Vehicle warranty insurance

The most convenient way to take out vehicle warranty insurance is to conclude the contract at the time of purchasing the vehicle, either through an LHV partner or by requesting an offer on our website.

Our vehicle warranty insurance cover is very similar to the manufacturer’s warranty. It extends the sense of security when using the vehicle, ensuring that unexpected breakdowns caused by manufacturing defects will not interfere with your daily activities or lead to additional costs.

We cover all unexpected and unforeseen technical failures under the vehicle warranty insurance that were caused by a manufacturing defect after the expiration of the manufacturer’s warranty or sales warranty. Damages excluded under the manufacturer’s warranty are also excluded under our cover. Be sure to review all exclusions in our vehicle warranty insurance terms and conditions.

When concluding a vehicle warranty insurance contract, remember that all regular maintenance must have been performed on the vehicle, and it must have been used according to the manufacturer’s instructions.

If you wish to purchase vehicle warranty insurance after the manufacturer’s warranty period has expired, you should have the vehicle technically inspected by an authorised dealer of the vehicle brand before signing the insurance contract.

The vehicle’s technical inspection can be carried out at an authorised dealer of the vehicle brand or at an approved repair shop. The technical inspection may be referred to by different names, but the most common term is pre-purchase inspection. During this process, all major parts and components of the vehicle are checked, and you will receive written confirmation in a form that allows for reproduction.

Anyone with an interest in insuring the vehicle can conclude the insurance contract. Generally, the policyholder is the person who purchased the vehicle and is either the owner or the responsible user. The policyholder can also be an unrelated person who rents the vehicle for an extended period and therefore has a clear interest in insuring it.

The insurance contract is concluded on the assumption that it will be valid for the entire insurance period. In the case of vehicle warranty insurance, the contract is not terminated before the due date.

As an exception, the insurance contract can only be terminated early if the insurer fails to meet the obligations under the insurance contract (including failing to pay the insurance premiums by the agreed deadlines).

If the owner of the vehicle changes, the insurance contract automatically transfers to the new owner. If the vehicle has LHV vehicle warranty insurance, this is a significant advantage when selling the vehicle and should be considered when setting the sale price.