What is e-identification?

It is a fast and convenient solution for a private person or a company’s representative to open a bank account by identifying him or herself electronically in the mobile app or internet bank. Use this option if your amount of settlements as a private client is up to 15,000 euros per month or up to 25,000 euros per month as a business client.

Fast and convenient

It only takes a few minutes and you can do it without leaving home at a time that is convenient for you.

For whom

For a private person who is a citizen of Estonia or a person who has a valid residence permit in Estonia.

Technical requirements

To identify yourself, you either need a valid ID-card with ID-card reader, Mobile-ID or Smart-ID.

Identity document

You will need a valid ID card, passport or residence card issued in Estonia.

Restrictions

If you have identified yourself electronically and opened a bank account, the account will have an outgoing payments restriction of 15,000 € per month as a private client or 25,000 euros per month as a business client pursuant to the law (including card payments and securities transactions). If you require to use larger amounts of funds available on your account in a month (including making currency exchange payments through Wise) or use LHV Trader or Broker, you should identify yourself at our nearest identification points.

E-identification process

  • Start opening an account
    Fill in the required information in the LHV mobile app or internet bank.

  • E-identification
    Enter the number of a valid ID card, passport or residence card issued in Estonia.

  • Conclude a client agreement
    You can sign the client agreement at LHV mobile app or internet bank, for that you need a valid ID card with ID card reader, Mobile-ID or Smart-ID.

  • Done
    Start using banking services.

Identification points

Personal identification can be done electronically or at the nearest identification point to open a bank account. Please bring a valid identity document with you for identification.

Find the nearest identification point

Identification process

  • Register as a user
    Fill in the form to open an account.

  • Visit an identification point
    Bring along a valid personal identification document.

  • Conclude a client agreement
    You can sign the client agreement at LHV mobile app or internet bank, for that you need a valid ID card with ID card reader, Mobile-ID or Smart-ID.

  • Done
    Start using banking services.