Youth Card

Using the LHV Youth Card you can pay by swiping, get discounts from our partners and win pocket money

  • Free bank card
  • Enjoy discounts
  • Pay with the card and win up to 150 €
  • Your purchases are insured
  • Pick your colour

You can order the Youth Card if you are 25 years old or younger.

The Youth Card is all-powerful

Bank card without service fees
You can use the Youth Card to pay in Estonia, abroad and on the internet. Get your bank card conveniently delivered to your home. The account number associated with the card can be found on the back of the card. European payments are free in LHV – there are no service fees for transfers.

Pay by swiping
You can use the Youth Card to make contactless payments, which is a convenient and fast way to make payments of up to 50 €.

Purchase insurance
Purchase insurance protects all durable goods that are paid with the Youth Card for a period of 180 days after the date of purchase.

Receive discounts with the Youth Card
With the Youth Card you can enjoy discounts from our partners.

Pay with the Youth Card and win pocket money
If you make 15 or more payments with your Youth Card per month, you will be entered into the draw with a chance to win up to 150 €.

Invest with every card payment
Microinvestment enables you to grow your investment portfolio without even noticing, investing up to 1 euro to your Growth Account with each debit card payment.

Withdrawing cash is free of charge from LHV ATM’s. Cash is withdrawn from the ATM’s of other banks in Estonia and Europe for only 1 €.

Convenient mobile app
LHV mobile app is particularly convenient and an easy way to handle your everyday banking. Check your account balance, make payments, request money or start investing.

Apple Pay
Apple Pay is a simple, secure and private method for making purchases in stores, apps and online.

Discounts with the Youth Card

When paying with the Youth Card, all hot food and drinks are 20% cheaper.

MyFitness+ Full package costs 54 €. Becoming a member is free for all types of packages.

Lux Express
When showing your Youth Card, you will receive a discount of 30% on all routes within Estonia.

When paying with the Youth Card the goods of one brand will be 20% cheaper for you.

With a Youth Card, you’ll cruise the streets on a Tuul scooter for 15% less

The world’s most durable and eco-friendly e-scooters get you fast to where you’re going, in the open air and for a whole 100 times less environmental impact than a petrol car. Tuul is the only Estonian made scooter and 90% of a scooter is recyclable after its lifetime.

The unlimited discount is valid until 1 November 2020 and is applied automatically when you pay with an LHV Youth Card. You can find Tuul scooters in Tallinn and Pärnu.

Download the Tuul app, add the Youth Card as a method of payment and breeze along!

Score a hundred

Make payments with your LHV Youth Card and you can win 100 euros to your bank account and 50 euros to your Growth Account.

We know that for a young person every euro counts, especially considering that time is of the essence when growing larger sums of money. The money that you save and start growing today may help you fulfil your dreams and score high in the future. That’s why the Youth Bank fully supports the efforts of future founders, with a monthly prize draw of up to 150 euros pocket money for one Youth Card holder.

Terms and conditions of the draw

If you make 15 or more payments with your Youth Card per month, you will be entered into the draw with a chance to win:

100 € straight to your current account
An additional prize of 50 € to your Growth Account if you have activated the micro-investment option

Pocket money winner in July is
Kayli-Liis Padur

Price List and Terms and Conditions

Monthly fee

No fee

Issuing, renewal, closing

Free of charge


5 €

Cash withdrawals
  • From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2000 € per month)
  • ATMs of other banks: from the current account in Estonia and a contracting party to the EEA Agreement € 11 (+ 0.3% of any amount in excess of 2000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount
Cash deposits

Free of charge at LHV ATMs

Information request from an ATM
  • Free of charge from LHV ATMs
  • From the ATMs of other Estonian banks 0.20 €

Purchase Insurance is offered by If P&C Insurance AS. The policyholder is LHV Pank AS. Review the terms and conditions of insurance, along with the limitations and exemptions, and ask for advice from our specialist.

The purchase insurance included with the Youth Card covers all purchases of durable goods made with your Youth Card for a period of 180 days after the purchase. The insurance cover helps in different instances, if the object is broken, has been destroyed or stolen. Read more about the Terms and Conditions of Insurance. Purchase Insurance is offered by If Kindlustus.

Sums insured
In the case of purchase insurance a maximum insured amount is specified for each insured object, insured event and calendar year.


  • Minimum purchase value 100 €
  • Maximum purchase value and indemnity for a single claim 5000 €
  • Maximum compensation per insured event of electronic equipment is 300 €
  • Maximum compensation per year for a single card holder 10,000 €
  • Validity 180 days
  • Deductible 30 €

What should I do in the case of a loss event?
In the case of a loss event, please complete the If Insurance property damage form. Make sure to write LHV in the form’s insurance policy field.

Documents, which are required for completing the form:

  • sales receipt for the object and the card payment receipt
  • if the item in question can be repaired, then the repair estimate issued by the repair shop
  • if the incident involves a break-in or theft, then a police certificate must be submitted

I Participation
- The “Sajaga edasi” (“Full on with a hundred”) campaign (hereinafter the campaign) is organised by AS LHV Pank (hereinafter the organiser), located at Tartu mnt 2, Tallinn, registry code: 10539549, telephone: 6 800 400, e-mail:
- The campaign will be held between 1 January and 31 December 2020.
- All LHV Youth Card users who are up to 25 years old and have made at least 15 card payments with the LHV Youth Card during the calendar month preceding the prize draw day may participate in the campaign.
- No registration is required in order to participate in the campaign, but the participant must accept the terms and conditions, including giving consent to the disclosure of his or her name on the website, LHV’s online magazine Investeeri, as well as in the e-mail and social media channels of LHV’s client communication, if he or she proves to be the winner.
- Employees of AS LHV Pank and its group companies AS LHV Group, AS LHV Varahaldus and AS LHV Finance and their family members shall not be eligible to participate in the campaign.
- The prize draw is carried out on 12 occasions. The same person may prove to be the winner on multiple occasions.

II Prize
- The campaign prize is 100 euros, and is transferred by the organiser to the winner’s current account in LHV Bank.
- If the winner has activated the micro-investment option, he or she will gain an additional prize of 50 euros, which will be transferred by the organiser to his or her Growth Account. If the winner is a minor who has activated the micro-investment option, the additional prize of 50 euros will be transferred to the parent’s current account in LHV Bank.
- The bank shall not issue the prize in cash.
- The organiser shall raffle the prizes from 5 January 2020 (included) onwards, on the 5th day of the month or the following banking day, in the presence of LHV Bank’s compliance officer.
- The organiser shall inspect compliance with the campaign terms and conditions, and notify the winner within three working days after the monthly prize draw.
- The campaign participant shall be responsible for the correctness of the e-mail address and telephone number submitted to the organiser in his or her customer data. The prize shall be paid out within three banking days after the winner has been contacted.
- Any taxes on the disbursement of the prize shall be borne by the organiser.

III Other
- The campaign participant shall adhere to the rules established and decisions made by the organiser with regard to the campaign.
- In the event of force majeure circumstances, the organiser shall have the right to suspend the campaign without any advance notification or consequences. The organiser shall notify participants of such a suspension via the website or other channel.
- The organiser shall have the right to make any decisions regarding the campaign without giving any advance notification thereof.
- Any complaints with regard to the campaign shall be submitted to the organiser’s postal address at Tartu mnt 2, Tallinn 10145.
- Additional information on the campaign is available by phoning 6 800 400, e-mailing and on

November Winners

Winners of the 50 euro Sportland giftcard

Auris Aleksandrov

Patrick Malm

Emili Toompuu

Tiina Ütt

Kadrin Hallik

Laura Maala

Ranek Koni

Karmen Lahe

Liisa Kai Siimut

Jane Priimägi

Karl Robert Arulaan

Andra-Riin Abel

Taavi Christopher Tuisk

Viktor Romanov

Katrin Voloditšev

Lauri Pähn

Georg Madis Puhm

Pille Riin Kuningas

Kerttu Jaansalu

Ott Pastarus

Winners of the 25 euro Partner e-giftcard

Johannes Teder

Oskar Lepik

Andreas Ayrton Luhala

Sander Tiitso

Diana Kolossova

Viktor Rüütel

Oliver Harris Hütt

Brit Põld

Evely Kajala

Marta-Marleen Tamm

Kristjan Kasesalu

Olga Tšitšikalova

Karl Joosep Mardisoo

Naima Vilms

Kaarel Kiho

Oliver Hellaste

Reimo Link

Sarah Ellermaa

Marion Maasar

Halina Panarad

Adele Alavere

Janne Nurme

Erik Mühls

Laurelin Männik

Karl Tetsmann

Karmen Lahe

Kristjan Unt

Paul Opmann

Kätlin Kukebal

Aleksandr Gubachev

Winners of the 2x10 euro Apollo Cinema tickets

Jan Erik Soosaar

Gerta Pall

Carl-Johannes Kinnunen

Brit Kikas

Karl Riis

Dina Tanaga

Iris Ingelbert Sargla

Emili Kinks

Liisabel Hammer

Ilja Samoilov

Tarvi Langus

Cardo Erasmus Kakk

Sissel-Maria Mägi

Sandra Ratasepp

Fedor Gorbunov

Jevgeni Lugin

Dario Ilbi

Anna Aleksandrina

Marten Keiv

Alo Vals

Grete-Kai Teeäär

Merilin Vesingi

Raoul Ashley Fernandes

Kristelle Õispuu

Samantha Aleksandra Žurkin

Nikita Skvortsov

Taiko Tõnno Kont

Kevin Kütson

Katriin Ailen Takk

Norah Laadoga

Ilayda Kalkan

Linda Mariette Joost

Kaarel Aruoja

Konstantin Abramovitš

Kaisa-Kadi Pilt

Sander Kartau

Janete Remmelkoor

Ekaterina Iakovleva

Maarit Põllu

Oskar Orglaan

Mari-Liis Mägi

Sandra Lundver

Vladimir Logatšev

Eliise Orav

Ranno Kähr

Paula Toomsalu

Helena Kangur

Anna-Liis Mägi

Nikita Pisarenko

Hans Erik Atonen