In the LHV Internet Bank European payments are free of charge for everyone

For more convenient operations, you can save your payments, conclude standing order payments, import payments or pay e-invoices with standing order payments.

If you want, we can help you to transfer your settlement services from another bank to LHV Pank, doing all the required operations for you.

Open an account
In-house payment
  • Payment in all currencies between LHV’s accounts.
  • Will reach the recipient immediately.
  • Payment related to a Trader account that was made before 17.00 will arrive in an hour; later payments will arrive on the morning of the next business day.

Free of charge
All currencies

European payment
  • Euro payment to a SEPA country.
  • Payments made on business days before 16.30 will reach the recipient on the same day; payments made after 16.30 will reach the recipient on the next business day.

Free of charge

TransferWise payment
  • Payment with currency exchange through TransferWise. Euros will be taken from your account and the recipient will be paid the foreign currency of your choice.
  • Payment will arrive in 1–4 business days.
    Read more on the payment

*In accordance with TransferWise’s service charge.

From 2 euros*

Other payment as regular payment

Depending of the currency, the payment will arrive in 2–5 business days. The payment will arrive the fastest if it was made:

  • In case of RUB, before 10:30
  • In case of CHF, before 12:30
  • In case of GBP, before 15:00
  • In case of EUR, before 16:00
  • In case of other currencies, before 14:30

5 € Shared Service Fee
25 € Service Fee is covered by the payer

All currencies

Other payment as expedited payment

Expedited payments move twice as fast, meaning that depending on the currency the other party will receive the money within 2 business days. The payment will arrive the fastest if it was made:

  • In case of RUB, before 10:30
  • In case of CHF, before 12:30
  • In case of GBP, before 15:00
  • In case of EUR, before 16:00
  • In case of other currencies, before 14:30

15 € Shared Service Fee
35 € Service Fee is covered by the payer

All currencies

Other payment as an express payment

Express payment is even faster than a fast payment and is delivered in one business day if entered:

  • In the case of CHF, before 12:30
  • In the case of EUR, before 14:30
  • In the case of GBP, before 15:00

30 € Shared Service Fee
50 € Service Fee is covered by the payer


Salary payment

Salary payment is a payment solution type jointly developed by LHV Bank and the Tax and Customs Board, allowing enterprises to transfer salaries to staff bank accounts and declare and pay employee taxes – all via LHV Internet Bank.

This payment solution covers 6 of the most widespread payments to private individuals:

  • salaries
  • dividends
  • payments pursuant to contracts under the law of obligations
  • sickness benefits
  • management board member fees
  • social tax minimum sum

Salary payments are free of charge.

Standing order

A standing payment order means that LHV will perform all the required transactions on the date established in the agreement for you. A standing payment order can be concluded for an in-house and European payment

The most convenient way to conclude a standing order agreement is through the LHV Internet Bank. The agreement can also be concluded in the client office or with a digitally signed agreement, in which cases a service fee applies.

For the standing order, you can determine: beneficiary and amount; payment date and period when the payment repeats (e.g. week, month, year).

On the payment date, we shall take the designated amount from your account and transfer it to the beneficiary. You only need to take care that the required amount is available in your account on the right date and that the transaction limits are sufficient. We shall check whether there are sufficient funds for the payment on the payment date and on the two following days. If there are insufficient funds on the account at that time or the transaction limit is insufficient for a standing order payment, the standing order shall not be fulfilled this time. The standing order agreement shall remain valid and this shall not hinder further payments (provided that there are sufficient funds on the account and the transaction limit is sufficient at the time of the standing order payment).

Payment import

Payment import makes it possible to upload a payment file in the Internet Bank and to sign payments there (one by one or in batches) and to view, amend, and subsequently delete them in the Internet Bank. Upload the payment file here: Daily banking → Payments → Import of payments. Also review the format.

If you want to fully automate the importing of the payment file, use LHV Connect. Your accountant can use the solution to make payments and keep track of incoming and outgoing payments directly in the accounting software.

Instant notifications

Instant notifications are sent to clients who are using the LHV Mobile Bank. Both the activation and usage of the instant notification service is free of charge.

We send a notification for every payment or e-invoice received, transaction limit being reached, failed transaction and expiry of a bank card.

A business client can order instant notifications on payments through LHV Connect. Find out more about LHV Connect.

Predefined payments

A predefined payment is a pre-filled payment order saved in the Internet Bank.

Payments can be saved in the Internet Bank, by selecting Daily banking → Payments → Predefined payments. A regular payment can also be added to the predefined payments after signing the payment.

Starting a payment from a predefined payment is most convenient in the Mobile Bank. There, only the initials are required to find the recipient and the payment info and there is no need to save the payment separately.

When making a payment to LHV Pank, use the following details:


Name: AS LHV Pank

Address: Tartu mnt 2, 10145 Tallinn