Business client’s credit card
LHV’s Business credit card is perfect for taking care of the day-to-day financial operations of your enterprise
- Flexible repayment
- Interest from 16%
- Up to 40 days interest free
Business credit card Features
40 days interest-free
An interest-free period of up to 40 days. The interest-free period does not apply to cash transactions.
Contactless payment
With LHV cards you can make convenient and fast contactless payments. You can also pay with an Apple Watch, Garmin or Fitbit smartwatch.
Flexible repayment
When applying for a credit card, you decide in which sum and when you will repay the credit used. You can change it later in the internet bank.
- Select 0% repayments, make the repayments at the time and in the sum you prefer.
- Select 10–90% for the repayments, and pay the credit back in predetermined instalments.
- Select 100% for the repayment and the whole sum will be credited from your current account the next month.
Card mailed to your home
We will mail the card conveniently to your home, free of charge.
Secure card payments online
To ensure security and raise the feeling of confidence when making payments on the Internet, LHV has added a new security feature to its bank cards. After entering card data and the confirmation code, you must log in to the LHV internet bank as an additional form of identification, or use the security code sent to your mobile phone via SMS.
Read more
Apple Pay
Apple Pay is a simple, secure and private method for making purchases in stores, apps and online.
Read more
PIN code
Google Pay
Price list and terms and conditions
| Monthly fee | 2 € |
| Interest | From 16% The final interest depends of the client’s credit capacity. Interest free period of 40 days for payments, none for cash1 |
| Credit limit | From 1000 €. |
| Repayment of credit used | It is possible to choose between an automatic monthly repayment of 0–100% of the credit limit or to pay at the time and in the amount that suits you. The selected option can be changed in the internet bank. |
| Payment Date | 10th |
| Fine for delay | 0.2% per day |
| Issuing, renewal, closing | Free of charge |
| Replacement | 5 € |
| Cash withdrawals | 2 € + 2.5% of the sum |
| Payment from the credit account to the current account | 2 € + 2.5% of the sum 2 |
| Information request from an ATM |
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1 An interest-free period is not applied for the credit limit withdrawn as cash from the credit account or transferred to the current account.
2 If the transaction from the credit account to the current account is concluded in the Client Office, a transaction fee of 2 € is added. No service fee will be applied to funds exceeding the credit limit – for example, if your limit is 500 €, but there is 600 € on your credit account, then fees will not be assessed for transferring 100 €.
Documents and additional information
Business debit card
