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LHV Savings Account can make your dreams true

Open Savings Account

With our Savings Account, you will be saving money toward a target amount set by you and you earn interest on the account balance

  • Separate account for more successful saving
  • Interest rate 2% a year
  • Speed up your progress with micro-saving
  • Withdrawals not limited by time or by service charges
  • Simple and playful interface
  • Easy to manage on the online bank and mobile app

What is LHV Savings Account?

Save toward one or more targets

Quickly and conveniently set a target that’s right for you

Personalize it

Change the icon and colour scheme to a personalized view

Get feedback

  • The calculator feature gives an estimate of the pace of savings
  • Overview of progress toward the target
  • Graphic visualization of the savings trajectory
  • Overview of the gains every month

Withdrawal of funds

  • At any time
  • No service charge
  • Playful graphics give you an opportunity to think twice about whether to dip into your savings

Different options for the saving process

One-time deposit

Transfer funds at the time and in the amount that’s right for you

Recurring saving

Set up the amounts and times as you deem fit

Micro-saving

Every card payment you make grows your balance a little

2% interest rate

  • Interest is calculated every day
  • Interest shows up on the account once a month
  • The smallest payout amount is 1 cent, meaning you earn interest if your Savings Account balance is at least 90 euros
  • While you save toward your target, we provide a boost in the form of interest payments
  • Receipt of the previous month’s compound interest allows interest to accrue on a larger balance the next month

How to open a Savings Account?

  • Open a bank account and conclude an agreement
    If you’re not yet an LHV client, open a private customer account

  • Get ready to activate the account
    Select a name for the account and the date for reaching your target, play with the icon and colours

  • Select the savings options
    Consider whether you want to start saving with a one-time or standing deposit or opt for microsaving instead

  • Good luck!
    You’re one important step closer to your target!