Margin loan
Loan contract against the collateral of publicly traded securities
- You can take out a loan against the collateral of publicly traded securities across your entire portfolio.
- The term of the loan is 1 month, and it is renewed automatically.
- You can also repay a loan early.
- There is no fee for taking out or repaying a loan; nor is there a contract fee.
Interest rates
LHV’s interest rates for loans and leveraged loans
| EUR | 8,50% | AUD | 12,00% | HKD | 7,75% | KRW | 10,25% | RUB | 20,00% |
| USD | 7,50% | CAD | 8,25% | HRK | 14,25% | MXN | 14,50% | SEK | 9,25% |
| CHF | 7,50% | HUF | 13,25% | NOK | 9,50% | SGD | 8,50% | ||
| CZK | 8,00% | INR | 20,25% | NZD | 11,50% | GBP | 7,75% | ||
| DKK | 8,25% | JPY | 7,25% | PLN | 11,75% |
Collateral rates
LHV’s collateral rates for loans and leveraged loans
| Cash | |
| Cash | 75% |
| Deposits | |
| Deposits | 75% |
If in LHV’s assessment it is more appropriate to use a higher or lower collateral rate in the case of a share due to its risk level, LHV has the right to apply collateral rates that differ from those listed above. Before taking out a loan make sure to review the content of the product and the terms of its contract. Particular attention should be paid to the risks of borrowing. If needed, consult a financial adviser at LHV before taking out a loan. The interest and collateral rates of a loan depend on the interest rates of central banks.
