What is e-identification?

It is a fast and convenient solution for a private person to open a bank account in a way that you identify yourself electronically in the Internet Bank or Mobile Bank.

Fast and convenient

It only takes a few minutes and you can do it without leaving home at a time that is convenient for you.

For whom

For an adult private person who is a citizen of Estonia or a person who has a valid residence permit in Estonia.

Technical requirements

To identify yourself, you either need a valid ID-card with ID-card reader, Mobile-ID or Smart-ID.

Identity document

You will need a valid ID card, passport or residence card issued in Estonia.

Restrictions

If you have identified yourself electronically, the account will have a withdrawal restriction of 15,000 € per month pursuant to the law (including card payments and securities transactions). If you require to use larger amounts of funds available on your account within a month (incl make a payment with currency exchange through TransferWise) or use LHV Trader or Broker, you should identify yourself at our nearest identification points to open an account.

Identification process

  • Open an account
    Fill in the account opening form at LHV Internet Bank or Mobile Bank.

  • E-identification
    Enter your valid Estonian ID, Passport or Residence Card number.

  • Conclude a client agreement
    You can sign a customer contract at LHV Internet or Mobile Bank, you need a valid ID card with ID card reader, Mobile ID or Smart-ID.

  • Done
    Start using the banking service.

Identification points

Personal identification can be done electronically or at the nearest identification point to open a bank account. Please bring a valid identity document with you for identification.

Find the nearest identification point

Identification process

  • Open an account
    Fill in the form to open an account

  • Visit an identification point
    Bring along a valid personal identification document.

  • Sign the client agreement
    You can sign a customer contract at LHV Internet or Mobile Bank, you need a valid ID card with ID card reader, Mobile ID or Smart-ID.

  • Ready
    Begin using banking services.