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LHV Youth Bank

With our Youth Bank you don’t have to worry about service fees, and payments can easily be made on the move from the Mobile Bank. In addition, you have the opportunity to take the first steps in the world of investments, to save money for fulfilling your dreams.

Become a client

Youth Card

  • Free bank card
  • Your purchases are insured
  • Enjoy discounts
  • Pay by swiping
  • Pick your colour

You can order the Youth Card if you are 25 years old or younger.

Discounts with the Youth Card

R-kiosk
When paying with the Youth Card, all hot food and drinks are 20% cheaper.

MyFitness
MyFitness+ Full package costs 54 €. Becoming a member is free for all types of packages.

Lux Express
When showing your Youth Card, you will receive a discount of 30% on all routes within Estonia.

Sportland
When paying with the Youth Card the goods of one brand will be 20% cheaper for you.

Prizes with the Youth Card

When paying with the Youth Card you can win prizes
When you pay with the Youth Card you are entered into a monthly draw. The more often you pay with the Youth Card, the bigger the award and the greater the chance of winning.
Terms and Conditions of the draw
December Winners

  • If you make 10 or more card payments per month, you will be entered into the Apollo cinema gift ticket draw. We will raffle off a 100 x 2 gift tickets with a total value of 20 €.

  • If you make 20 or more card payments per month, you will be entered into the Partner gift card draw. We will raffle off 50 gift cards, each with a value of 25 €.

  • If you make 30 or more card payments per month, you will be entered into the Sportland gift card draw. We will raffle off 25 gift cards, each with a value of 50 €.

Sweat yourself some euros
LHV Youth Card and Sweatcoin will pay you money for moving around outdoors.

If you have an LHV Youth Card, install the Sweatcoin app on your smartphone. Collect steps taken outdoors with the health app, earn 50 Sweatcoins and convert them into 5 euros. We will transfer the sum to your account. Sweatcoins can be converted into euros until 31 January 2019. The Apple Watch was won by Veroonika Zabornikova. Congratulations!
Keep up to date with Instagram @lhvpank

View the terms and conditions of the campaign

The first steps in the field of investing

Growth Account and microinvesting

We have made investing easy for you – start with microinvesting. This is the opportunity to collect a small sum from each card transaction in your Growth Account. The money will not simply be sitting there, it will instead be invested automatically. If you wish, you can also make larger one-time deposits. Growth Account is without maintenance fee for you until age of 26.

How does microinvesting work?

The amount of the debit card payment is rounded to the next whole number and the difference is transferred to the Growth Account.

In case of smaller payments (up to 10 €) 10% limit can be applied. Microinvestment is limited to 10% of the amount of debit card payment.

Read more

Student Loan

Student Loan will help you cover the costs related to your studies, from housing costs to your tuition fee. The largest loan amount secured by the State is 2000 €, with annual interest of 5%.

Becoming a client is easy

Become a client without visiting the bank

Open an account in the Internet Bank by e-identification and sign the client agreement with ID-card, Mobile-ID or Smart-ID.

Select e-identification, if your monthly outgoing payments are under € 15 000. Sign the client agreement digitally with an ID-card, Mobile-ID or Smart-ID.

If you are under 18 years of age

If you are younger than 18, we await your parent or legal representative to visit the LHV office to open an account.

The representative must present his/her identity document and your birth certificate or have the possibility to log in to the eesti.ee environment (with ID-card or Mobile-ID). From the age of 7 and above, the child’s identity document is also required to open the account.

LHV Mobile Bank


a convenient app on your phone, where you can

Participation in the draw

  • The Youth Bank and Sweatcoin campaign takes place during 06.12.2018-21.12.2018.
  • All Youth Bank clients who have earned 5 € via Sweatcoin mobile app (SweatCo Ltd, aadress c/o OHS Secretaries Limited, 9th Floor, 107 Cheapside, London, EC2V 6DN, UK, registration code 09242159) to their LHV’s Youth Card account during the campaign period, will participate in the draw.
  • In order to take part in the draw, it is necessary to create a Sweatcoin account in the mobile app (as well as, enter your personal code to the mobile application, which will be used to link your Youth Bank account with your Sweatcoin user account). Participation in the draw includes an acceptance of terms and conditions (incl. prize-winners consenting to have their name published on the websites of lhv.ee, in LHV’s magazine Investeeri, in client communications, e-mails and social media channels).
  • The employees of LHV Bank, as well as employees of the groups belonging to the same bank concern (such as AS LHV Group, AS LHV Varahaldus, and AS LHV Finance) are not entitled to take part in the draw.

Prizes

  • The Youth Bank clients who comply with the campaign terms and conditions will be participating in the draw of the Apple Watch Series 4
  • The prize will be drawn by the Bank’s representatives in the Bank’s Compliance Officer presence on 21.12.2018
  • Fulfilment of terms and conditions by draw participators will be verified within three days after the draw has taken place. Once abovementioned is established, the winner will be contacted over the phone.
  • It is participators responsibility to ensure, that the phone number provided in client’s customer data is up to date and active. If the winner’s phone number turns out to be faulty or if the bank representative is unable reach the winner within one working day, due to certain reasons that are beyond bank’s control, the winner will lose the prize and a new draw will be organised.
  • The prize cannot be replaced or exchanged in any way. Also, the bank is not responsible for the refund of any expenses related to receiving of the prize by the winner.

Obligations/Other

  • Each participant of the campaign commits to accept all rules established by bank including decisions made during the campaign.
  • In case of force majeure, the bank holds the right to interrupt the campaign without any consequences and prior notice. LHV Bank will notify of such discontinuation of the campaign, if possible, via bank’s website (lhv.ee) or using any other client communication channel.
  • The bank reserves the right to make any decisions regarding the promotional campaign without prior notice thereof. All complaints related to the organisation of the campaign must be presented to the bank via mail, to the address Tartu mnt 2, Tallinn 10145.
  • More information on the promotional campaign: 6 800 400 or info@lhv.ee or https://www.lhv.ee/en/youthbank
  • The prize draw is organised by AS LHV Pank, address Tartu mnt 2 Tallinn, registry code 10539549, Tel. 6 800 400, e-mail info@lhv.ee.

December Winners

Winners of the 50 euro Sportland giftcard

Jan-Erik Allas

Marc Ander Etti

Gleb Ratšihin

Lisette Pärna

Eike Langerbaur

Mikk Kärner

Mark Gerassimov

Aliaksandr Malatok

Hanna Esko

Kaie-Riin Jürgenson

Karl-Erik Kiipsaar

Kaisa-Kadi Pilt

Kertu Põltsam

Sander Siim

Rivo Kauge

Kati Pajumägi

Indrek Jõe

Martin Teras

Svetoslav Motšjonov

Sille Loo

Eva-Maria Vincjunaite

Aleksandr Issajev

Carlis Henrich Aduson

Julius Heinlo

Daniel William Stockley

Winners of the 25 euro Partner e-giftcard

Ragnar Ventsel

Karin Eva Schenk

Janeli Ojaste

Ülari Uik

Sille Loo

Martin Laos

Tähe-Kai Tillo

Elina Villem

Birgit Jürivete

Tauri Theodor Varblane

Hanna Brita Luts

Indrek Norlind

Sinencia Jasmine Kass

Demid Ostapenko

Kätlin Kahro

Dana-Liisa Janson

Rando Simson

Marleen Kubits

Andreas Palsner

Jan-Erik Laprik

Kätlin Einula

Ranal Saron

Kaarel Koel

Kati Muldma

Anna Ulst

Alar Mark

Rene Tobbi

Siret Viidakas

Karola Hundimägi

Rico Jakob Kask

Herman Vesiaid

Kerli Ostrov

Karl-Erik Kiipsaar

Agnes Meriküll

Jamal Zulfiyev

Maria Abel

Arno Lehtsaar

Anastassia Savitskaja

Marek Keiman

Marta-Magdaleen Kuningas

Markus Allik

Ronja Maria Rohtla

Kaur Terep

Vaido Vahter

Vladislav Linko

Kevin Tammearu

Geneli Šonija

Artur Vahtre

Matis Pääslane

Romet-Cooper Taru

Winners of the 2x10 euro Apollo Cinema tickets

Romi Hiiemäe

Andreas Ragen Ayal

Susanne Rosenberg

William John Ross

Heili Aavola

Triinu-Liis Kindel

Hanna Esko

Mattis Vider

Käbi Suvi

Els Heile

Merily Talvet

Maris Merelaid

Sinencia Jasmine Kass

Rivo Kauge

Pert Salundi

Laura Tillo

Tairo Jürisson

Kermo Küün

Taavi Taal

Eliise Tani

Sten-Christian Taal

Elisabeth Rebo

Stina Serglov

Siim Maansoo

Geneli Šonija

Erle Maido

Ronja Maria Rohtla

Raimond Makara

Sander Seppa

Robert Meier

Parissara Phumpha

Robin Nõmmela

Hanna Kivila

Helen Leiten

Getter Lehtmaa

Johannes Teder

Oskar Imre Saik

Sofia Smirnov

Egle Tuulik

Merili Maalmeister

Ruvim Kulikovitš

Mareli Reinhold

Karl Maamets

Rando Rink

Marii Keerd

Agathe Marie Sarap

Kristiine-Liis Orav

Marcus-Oliver Jaaniste

Toomas Rüütel

Lisbeth Vinter

Henri-Kristian Kirsip

Juri Gogua

Siim Raidmets

Momina Habib

Johanna Põldemaa

Katariina Mustasaar

Annela Kams

Erki Raja

Alfred Gbolahan Omogunloye

Kaspar Kitsing

Julius Heinlo

Taavet Randna

Katarina Ojaperv

Olga Bugakova

Tarmo Kullas

Andrei Soroka

Triinu Piirimäe

Jamal Zulfiyev

Aap Korp

Karl Henrik Mikael Relander

Tähti Alver

Rasmus Kaver

Gerli Kruusmäe

Sander Siim

Kaspar Roosileht

Gleb Ratšihin

Kristin Kuusk

Aleksandra Goltsvart

Egert Soomeri

Andrei Smagin

Kaspar Vaher

Mirjam Pirn

Eke Jakob Uibo

Kalle Talu

Kärt Pihlap

August Kallas

Grigori Tustanovski

Ian-Andreas Rahn

Mia Kaisa Nurges

Robert Sepp

Georg Artur Urbas

Elo Tõnissoo

Kristjan Tedremaa

Taiko Tõnno Kont

Arno Lehtsaar

Andreas Palsner

Olivia Bogens

Teele Kullerkann

Hannabel Aria

Rebeca Elisabeth Kriisa