered by LHV Kindlustus. The policyholder is LHV Pank AS. Read about the terms and conditions of insurance and ask our experts for advice.

⁽¹⁾ Insurance product discounts apply to new insurance contracts where the insured item does not have valid insurance coverage with LHV. The discount applies to existing contracts upon contract renewal.

⁽²⁾ Applies to offers not associated with Premium card insurance.

⁽¹⁾ Ordinary passenger car, both operating and finance lease.

⁽¹⁾ Interest on demand deposits (i.e., money in the account) is calculated daily based on the end-of-day balance up to €100,000 for each currency listed in the table and is rounded to two decimal places. The accrued interest is paid into the account at the beginning of each following month. Interest is calculated on all accounts except for Starter Accounts, Credit Accounts, Limit Accounts, Portfolio Management Accounts, Trader Accounts, or Pension Investment Accounts (PIK).

⁽²⁾ Plus VAT.

⁽³⁾ Stocks and index funds listed on NYSE, NASDAQ and AMEX.