Apply for a loan
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Interest from 4.9%Choose the loan amount
€200 to €5,000Choose the term
Term from 3 months to 5 yearsSign the loan agreement
Money reaches your account immediately
Calculate the monthly instalment
Terms and conditions
| Loan amount | From €200 to €5,000 |
| Interest | From 4.9% on the initial loan amount |
| Contract fee | 0 € |
| Service fee | 0 € |
| Length of the agreement | 3 months to 5 years |
| Amendment of agreement | The fee for amending an agreement is €25. To amend the agreement, please write to finance@lhv.ee. |
| The premature payment | The premature payment of the whole credit sum is free of charge. |
| Repayment | Monthly payments are to be paid to the account EE707700771001062897; with the recipient being LHV Finance; reference number: your agreement number. |
LHV instalment is a consumer loan product. If you receive a suitable offer, a consumer loan agreement must be signed.
LHV instalment is provided by LHV Finance. Review the terms and conditions at lhv.ee/instalment and consult our expert. The monthly payment for LHV instalment is €68.73 and annual rate of charge is 15.36% on the following sample terms and conditions: loan amount €2,000, annual interest rate of 7.9% on the initial loan amount (fixed), contract fee €0, monthly service fee €0, repayment period of 36 months, payable in monthly instalments, with the total sum of the monthly payments being €2,474.12 and the total repaid sum of €2,474.12.
Documents and additional information
Frequently asked questions
- Who can apply for a loan?
- In which case and how do I have to present my bank statement?
- What is the difference between interest calculated on the outstanding loan balance and on the credit amount?
- How can I conclude the loan agreement?
- I want my monthly payment to be debited from my bank account automatically. What do I need to do for this?
- Can I increase or decrease my monthly payment?
Loan insurance
You can make your loan more secure by adding insurance to your contract. Loan insurance ensures that you will not find yourself in trouble with loan instalments in the event of unforeseen circumstances. Read the terms and conditions of loan insurance.
- becoming unemployed for reasons beyond the insured person’s control;
- temporary incapacity for work, i.e., a certificate of incapacity for work valid for over 30 days;
- absence of work capacity, i.e. the borrower has been issued a work capacity assessment decision;
- death, i.e., any loan liability does not have to be met by your successors.
In case of an insured event, notify client support at LHV Finance as soon as possible. Client support will notify the loss adjuster, who will contact you with further instructions.
In the case of a contract with insurance, an additional monthly fee will be added, which is 8% of your loan instalment (principal + interest). For example, if you take out a loan in the amount of EUR 500 for two years, only about EUR 2 will be added to your monthly instalment.
Customer support
Call 699 9119 Mon–Fri 9–17 or write to finance@lhv.ee
Have you considered a consumer loan?
- Fulfil your wishes or cover unexpected costs
- Loan amount from EUR 200 to EUR 15,000
- Quick and easy application process
- Early repayment free of charge
Have you considered a home repair loan?
- To renovate your home or buy real estate
- Loan amount from EUR 200 to EUR 25,000
- No need to submit tenders and cost documents
- No collateral required
Have you considered a car loan?
- For the purchase and repair of a car or other vehicle
- Loan amount from EUR 200 to EUR 25,000
- You are the owner of the vehicle
- Interest not linked to Euribor