Business client’s credit card

LHV’s Business Credit Card is perfect for taking care of the day-to-day financial operations of your enterprise

  • Flexible repayment
  • Interest from 16%
  • Up to 40 days interest fee

Business Credit Card Features

40 days interest-free

An interest-free period of up to 40 days. The interest-free period does not apply to cash transactions.

Contactless payment

LHV cards enable you to make contactless payments, providing a fast and convenient option for small purchases.

Secure card payments online

To ensure security and raise the feeling of confidence when making payments on the Internet, LHV has added a new security feature to its bank cards. After entering card data and the confirmation code, you must log in to the LHV Internet Bank as an additional form of identification, or use the security code sent to your mobile phone via SMS.

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Flexible repayment

When applying for a credit card, you decide in which sum and when you will repay the credit used. You can change it later in the Internet Bank.

  • Select 0% repayments, make the repayments at the time and in the sum you prefer.
  • Select 10–90% for the repayments, and pay the credit back in predetermined instalments.
  • Select 100% for the repayment and the whole sum will be credited from your current account the next month.
Change the repayment sum
Card mailed to your home

We will mail the card conveniently to your home, free of charge.

Price list and terms and conditions

Monthly fee

€2

Interest

From 16%

The final interest depends of the client’s credit capacity. Interest free period of 40 days for payments, none for cash1

Credit limit

From €1000. The maximum credit amount is up to 10% of the company’s average monthly turnover.

Repayment of credit used

It is possible to choose between an automatic monthly repayment of 0–100% of the credit limit or to pay at the time and in the amount that suits you. The selected option can be changed in the Internet Bank.

Payment Date

10th

Fine for delay

0.2% per day

Issuing, renewal, closing

Free of charge

Replacement

€5

Cash withdrawals

EUR 2 + 2.5% of the sum

Payment from the credit account to the current account

EUR 2 + 2.5% of the sum

Information request from an ATM
  • Free of charge at LHV ATMs
  • From the ATMs of other Estonian banks €0.20

1 An interest-free period is not applied for the credit limit withdrawn as cash from the credit account or transferred to the current account. If the transaction from the credit account to the current account is concluded in-office, a transaction fee of EUR 2 is added.

Documents and additional information

Business Debit Card