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LHV Youth Bank

The goal of LHV Youth Bank is to constantly develop the best services and products in cooperation with young people. We will not tell you in advance what to do but instead will let you make your own decisions, giving you the necessary knowledge to do so. We are here to support you in your education, encourage you to invest and embolden you to be entrepreneurial and courageous.

  • Free payments
  • Youth card without service fees for 6-25-year-olds
  • Activity programme Score a Hundred
  • Investing with every card payment
  • Convenient mobile app
  • Student loan for studying both in Estonia and abroad
  • Virtual ISIC

The Youth Card is all-powerful

Without excessive service fees in Estonia, abroad and online. Order a Youth Card made of recycled plastic if you are 6-25 years of age and decide on your finances yourself.

You just dropped the phone you bought and the screen broke? No problem if you used the Youth Card when paying for the purchase. The purchase insurance that automatically accompanies the card protects durable goods with a purchase price between EUR 100 and EUR 5000 for 180 days after the purchase.

Deals with which you are really saving! Active discounts for the Youth Card can be found on LHV’s mobile app and on the web.

By making 15 or more payments with your Youth Card per month, you are eligible to win EUR 100 for your LHV bank account and an additional EUR 100 for your Growth Account if you have activated the micro-investing service.

Every cent matters. Accelerate progress towards your goal with micro-saving: the amount of each card payment is rounded up to the next whole number, and the difference between these two numbers is deposited into your Savings Account.

Start investing today with small amounts! With micro-investing, you will grow your investment portfolio by up to EUR 1 with each card payment to your Growth Account.

With our micro-donation function, you can donate as little as 1 cent on a card payment. Keep in mind that every penny counts and that every little bit helps to reach a bigger goal. Why not do it together?

We know that when you are young, you care for nature and have a high regard for sustainability. Know that LHV bank cards are produced from recycled plastic and can also be ordered virtually. We save paper and by default do not send you an envelope with a PIN code, because you can conveniently see your PIN yourself in the LHV Internet Bank and mobile app. We are changing the world bit by bit.

Virtual ISIC Student Card

A free student card that helps the environment and doesn’t get lost! Order a virtual ISIC student ID card in the LHV app, prove your student status and take advantage of thousands of international discounts.

Learn more

Invest in the future

Your biggest advantage as a young person in the world of investing is time. Make time work for you and take your first steps today. We fully support you in financial matters and share wisdom on how to be the boss of your euros.

Pay with the Youth Card and score a hundred

We fully support future doers with the Youth Bank, and every month we hold a draw and deposit EUR 100 of pocket money in the bank account of one young person and EUR 100 of investment money in their Growth Account. Because we want to give young people a boost and... why not.

Campaign rules

Pocket money winner in February is
Mart Villem Mustonen



Get 20% discount with your Youth Card on all training clothes and footwear from Sportland online store when using a campaign code.

You can find the campaign code as a notification on our mobile app. Discount is calculated from full price and is valid for all trainging producst except FlexBeam. Discount is valid until 29.02.2024. To use the discount you need to register as a customer and log in to the online store.


The MyFitness+ full membership plan costs €54 with a Youth Card discount code (ordinary price €67). You can jõin up free of charge with any plan.

To recieve the discount register the web as a MyFitness member and enter your Youth Card discount code, which you will find in the internet bank or mobiile app under cards section.


When paying with the Youth Card, all hot food and drinks are 20% cheaper.

To recieve the discount you must pay with the Youth Card. Ask the discount from the seller before making a purchase . Only one discount is valid at a time. The discount is not valid at shops located in Tallinn Airport and Pärnu beach, Tallinn Bus station or abroad ferries.


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