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LHV Youth Bank

With our Youth Bank you don’t have to worry about service fees, and payments can easily be made on the move from the Mobile Bank. In addition, you have the opportunity to take the first steps in the world of investments, to save money for fulfilling your dreams.

Become a client

Youth Card

  • Free bank card
  • Your purchases are insured
  • Enjoy discounts
  • Pay by swiping
  • Pick your colour

You can order the Youth Card if you are 25 years old or younger.

Discounts with the Youth Card

R-kiosk
When paying with the Youth Card, all hot food and drinks are 20% cheaper.

MyFitness
MyFitness+ Full package costs 54 €. Becoming a member is free for all types of packages.

Lux Express
When showing your Youth Card, you will receive a discount of 30% on all routes within Estonia.

Sportland
When paying with the Youth Card the goods of one brand will be 20% cheaper for you.

Prizes with the Youth Card

When paying with the Youth Card you can win prizes
When you pay with the Youth Card you are entered into a monthly draw. The more often you pay with the Youth Card, the bigger the award and the greater the chance of winning.
Terms and Conditions of the draw
July Winners

  • If you make 10 or more card payments per month, you will be entered into the Apollo cinema gift ticket draw. We will raffle off a 50 x 2 gift tickets with a total value of 20 €.

  • If you make 20 or more card payments per month, you will be entered into the Partner gift card draw. We will raffle off 30 gift cards, each with a value of 25 €.

  • If you make 30 or more card payments per month, you will be entered into the Sportland gift card draw. We will raffle off 20 gift cards, each with a value of 50 €.

The first steps in the field of investing

Growth Account and microinvesting

We have made investing easy for you – start with microinvesting. This is the opportunity to collect a small sum from each card transaction in your Growth Account. The money will not simply be sitting there, it will instead be invested automatically. If you wish, you can also make larger one-time deposits. Growth Account is without maintenance fee for you until age of 26.

How does microinvesting work?

The amount of the debit card payment is rounded to the next whole number and the difference is transferred to the Growth Account.

In case of smaller payments (up to 10 €) 10% limit can be applied. Microinvestment is limited to 10% of the amount of debit card payment.

Read more

Student Loan

Student Loan will help you cover the costs related to your studies, from housing costs to your tuition fee. The largest loan amount secured by the State is 2000 €, with annual interest of 5%.

Becoming a client is easy

Become a client without visiting the bank

Open an account in the Internet Bank by e-identification and sign the client agreement with ID-card, Mobile-ID or Smart-ID.

Select e-identification, if your monthly outgoing payments are under € 15 000. Sign the client agreement digitally with an ID-card, Mobile-ID or Smart-ID.

If you are under 18 years of age

If you are younger than 18, we await your parent or legal representative to visit the LHV office to open an account.

The representative must present his/her identity document and your birth certificate or have the possibility to log in to the eesti.ee environment (with ID-card or Mobile-ID). From the age of 7 and above, the child’s identity document is also required to open the account.

LHV Mobile Bank


a convenient app on your phone, where you can

Download the LHV Mobile Bank app to your phone, so that you can access your finances anywhere and anytime.

July Winners

Winners of the 50 euro Sportland giftcard

Marta-Marleen Tamm

Laura Govorun

Yogesh Yadav

Heloona Kalve

Artur Bozikjan

Frank Gennert Osula

Gertrud-Kristel Kadari

Rihard Viherpuu

Andre Lember

Jane Jaakson

Benjamin Dominic Anthony Raybone

Erik Laus

Aleksander Karu

Martin Põiklik

Carmen Kaidi Jõeleht

Adilkhan Makhat

Leimo Laidma

Taavi Christopher Tuisk

Geitrud Fia Kristjohann

Rein Lilienthal

Winners of the 25 euro Partner e-giftcard

Julia Melnychuk

Karin Eva Schenk

Arti Kõhelik

Freddy Aleksander Uustalu

Sofia Randlepp

Eike Langerbaur

Marek Keiman

Maarja-Liis Reede

Marta Vibo

Kristelle Õispuu

Silver Käärik

Laura Tagel

Andrey Cheremisinov

Kerttu Jaansalu

Laura Koobas

Getter Lehtmaa

Krõõt Kosk

Tähe-Kai Tillo

Ragnar Ratas

Meelis Pihlap

Samantha Aleksandra Žurkin

Katarina Alesya Martins Nogueira De Sousa Tomaz

Henri Rästas

Tarvi Suur

Ilja Jašin

Argo Rihkrand

Stina Ild

Margit Kajak

Winners of the 2x10 euro Apollo Cinema tickets

Margus Lomp

Joonas Ata Saks

Peep Pirnpuu

Marek Kesküll

Martin Tiits

Laurelin Männik

Anu Kersten

Markus Tiigimäe

Lisann Jürisoo

Nicola Smania

Christopher Mihelson

Thor Kaspar Marvet

Joonas Kaup

Ketlin Uustal

Kirill Sergeev

Mattias Valli

Ottomar Leif

Kristjan Kalve

Eke Jakob Uibo

Karl-Villiam Vaserik

Iris Olmre

Ethel Elisabeth Truus

Siret Viidakas

Tatjana Štšurikova

Sandra Saare

Hanna-Liisa Ott

Kätlin Lääne

Erica-Elly Randoja

Sander Aukust

Siim Niinsalu

Silver Käärik

Liisa Kaju

Liis Järvamägi

Karl Hõbessalu

Elizaveta Rutkovskaja

Rain Varblane

Maria-Alvine Kruus

Anastasija Tihhaja

Chivit Chhoeun

Grete Lill

Kristo Lovjagin

Robert Oskar Mikael Relander

Tristen Õiemets

Sten Unt

Royal Bruce Montgomery III

Tähti Alver

Kelly Pärnalaas

Kati Eliisabet Peterson

Liina Stern

Kristi Vaino