Margin loan

Loan contract against the collateral of publicly traded securities

  • You can take out a loan against the collateral of publicly traded securities across your entire portfolio.
  • The term of the loan is 1 month, and it is renewed automatically.
  • You can also repay a loan early.
  • There is no fee for taking out or repaying a loan; nor is there a contract fee.
Conclude a contract

Interest rates

LHV’s interest rates for loans and leveraged loans

EUR8,50%AUD12,00%HKD7,75%KRW10,25%RUB20,00%
USD7,50%CAD8,25%HRK14,25%MXN14,50%SEK9,25%
CHF7,50%HUF13,25%NOK9,50%SGD8,50%
CZK8,00%INR20,25%NZD11,50%GBP7,75%
DKK8,25%JPY7,25%PLN11,75%

Collateral rates

LHV’s collateral rates for loans and leveraged loans

Cash
Cash75%
Deposits
Deposits75%
LHV Varahaldus60%
JPMorgan Asset Management60%
East Capital Asset Management60%
Swedbank Investeerimisfondid60%
SEB Varahaldus60%
SEB Fund Management S.A60%
Trigon Funds60%
Avaron Asset Management60%
London, Nasdaq, NYSE
SPY, DIA, QQQQ, IVV, MDY, IWM, EFA, TDF, GLD, EWJ, EWZ, EPP, FXI, IEV, RSX, CEE, EWH, EWY, SLV, APB, EFA60%
> 5 USD50%
3—5 USD40%
GBTC40%
London
> 5 GBP50%
3—5 GBP40%
XETRA, OMX Helsinki
> 5 EUR50%
3—5 EUR40%
OMX Stockholm
> 40 SEK50%
20—40 SEK40%
COINETHE40%
COINXBE40%
COINXBT40%
OMX Tallinn
Arco Vara, ARC1T40%
Ekspress Grupp, EEG1T55%
Harju Elekter, HAE1T60%
Merko Ehitus, MRK1T60%
Nordecon International, NCN1T50%
Olympic Entertainment Group, OEG1T65%
Premia Foods, PRF1T55%
Pro Kapital Grupp, PKG1T40%
Silvano Fashion Group, SFG1T65%
Skano, SKN1T40%
Tallink Grupp, TAL1T65%
Tallinna Kaubamaja, TKM1T65%
Tallinna Vesi, TVEAT65%
Baltic Horizon Fund, NHCBHFFT50%
EfTEN Real Estate Fund III, EFT1T50%
OMX Riga
Grindeks, GRD1R55%
Latvijas Gaze, GZE1R40%
Olainfarm, OLF1R60%
SAF Tehnika, SAF1R45%
Valmieras stikla skiedra, VSS1R50%
OMX Vilnius
AUGA Group, AUG1L50%
Amber Grid, AMG1L60%
Apranga, APG1L65%
Grigiskes, GRG1L60%
Invalda, IVL1L25%
INVL Baltic Farmland, INL1L25%
INVL Baltic Real Estate, INR1L25%
INVL Technology, INC1L25%
Klaipedos Nafta, KNF1L60%
Lietuvos energijos gamyba, LNR1L50%
Energijos Skirstymo Operatorius, ESO1L50%
Linas Agro Group, LNA1L55%
Litgrid, LGD1L50%
OMX Baltic Benchmark Fund, OAMOBBF1L50%
Panevezio Statybos Trestas, PTR1L50%
Pieno Zvaigzdes, PZV1L50%
Rokiskio Suris, RSU1L55%
Siauliu Bankas, SAB1L65%
Snaige, SNG1L25%
Telia Lietuva, TEL1L65%
Vilkyskiu Pienine, VLP1L50%
Vilniaus Baldai, VBL1L40%
Zemaitijos Pienas, ZMP1L50%
Warsaw Stock Exchange
Asseco Poland SA, ACP; PGE Polska Grupa Energetyczna, PGE; BRE, BRE; CEZ, CEZ; GTC, GTC; Getin Holding, GTN; KGHM, KGH; Pekao, PEO; PGNiG, PGN; PKN Orlen, PKN; PKO BP, PKO; PBG SA, PBG; PZU; TP SA, TPS; Lotos, LTS; Tauronpe, TPE; Bogdanka SA, LWB; Handlowy, BHW; Kernel Holding SA, KER50%
Copenhagen Stock Exchange
CARLB, VWS, DANSKE, NOVOB, TRYG, MAERSKB, DSV, DCO, NDA, DNORD, NKT, MAERSKA, WDH, JYSK, GEN, LUN, TOP, SYDB, NZYMB50%
Oslo Stock Exchange
SDRL, STL, YAR, ORK, TGS, SCH, MHG, TB, SUB, ACY, PGS, TEL, AKSO, DNO, NHY, DNBNOR, GOGL, PRS, NPRO, FRO, RCL, REC, SONG, FOE, SEVAN50%

If in LHV’s assessment it is more appropriate to use a higher or lower collateral rate in the case of a share due to its risk level, LHV has the right to apply collateral rates that differ from those listed above. Before taking out a loan make sure to review the content of the product and the terms of its contract. Particular attention should be paid to the risks of borrowing. If needed, consult a financial adviser at LHV before taking out a loan. The interest and collateral rates of a loan depend on the interest rates of central banks.