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More than just an account for your apartment association

Choose LHV as your apartment association’s home bank

  • Free transfers within Europe
  • User-friendly internet bank and mobile app
  • Integration with popular business software (including the apartment association management platform Korto)
  • Flexible financing
  • Special interest rates on the association’s monthly account balance
LHV service fees
Monthly fee for an account0 €
European payments0 €
Virtual card0 €
1 Debit card (monthly payment)2,00 €
Cash withdrawals0 €
Cash deposit0 €
Total2,00 €

The best everyday banking provider

Attending to everyday money matters has to be convenient and streamlined. Use the LHV mobile app and internet bank to plan and view your bank transactions at any time on the device of your choice.

Did you know
that Linkpay can be integrated with many of the world’s most popular business software suites?

A convenient solution for paying bills

Lets you offer apartment owners in your building the opportunity to pay utilities bills with just one click.

Campaign: By signing up via Korto, you’ll receive payment links free for 12 months. The campaign runs until 31 Dec 2026.

Did you know
that apartment association loans have a self-financing rate of 0%?

Loans for apartment associations

Tackle building renovations that reduce energy conservation and improve quality of life for residents. We offer the necessary financing for successfully carrying out your renovation project.

Interest rate 1.29% + 6-month Euribor

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Did you know
that the 1% interest rate applies on demand deposits as low as 1 euro?

Higher interest rates on account balance

Earn interest on your apartment association’s account balance, for example, as a way to increase the association’s repair fund. We pay a 1% annual interest rate on the apartment association’s account balance each month.

Review price list

Did you know
that liability insurance also covers property damage incurred by third parties, including apartment association members?

Insurance coverage for apartment associations

LHV Kindlustus offers insurance for your apartment association’s assets in case of unexpected sudden damage – e.g. caused by fire, storm, water main break or other mishaps.

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Did you know
that LHV Connect is completely free of charge for business clients?

Direct connection with Korto and other platforms

Make life easier for your association’s accountant by integrating receipts with accounting software.

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Opening an account for an apartment association

  • If you are already a private customer of LHV, log in to the internet bank or mobile app with your username and Smart-ID, mobile ID or ID card. If you are not a private customer of LHV, you can start opening a business customer account from the homepage.

  • Navigate to the “Information and settings” → “Agreements” menu option or if you are in the mobile app, tap the “+” icon and sign the “Company account” agreement.

If you wish, you can open a company account at our Tallinn, Tartu or Pärnu bank office. For that, please book a time for the meeting and bring a valid identity document with you.

Have any questions? Email us at info@lhv.ee