Price List

Accounts and bank transfers

Valid as of 01.04.2018

Accounts
Opening an accountfree of charge (1)
Closing the accountfree of charge
Cash pooling account
Agreement signing200 €
Amendment of agreement50 €
PaymentsIn Client office and by phone (2)In Internet bank
European payment (3)
outgoing payment (4)5 €free of charge
incoming paymentfree of charge
European express payment (5)
outgoing payment, shared fees (11)20 €-
incoming payment (6)5 €
Intra-bank payment
outgoing payment5 €free of charge
incoming paymentfree of charge
TransferWise payment
outgoing paymentAccording to TransferWise service fees
Standing payment order
[-] Conclusion and termination of the agreement5 €free of charge
[-] Execution of the paymentfree of charge
E-invoice standing order
[-] Conclusion and termination of the agreement5 €free of charge
[-] Execution of the paymentfree of charge
Incoming paymentsfree of charge
Other payments (7)In Client office and by phone (2)In Internet bank
Outgoing payments
[-] An ordinary payment, shared fees (8)10 €5 €
[-] An urgent payment, shared fees (9)20 €7 €/15 €
[-] An express payment, shared fees35 €30 €
[-] Full amount to beneficiary, additional fee (10)(11)20 €20 €
Incoming payments (6)5 €
Standing payment order
[-] Conclusion and termination of the agreement5 €free of charge
[-] Execution of the paymentfree of charge
E-invoice standing order
[-] Conclusion and termination of the agreement5 €free of charge
[-] Execution of the paymentfree of charge
Other fees concerning payments
Correction or cancellation of a foreign payment, recall of payment, inquiries regarding foreign payments10 € (12)
Issuing a foreign payment confirmation / issuing a copy of a SWIFT message5 €

[disclaimer] (1) Free of charge for the residents of Estonia, European Union Member States, Norway, Island, Liechtenstein, Switzerland and Estonian citizens and for stateless persons. For the residents of other countries, the fee for opening an account is EUR 200. Free of charge for companies incorporated in Estonia. For companies registered in the European Union Member States (excl. Cyprus, Luxembourg, Malta and Great Britain) and Norway EUR 200. For the legal persons of other countries, the fee for opening an account is EUR 500.
(2) Transactions completed via the client manager of Private Banking according to Private Banking agreement.
(3) European payment is a payment in euros in SEPA area. SEPA area is a single euro payments area, which includes all member states of the European Union and Norway, Iceland, Liechtenstein, Switzerland and Monaco. The service fee type is ‘shared’. Indicating the correct IBAN and BIC is mandatory. Accrual of remitter’s account takes place at the latest on the following banking day.
(4) All fees for the financial institutions, payment services providers and customers who make more than 5 000 outgoing payments per month will be agreed separately.
(5) European express payment is a payment where beneficiary´s bank is a member of the Target2 payment system. Payment currency is euro. Beneficiary receives payment same settlement day, within 2 hours. The Payment Instruction shall be executed, if accepted by the Bank on a Settlement Day before 17:00.
(6) The fees of other banks may be added to the fees of LHV Bank. Receiving a full payment to the payee is free of charge, unless payment is received from the European Economic Area bank.
(7) Other payments are payments, where the beneficiary’s bank is in SEPA area and the payment currency is not euro; and payments, where the beneficiary’s bank is located outside of SEPA area and the payment currency is any currency supported by LHV.
(8) The payment can not be selected if the beneficiary's bank is located in the European Economic Area and the payment currency is in a circulation in the European Economic Area.
(9) Fee, EUR 7, applies if the beneficiary's bank is located in the European Economic Area and the payment currency is in a circulation in the European Economic Area.
(10) The remitter pays the service fee of LHV Pank and foreign banks. If the full amount of service fees exceeds the service fee amount paid by the remitter for LHV Pank, the current account of the remitter shall be automatically debited with the corresponding difference of service fees. The remitter’s bank cannot guarantee that the full amount is transferred to the beneficiary’s account – it can only guarantee that the full amount is transferred by the correspondent bank.
(11) Full amount to beneficiary (OUR) type of service fee can not be selected if the payment is made between the countries of the European Economic Area and the currency is in a circulation in the the European Economic Area.
(12) The fee is applicable if the payment has been sent out of LHV Pank and service fees of other banks can be added.

Bank link
Conclusion of the agreementfree of charge
Transaction fees
[-] Identification servicefree of charge
[-] Payments and identification service1% of the transaction amount, max 3 € per transaction
Connect
Conclusion of the agreementfree of charge
Monthly feefree of charge
Cash withdrawal from LHV office (9)
Transaction fee0.4% of the transaction amount
Other fees
Account overdue charge (10)0.1% per day
Statements
[-] Account statement (11) (12) (13)10 €
[-] Other statement or certificate10 €
Responding to inquiries
[-] Responding to inquiries (14)10 €
[-] Inquiries from auditors20 €
PIN calculator
[-] Issuing50 €
[-] Replacing50 €
Debt collection fee5 € (15)

[disclaimer] (9) Service is available only in Tallinn office for customers with Private Banking Services Agreement.
(10) Overdue charge is applied for clients who have minus on their account and who have not accepted special terms and conditions for loan and margin transactions and who do not have an active overdraft agreement.
(11) Account statements in the internet bank are free of charge.
(12) Account statement fee is applicable to one statement of one bank account.
(13) An extra fee of 0.1 EUR is applicable to every page starting from the 6th page of account statement printed in the Client office.
(14) Except for the inquiries from the state, supervisory, law enforcement authorities and notaries concerning the rights and obligations of the bequeather.
(15) VAT of 20% is included in the price. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.

Bank cards

Valid from 01.04.2018

Cards
Issuing (1)free of charge
Renewalfree of charge
Closingfree of charge
Replacement5 €
Balance and Transactions Query
[-] From LHV ATMsfree of charge
[-] From other ATMs in Estonian0.2 €
[-] From other ATMs in a foreign country0.4 €
Cash deposit in LHV ATMsfree of charge
Cash withdrawal from current account
[-] From LHV ATMsfree of charge + 0.3% of the amount that exceeds 10 000 EUR per month
[-] From other ATMs in Estonian or in a Member State of the European Economic Area1 EUR + 0,3% of the amount that exceeds 10 000 EUR per month
[-] From other ATMs in another foreign country2 EUR + 2.5% of the amount
[-] From another bank’s office2 EUR + 2.5% of the amount
Withdrawal of cash from a credit account and transfer from the credit account to the current account (5)2 EUR + 2.5% of the amount
Conversion fee for transactions in foreign currencies (valid from 2.10.2017)1% of transaction amount
Copy of a receipt or a fee for a groundless dispute of a card transaction
[-] Transaction in Estonia5 €
[-] Transaction outside Estonia10 €
Issue of emergency card or emergency cash in a foreign countryactual costs, up to 150 EUR
Express order for a bank card (8)25 €
Receiving and activating the bank card from the client office5 €
Debit Card, Partner Debit Card, Football Debit Card
Monthly fee1 €
Monthly fee for persons under 26 years of agefree of charge
Monthly fee for persons from 65 years of agefree of charge
Credit Card, Partner Credit Card (2)
Monthly fee1 €
Monthly fee for persons under 26 years of agefree of charge
Monthly fee for persons from 65 years of agefree of charge
Interest rate18% per year on the used amount of credit limit (3)
Overdue chargecontractual interest rate
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Business Debit Card
Monthly fee2 €
Business Credit Card (2)
Monthly fee2 €
Interest rate18% per year on the used amount of credit (3)
Overdue charge0.2% per day
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Gold Debit Card (6)
Monthly feefree of charge (9)
Monthly fee for additional card10 €
Gold Credit Card (6) (2)
Monthly feefree of charge (9)
Monthly fee for additional card10 €
Interest rate18% per year on the used amount of credit (3)
Overdue chargecontractual interest rate
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Charge Card
Monthly fee2 €
Overdue chargeECB interest rate (4) + 7% per year
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Private Banking Debit Card (7)
Monthly feefree of charge
Monthly fee for additional card10 €
Platinum Credit Card (7)
Monthly feefree of charge
Monthly fee for additional card30 €
Interest rate14% per year on the used amount of credit (3)
Overdue chargecontractual interest rate
Interest rate of the exceeded limit36% per year of the credit limit exceeded
the Priority Pass salon visit fee
[-] for user of Platinum Credit Cardfree of charge
[-] for persons accompanying Platinum Credit Card user27 $ per visitor
Debit-Credit Card (issued before 22 August 2016)
Monthly feefree of charge
Credit Card (2) (issued before 22 August 2016)
Monthly fee
[-] Private personfree of charge
[-] Legal person2 €
Interest rate16% per year on the used amount of credit (3)
Overdue charge
[-] Private personcontractual interest rate
[-] Legal person0.2% per day
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Private Customer Card and Partner Bank Card (2) (issued before 22 August 2016)
Monthly fee1 € (if at least one card transaction or cash withdrawal transaction is made in the calendar month, the monthly fee is not applied)
Monthly fee for a Private Customer Card for persons under 18 years of agefree of charge
Interest rate18% per year on the used amount of credit (3)
Overdue chargecontractual interest rate
Interest rate of the exceeded limit36% per year of the credit limit exceeded
Gold Card (6) (2) (issued before 22 August 2016)
Monthly feefree of charge (9)
Monthly fee for additional card10 €
Interest rate18% per year on the used amount of credit (3)
Overdue chargecontractual interest rate
Interest rate of the exceeded limit36% per year of the credit limit exceeded

[disclaimer] (1) Ordering the first card/additional card within the range of the same card product is free of charge for the card user. A fee of 5 EUR per card for each subsequent card for the same card user.
(2) Transactions with the card while purchasing goods or services (cash withdrawals from ATMs are excluded) have an interest free period, starting from the day of the transaction until the repayment date of month following the transaction (in case the repayment date has not been agreed on in the agreement, then until the 20th day of the month following the transaction).
(3) The precise interest rate depends on the client’s estimated credit worthiness and may therefore differ from the price list.
(4) The interest rate applicable to the main refinancing operations of the European Central Bank (ECB).
(5) An interest-free period is not applied for the credit limit withdrawn as cash from the credit account or transferred to the current account. If the transaction from the credit account to the current account is concluded in the Client Office, a transaction fee of 2 EUR is added. No service fee will be applied to funds exceeding the credit limit – for example, if your limit is EUR 500, but there is EUR 600 on your credit account, then fees will not be assessed for transferring EUR 100.
(6) A Gold Card is issued to a client who meets the criteria of an Au-Client and concludes an Au-Client agreement. The added benefits of a Gold Card include travel insurance, purchase protection insurance and upon client request Estravel Gold Card.
(7) A Private Banking Debit Card and a Platinum Credit Card is issued to a client who meets the criteria of a LHV Private Banking and concludes a Private Banking Services Agreement. A Private Banking Debit Card includes purchase protection insurance benefit. The added benefits of a Platinum Credit Card include travel insurance, purchase insurance and upon client request Estravel Platinum Club.
(8) The card will be available for pick-up at the LHV Tallinn or Tartu office. Delivery elsewhere will include a courier fee based on the actual cost.
(9) Gold Card’s monthly fee without an Au-Client agreement is 10 EUR.

Servicing of payment cards

Valid as of 15.09.2016

Agreement fees and other fees
Agreement signingfree of charge
Payment card service feeupon agreement
Monthly terminal rental fee (1)upon agreement
Monthly fee of e-commerce terminal (1)upon agreement
Early termination of agreement (2)50 €
Processing fee for chargeback20 €

[disclaimer] (1) Value added tax is added. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.
(2) Early termination fee applies if the Merchant terminates the agreement within 6 months of signing the agreement.

Deposits

Valid as of 01.08.2015

Current deposit (1)Annual interest rate
EUR0.01%

[disclaimer] (1) For a current deposit, i.e. for money on the account interest is calculated every day based on the day’s ending balance of money for all the named currencies and rounded to 2 digits after the decimal point. Interests are paid to the account at the beginning of the next month. Interest is calculated on all accounts, except for money on Startup accounts, Credit accounts, Limit accounts or Trader-accounts.

Term deposit
Interest rates

Securities

Valid as of 01.04.2018

Transaction fees (1)
Account, Portfolio Management Account
Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares3 € + 0.2%
US (NYSE, NASDAQ, OTC), Canada (Toronto SE), Russian (MICEX), Finnish (OMX Helsinki), Swedish (OMX Stockholm), Danish (OMX Copenhagen), Norwegian (Oslo SE), German (XETRA), Italian (Borsa Italiana), Spanish (Madrid SE), French (Euronext Paris), Netherlands (Euronext Amsterdam), Portugese (Euronext Lisbon), Belgian (Euronext Brussels), Austrian (Vienna SE) and Swiss (SIX SE) shares11 € + 0.3%
UK (London SETS, IOB) shares11 € + 0.8%
Polish (Warsaw SE) shares15 € + 0.5%
Other sharesupon agreement
US options6 €/contract
[-] Exercise17 €/contract
[-] Modification or cancellation of an option order3 €
Bonds (2)6 € + 0.2%
Fund units
[-] LHV Maailma Aktsiad Fond and SEF – LHV Persian Gulf FundPurchase transaction free of charge; Sales transaction 1%
[-] Other funds (3)Purchase and sales transaction 1%
Fund switch5 €
Application for redemption of supplementary funded pension units3 €
Limit or Stop-loss order (excl. Estonian, Latvian and Lithuanian securities)3 € addition to base fee
Growth Account
Purchase1%
Saleaccording to the Account Price List

[disclaimer] (1) Financial transaction tax may be added in case of buying securities.
(2) Minimum amount of 50 000 euros is required, except bonds traded on Nasdaq Baltic bond list.
(3) In case of a purchase or sale of Avaron Asset Management fund units, the fund’s subscription or redemption fee may apply according to the terms and conditions of the fund.

Management fees (4)
Account (5) (6) (7)
Estonian, Latvian and Lithuanian sharesfree of charge
SEF – LHV Persian Gulf Fundfree of charge
II pillar pension fund unitsfree of charge
III pillar pension fund unitsfree of charge
Securities (excl. following securities)
[-] Up to 30 000 €0.025% per month, min 2 €
[-] The part exceeding 30,0000.015% per month
Growth Account (5) (6) (7) (8)
Securities
[-] Up to 30 000 €0.05% per month, min 1 €, plus VAT
[-] The part exceeding 30 000 EUR0.025% per month, plus VAT
Portfolio Management Account (6) (9)
Assets0.1% per month, min 30 €
Baltic analyses (4) (7)
Monthly fee5 €

[disclaimer] (4) Value added tax is added. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.
(5) Management fee is calculated on the basis of a month’s average market value of securities. If the market value is not available, the nominal value is taken as a basis.
(6) No fee is charged for an empty account.
(7) The Baltic analysis service is without additional fee for the holders of Au-Client and Private Banking agreement.
(8) First year free of charge.
(9) Management fee is calculated on the basis of a month’s average market value of the assets (incl. money, deposits and securities). If the market value is not available, the nominal value is taken as a basis.

Other fees (10)
Mandatory funded pension
Applicationsfree of charge
Account, Growth Account, Portfolio Management Account
Security transfers
[-] Free of payment transfers of (FOP) Estonian, Latvian and Lithuanian securities3 €
[-] Delivery versus payments (DVP) of Estonian, Latvian and Lithuanian securities10 €
[-] Other foreign securities7 € (11)
Estonian CSD account manager change10 €
Pledge registration10 €
Opening pledge account20 €
Transaction with pledged securities20 €
Corporate actionsfree of charge
[-] Estonian, Latvian and Lithuanian security buying from IPO or additional offering3 €
[-] Foreign securities buying from IPO or additional offering, in addition to base fee10 €
Participating in shareholders meetingupon agreement
Russian corporate actions (participating in shares buy back)50 € + tegelikud kulud
LEI code administrative service
Initial LEI code registration for one year120 €, plus VAT
LEI-koodi iga-aastane uuendamine80 € per year, plus VAT

[disclaimer] (10) If there should be additional brokers’ fees due to corporate actions or securities held in foreign markets then those might be debited from client’s account.
(11) Bank service charges related to the transfer are added.

Loans

Valid as of 01.12.2017

Margin loan and selling short
Interest rates
Margin rates
Home Loan
Agreement feeup to 1% of the loan sum, from 300 €
Amending the terms and conditions of the agreementfrom 100 €
Premature repayment (incl. partial repayment)free of charge
Overdraft for a private person
Agreement signing and amendment1% of the limit, min 10 €
Interest rate16% per year of the credit limit in use (1)
Overdue chargecontractual interest rate
Interest rate of the exceeded limitcontractual interest rate of the exceeded limit

[disclaimer] (1) Exact interest rate offered to the customer will depend on the customer’s estimated credit worthiness and may therefore differ from what is set forth in the price list.

Overdraft for a legal person
Agreement signing and amendmentupon agreement
Interest rateupon agreement
Limit fee from unused overdraft amount2% per year
Overdue charge0.05% per day
Interest rate of the exceeded limitcontractual interest rate of the exceeded limit
Guarantee for a legal person
Agreement fee100 €
Guarantee fee if secured with a deposit1.5% per year
Guarantee fee depending on the collateral1.5−4% per year
Microloan for a legal person
Agreement fee1.5% of the loan amount, max 300 €
Amendment of the agreement100 €
Premature termination of the agreement3% of the outstanding loan balance, or free of charge upon 3 month’s notice
Other fees
LHV real estate appraisal75 €

Leasing

Valid as of 18.02.2015

Agreement fees
Agreement signing fee1% of the asset price, min €
Amendment to the lease agreement100 €
[-] Change of payment date30 €
Early termination by the lessee
[-] Private person in case of agreement with variable interest ratefree of charge
[-] Private person in case of agreement with fixed interest rate
[-] If the agreement maturity date is within 1 year0.5% of the residual
[-] If the agreement maturity date is over 1 year1% of the residual
[-] Legal person in case of agreement with variable interest rate3 kuu intress
[-] Legal person in case of agreement with fixed interest rate1% of the residual
Other fees
Power of attorney, document processing fee10 € (1)
Notarised power of attorney100 € (1)
Release of additional collateral100 €
Administration of asset related fines and claims20 € (1) + actual costs
Insurance payments schedule interest rate8%
Vehicle ownership transfer in Road Administration e-service10 € (1) + state fee

[disclaimer] (1) Value added tax is applied. Value added tax is added. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.

Au-clients

Valid as of 01.05.2017

Monthly fee (1)
Au-client monthly fee10 €
Current deposit (2)
EUR1% per year
Securities management fees (3) (4) (5)
Estonian, Latvian and Lithuanian sharesfree of charge
Securities (excl. following securities)
Up to 30 000 €free of charge
The part exceeding 30 000 €0.015% per month

[disclaimer] (1) The prerequisite for concluding the Au-client agreement is one of the following: monthly EUR 2 000 income to the customer’s LHV Bank account or overall value of the customer’s assets deposited in LHV Bank at least EUR 50 000.
(2) For a current deposit, i.e. for money on the account up to 100 000 euros interest is calculated every day based on the day’s ending balance of money for all the named currencies and rounded to 2 digits after the decimal point. Interests are paid to the account at the beginning of the next month. Interest is calculated on all accounts, except for money on Startup accounts, Credit accounts, Limit accounts, Portfolio Management accounts or Trader-accounts.
(3) Value added tax is added. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.
(4) Management fee is calculated on the basis of a month’s average market value of securities. If the market value is not available, the nominal value is taken as a basis.
(5) No fee is charged for an empty account.

Private Banking

Valid as of 16.02.2017

Monthly fee (1)
Private Banking client monthly fee30 €
Current deposit (2)
EUR1% per year
Securities management fees (3) (4) (5)
Estonian, Latvian and Lithuanian sharesfree of charge
Securities (excl. following securities)
[-] Up to 30 000 €free of charge
[-] The part exceeding 30 000 €0.015% per month

[disclaimer] (1) The prerequisite for concluding the Private Banking Services Agreement is overall value of the customer’s assets and securities deposited in LHV Bank at least EUR 100 000.
(2) Terms of a current deposit are valid if Private Banking Services Agreement is signed. For a current deposit, i.e. for money on the account up to 1 000 000 interest is calculated every day based on the day’s ending balance of money for all the named currencies and rounded to 2 digits after the decimal point. Interests are paid to the account at the beginning of the next month. Interest is calculated on all accounts, except for money on Startup accounts, Credit accounts, Limit accounts, Portfolio Management accounts or Trader-accounts.
(3) Value added tax is added. For European Union companies outside of Estonia that are subject to value added tax and the companies outside of European Union are subject to value added tax of 0%.
(4) Management fee is calculated on the basis of a month’s average market value of securities. If the market value is not available, the nominal value is taken as a basis.
(5) No fee is charged for an empty account.

Non-residents

Valid as of 01.04.2018

Accounts
Opening an account
[-] Private person200 € (1)
[-] Legal person200 € (2)
[-] Legal person500 € (3)
Closing the accountfree of charge
Monthly fee
[-] Private person10 € (1)
[-] Legal person10 € (2)
[-] Legal person30 € (3)
PaymentsIn Client office and by phone (3)In Internet bank
European payment (4)
Outgoing payments
[-] Private person5 €free of charge
[-] Legal person10 €free of charge
Gold card
Monthly fee10 €

[disclaimer] (1) Free of charge for residents of Estonia, European Union Member States, Norway, Island, Liechtenstein, Switzerland and Estonian citizens and for stateless persons.
(2) The price is applied to companies incorporated in the European Union Member States (excl. Cyprus, Luxembourg, Malta and Great Britain) and Norway.
(3) The price is applied to companies registered in other countries, except for in Estonia, European Union Member States (excl. Cyprus, Luxembourg, Malta and Great Britain) and Norway.
(4) Transactions completed via the client manager of Private Banking according to Private Banking agreement.
(5) European payment is a payment in euros in SEPA area. SEPA area is a single euro payments area, which includes all member states of the European Union and Norway, Iceland, Liechtenstein, Switzerland and Monaco. The service fee type is ‘shared’. Indicating the correct IBAN and BIC is mandatory. Accrual of remitter’s account takes place at the latest on the following banking day.

LHV Finance

Valid as of 22.03.2018

Hire-Purchase, consumer loan, car loan, home repair loan, home furnishing loan, health and beauty loan

Agreement and other fees
Agreement signing
[-] Hire purchase, private person9.9 – 99.9 €
[-] Consumer loan, home repair loan, car loan, home furnishing loan, health and beauty loan, private person1% from loan sum, min. 29.9 €
[-] Hire purchase, legal person19.9 – 199.9 €
Amendment to the hire purchase agreement10 €
Overdue charge
[-] Private personContractual interest rate, min. ECB interest rate (1) + 8% per year
[-] Legal person0.2% per day
Overdue management feeu5 € (2)
Early termination by the customer
[-] Private personfree of charge
[-] Legal person3% from loan balance
Fee for paper invoice1 € (2)
Document processing fee10 € (2)

[disclaimer] (1) The interest rate applicable to the main refinancing operations of the European Central Bank (ECB).
(2) Value added tax is included.

Trade Finance

Valid as of 11.04.2017

Guarantees for a legal person (1)
Guarantees issued by LHV Bank (incl Stand-by Letters of Credit)
[-] Agreement fee, agreement amendment feeas agreed
[-] Issuance fee100 €
[-] Guarantee feeas agreed
[-] Fee for non-standard wording (issuance fee will not apply)150 €
[-] Guarantee or its amendment drafting fee (if requested by customer)min 50 €
[-] Fee for handling a claim0.1%, min 150 150 €
[-] Amendment fee (in case the amount is increased or period extended, relevant guarantee fee will be also applied)100 €
[-] Return of the guarantee before expiry50 €
[-] SWIFT, mail and courier fees (applicable to international guarantees only)as per cost, min 20 €
Guarantee issued in favour of LHV Bank’s client
[-] Advising100 €
[-] Amendment advising100 €
[-] SWIFT delivery of the claim under the guarantee100 €
[-] Guarantee or its amendment drafting fee (if requested by customer)as per cost, min 100 €
[-] Authenticity check (if requested by client)50 €
[-] Guarantee cancellation notice to the issuer50 €
[-] SWIFT, mail and courier feesas per cost, min 20 €

[disclaimer] (1) In case the services of other banks are being used (advising, authenticity check, etc), these fees are to be borne by the client in addition to the fees stated herein.

Letters of Credit (1) (2)
Import Letter of Credit
[-] Agreement fee, agreement amendment feeas agreed
[-] Issuance fee100 €
[-] Risk fee under full cash cover1% p.a., min 100 €
[-] Risk fee under other collateralas agreed, min 100 €
[-] Document checking fee0.15% of the documents value, min 100 €
[-] Deferred payment feerisk fee rate
[-] Letter of Credit or amendment drafting fee (if requested by client)min 75 €
[-] Amendment fee100 €
[-] Amount increase or prolongation feerisk fee rate
[-] Discrepancy fee (will be collected from the beneficiary)100 €
[-] SWIFT, mail and courier feesas per cost, min 20 €
[-] Payment fee (will be deducted from beneficiary’s payment)35 €
Export Letter of Credit
[-] Advising fee100 €
[-] Confirmation risk feeas agreed, min 100 €
[-] Letter of Credit or amendment drafting fee (if requested by client)min 100 €
[-] Document checking fee (includes pre-checking)0,15% of the documents value, min 100 €
[-] Discounting fee0.1%, min 100 €
[-] Discounting interestas agreed
[-] Deferred payment fee65 €
[-] Assignment of proceeds100 €
[-] Amendment fee100 €
[-] Cancellation fee50 €
[-] Transfer fee (in addition, regular export letter of credit fees will apply)0.25%, min 100 €
[-] SWIFT, mail and courier feesas per cost, min 20 €

[disclaimer] (1) In case the services of other banks are being used (advising, authenticity check, etc), these fees are to be borne by the client in addition to the fees stated herein.
(2) LHV Bank is handling Letters of Credit subject to and in accordance with "Uniform Customs and Practice for Documentary Credits"), Publication no 600, Paris 2007.

Documentary collection (1)
Cash against documents0.2% of documents value, min 100 €
Documents against acceptance0.25% % of documents value, min 135 €
Partial payment fee (from the second payment)50 €
Amendment to collection instructions50 €
Release of documents free of payment65 €
Cancellation notice fee65 €
Fee for release of the goods, (bill of lading endorsement) in case the goods have been consigned to AS LHV Pank65 €
SWIFT, mail and courier feesas per cost, min 20 €

[disclaimer] (1) In case the services of other banks are being used (advising, authenticity check, etc), these fees are to be borne by the client in addition to the fees stated herein.