LHV Youth Bank

With our Youth Bank you don’t have to worry about service fees, and payments can easily be made on the move from the Mobile Bank. In addition, you have the opportunity to take the first steps in the world of investments, to save money for fulfilling your dreams.

Become a client

Youth Card

  • Free bank card
  • Your purchases are insured
  • Enjoy discounts
  • Pay by swiping
  • Pick your colour

You can order the Youth Card if you are 25 years old or younger.

Discounts with the Youth Card

When paying with the Youth Card, all hot food and drinks are 20% cheaper.

MyFitness+ Full package costs EUR 54. Becoming a member is free for all types of packages.

Lux Express
When showing your Youth Card, you will receive a discount of 30% on all routes within Estonia.

When paying with the Youth Card the goods of one brand will be 20% cheaper for you.

Prizes with the Youth Card

When paying with the Youth Card you can win prizes
When you pay with the Youth Card you are entered into a monthly draw. The more often you pay with the Youth Card, the bigger the award and the greater the chance of winning.
Terms and Conditions of the draw

  • If you make 10 or more card payments per month, you will be entered into the Apollo cinema gift ticket draw. We will raffle off a 100 x 2 gift tickets with a total value of EUR 20.

  • If you make 20 or more card payments per month, you will be entered into the Partner gift card draw. We will raffle off 50 gift cards, each with a value of EUR 25.

  • If you make 30 or more card payments per month, you will be entered into the Sportland gift card draw. We will raffle off 25 gift cards, each with a value of EUR 50.

The first steps in the field of investing

Growth Account and microinvesting

We have made investing easy for you – start with microinvesting. This is the opportunity to collect a small sum from each card transaction in your Growth Account. The money will not simply be sitting there, it will instead be invested automatically. If you wish, you can also make larger one-time deposits. Growth Account is without maintenance fee for you until age of 26.

How does microinvesting work?

The amount of the debit card payment is rounded to the next whole number and the difference is transferred to the Growth Account.

In case of smaller payments (up to EUR 10) 10% limit can be applied. Microinvestment is limited to 10% of the amount of debit card payment.

Read more

Student Loan

Student Loan will help you cover the costs related to your studies, from housing costs to your tuition fee. The largest loan amount secured by the State is EUR 2000, with annual interest of 5%.

Becoming a client is easy

Video Identification

You can become an LHV client without even visiting the bank, you can open a bank account via video identification. This only takes about 15 minutes. Video identification can be performed from home on working days from 09.00-19.00 and 10.00-17-00 on Saturdays.
Open an account
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If you are under 18 years of age

If you are younger than 18, you must visit an LHV office with a parent in order to open an account. Your parent must have your birth certificate or the possibility to log in to the environment (ID card or Mobile-ID). Agree on a meeting time beforehand at the address

LHV Mobile Bank

a convenient app on your phone, where you can