LHV

Travel safely with all the family and enjoy the membership status of Estravel Gold Card

Broad-cover travel insurance

The travel insurance is valid anywhere in the world for trips lasting up to 90 days. The sums insured apply for each insured person and insured event separately. The insurance covers, for example, medical assistance, damage to baggage, cancellation or interruption of the trip and missed departures, as well as the rental car deductible. Please bare in mind that most car rental companies may only accept credit card payments. Travel insurance is provided by the LHV Kindlustus. What does the travel insurance cover?

Estravel Gold Card in mTasku

To always ensure convenient travel and the best possible service, the LHV Gold Card may be supplemented with free mTasku Estravel Gold Card. Estravel Gold Card holders receive priority service at Estravel, along with price discounts when purchasing travel services, numerous permanent discounts and special offers from Estravel’s partners. An Au-client receives the information on ordering Estravel Gold Card along with the LHV Gold Card. Estravel Gold Card information

Opportunities	Gold Debit Card	Gold Credit Card
Travel insurance
Purchase insurance
Discounts and offers from Estravel Gold Card
Contactless payment
Payment for goods in Estonia, abroad and on the Internet
Cash withdrawal from any ATM
Price list and terms and conditions
Monthly fee	0 € (to use the card, conclude an Au-client agreement a monthly fee of which is 10 euros. You can use both Gold Debit Card and Gold Credit Card free of charge within the package)	0 € (to use the card, conclude an Au-client agreement a monthly fee of which is 10 euros. You can use both Gold Debit Card and Gold Credit Card free of charge within the package)
Renewal, closing	Free of charge	Free of charge
Replacement	5 € Replacement to a virtual card is free of charge	5 € Replacement to a virtual card is free of charge
Cash withdrawals	From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2,000 € per month). ATMs of other banks: from the current account in Estonia, the United Kingdom and a contracting party to the EEA Agreement € 1 (+ 0.3% of any amount in excess of 2,000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount.	2 € + 2.5% of the sum
Information request from an ATM	Free of charge at LHV ATMs, from the ATMs of other Estonian banks 0.20 €	Free of charge at LHV ATMs, from the ATMs of other Estonian banks 0.20 €
Monthly fee for additional card (incl. on a virtual card)	10 €	10 €
Credit limit		From 1,000 € and up to 2 months’ net income
Interest		From 16% up to 40 days interest free
Repayment of credit used		It is possible to choose between an automatic monthly repayment of 0–100% of the credit limit or to pay at the time and in the amount that suits you. The selected option can be changed in the internet bank.
Payment Date		10th day
Payment from the credit account to the current account		2 € + 2.5% of the sum
Applicant requirements	To use the card, you must be an LHV Au-client.	To use the card, you must be an LHV Au-client. If your salary has not been received in LHV account in the last six months, submit an account statement from the bank where the salary has been received for the last six months. We will then review the information provided and let you know if and in what amount the credit limit we can offer you.
	Become an Au-client	Become an Au-client

Gold Debit Card

Gold Credit Card

Gold Debit Card

Gold Credit Card

Opportunities

Travel insurance

Purchase insurance

Discounts and offers from Estravel Gold Card

Contactless payment

Payment for goods in Estonia, abroad and on the Internet

Cash withdrawal from any ATM

Price list and terms and conditions

Monthly fee

Renewal, closing

Replacement

Cash withdrawals

Information request from an ATM

Monthly fee for additional card (incl. on a virtual card)

Credit limit

Interest

Repayment of credit used

Payment Date

Payment from the credit account to the current account

Applicant requirements

0 € (to use the card, conclude an Au-client agreement a monthly fee of which is 10 euros. You can use both Gold Debit Card and Gold Credit Card free of charge within the package)

Free of charge

5 €

Replacement to a virtual card is free of charge

From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2,000 € per month). ATMs of other banks: from the current account in Estonia, the United Kingdom and a contracting party to the EEA Agreement € 1 (+ 0.3% of any amount in excess of 2,000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount.

Free of charge at LHV ATMs, from the ATMs of other Estonian banks 0.20 €

10 €

To use the card, you must be an LHV Au-client.

Become an Au-client

0 € (to use the card, conclude an Au-client agreement a monthly fee of which is 10 euros. You can use both Gold Debit Card and Gold Credit Card free of charge within the package)

Free of charge

5 €

Replacement to a virtual card is free of charge

2 € + 2.5% of the sum

Free of charge at LHV ATMs, from the ATMs of other Estonian banks 0.20 €

10 €

From 1,000 € and up to 2 months’ net income

From 16% up to 40 days interest free

It is possible to choose between an automatic monthly repayment of 0–100% of the credit limit or to pay at the time and in the amount that suits you. The selected option can be changed in the internet bank.

10th day

2 € + 2.5% of the sum

To use the card, you must be an LHV Au-client. If your salary has not been received in LHV account in the last six months, submit an account statement from the bank where the salary has been received for the last six months. We will then review the information provided and let you know if and in what amount the credit limit we can offer you.

Become an Au-client