Formats for internet bank
30.03.2026
This document specifies payment initiation and account statement formats in LHV internet bank.
| Version history | |
|---|---|
| 30.03.2026 | TH6 and CSV Old support ended. |
| 01.10.2025 | Updates to the account statement CSV and TH6 formats. |
| 01.12.2023 | The new pain.001 format will be valid from 01.07.2024. More detailed information about the changes can be found from Connect specification. See news and description of the payment message. |
| 05.10.2023 | The new pain.001 format will be valid from 01.02.2024. More detailed information about the changes can be found from Connect specification. See news and description of the payment message. |
| 30.03.2022 | As of 30.03.2022, LHV no longer offers payment intermediation in rubles (RUB). |
| 30.11.2020 | Estonian Banking Association pain.001.001.03 XSD is replaced with custom XSD. See XSD for payment initiation message.Estonian Banking Association pain.001.001.03 XSD is replaced with custom XSD. See XSD for payment initiation message. |
| 30.11.2020 | Several smaller updates and changes will be done to Account Statement. Release is planned to December 2020. More details can be found from Connect Latest Updates and from the description of Account Statement. |
| 05.02.2020 | Two new optional indices added (2.10;2.35) to inform bank how the payments should be processed. Pre-agreed C2B conditions apply |
| 05.02.2020 | Payment routing code (index 2.98) |
| 15.01.2020 | Original payment reference is provided in case of return payment and original payment was uploaded with pain.001 (indecies 2.305; 2.307; 2.80) |
| 15.01.2020 | LHV implements Eesti Pangaliit version 1.4. Changes: Message element Control Sum (index 1.7; 2.5) and Number of Transactions (index 2.4) are changed from optional to mandatory. Index 2.79 maximum length changed from 140 to 70. Index 2.21 message element BIC is changed from mandatory to optional. |
XML format (ISO 20022 Payment Initiation Message pain.001.001.09)
As of 01.07.2024, the pain.001.001.09 format is in effect. More detailed information about the changes and message format can be found can be found from Connect specification. See news and description of the payment message.
XML format (ISO 20022 Account Statement Message camt.053.001.02)
The ISO 20022 Account Statement Message camt.053.001.02 standard is used to report account booked transactions and balances of a selected time period. The message includes information about the opening balance, the closing balance, and the available balance together with all booked transactions of a reporting period. The ISO 20022 format allows to include information that is not supported by LHV Bank. That information is not provided by LHV Bank.
Message structure and detailed description
CSV format (Account Statement Message) (Valid from 25.02.2026)
Under the internet bank settings, you yourself can define the field and decimal separators.
HEADER
| NO | COLUMN | COMMENT |
|---|---|---|
| 1 | Client account | Account from which the statement was prepared. |
| 2 | Document number | Payment number. |
| 3 | Date | Payment date. |
| 4 | Beneficiary’s/remitter’s account | Other party’s IBAN. |
| 5 | Beneficiary’s/remitter’s name | Other party’s name. |
| 6 | Debit/Credit (D/C) | |
| 7 | Amount | Payment amount. Debit entries with a minus sign. |
| 8 | Reference number | Payment reference number. |
| 9 | Archival ID | Provided as AAAAKKPP . |
| 10 | Details | Details of payment. |
| 11 | Currency | Payment currency. |
| 12 | Personal identification code or registry code | Other party’s private person’s identification code or legal entity’s registry code. |
| 13 | Beneficiary’s/remitter’s bank’s BIC | |
| 14 | Payment initiator’s name | Final remitter’s name. |
| 15 | Entry reference | |
| 16 | Account service provider’s reference | Unique payment ID assigned by the bank. |