Using the LHV Youth Card you can pay by swiping, get discounts from our partners and win prizes
- Free bank card
- Enjoy discounts
- Pay with the card and win prizes
- Your purchases are insured
- Pick your colour
You can order the Youth Card if you are 25 years old or younger.
The Youth Card is all-powerful
Bank card without service fees
You can use the Youth Card to pay in Estonia, abroad and on the internet. Get your bank card conveniently delivered to your home. The account number associated with the card can be found on the back of the card. European payments are free in LHV – there are no service fees for transfers.
Purchase insurance protects all durable goods that are paid with the Youth Card for a period of 180 days after the date of purchase.
Withdrawing cash is free of charge from LHV ATM’s. Cash is withdrawn from the ATM’s of other banks in Estonia and Europe for only 1 €.
Discounts with the Youth Card
Prizes with the Youth Card
If you make 10 or more card payments per month, you will be entered into the Apollo cinema gift ticket draw. We will raffle off 50 x 2 gift tickets with a total value of 20 €.
If you make 20 or more card payments per month, you will be entered into the Partner gift card draw. We will raffle off 30 gift cards, each with a value of 25 €.
If you make 30 or more card payments per month, you will be entered into the Sportland gift card draw. We will raffle off 20 gift cards, each with a value of 50 €.
Price List and Terms and Conditions
|Issuing, renewal, closing|
Free of charge
Free of charge at LHV ATMs
|Information request from an ATM|
Purchase Insurance is offered by If P&C Insurance AS. The policyholder is LHV Pank AS. Review the terms and conditions of insurance, along with the limitations and exemptions, and ask for advice from our specialist.
The purchase insurance included with the Youth Card covers all purchases of durable goods made with your Youth Card for a period of 180 days after the purchase. The insurance cover helps in different instances, if the object is broken, has been destroyed or stolen. Read more about the Terms and Conditions of Insurance. Purchase Insurance is offered by If Kindlustus.
In the case of purchase insurance a maximum insured amount is specified for each insured object, insured event and calendar year.
- Minimum purchase value 100 €
- Maximum purchase value and indemnity for a single claim 5000 €
- Maximum compensation per insured event of electronic equipment is 300 €
- Maximum compensation per year for a single card holder 10,000 €
- Validity 180 days
- Deductible 30 €
What should I do in the case of a loss event?
In the case of a loss event, please complete the If Insurance property damage form. Make sure to write LHV in the form’s insurance policy field.
Documents, which are required for completing the form:
- sales receipt for the object and the card payment receipt
- if the item in question can be repaired, then the repair estimate issued by the repair shop
- if the incident involves a break-in or theft, then a police certificate must be submitted
Participating in the draw
- All Youth Bank clients who have made at least 10 card payments with the LHV Youth Card in the previous calendar month before the draw, shall participate in the campaign.
- The activity programme of the Youth Bank shall be launched on 27.08.2018. The draws shall take place once a month from 05.10.2018 until the bank decides to end the campaign.
- Prior registration for the draw is not required; however, in order to participate in the draw, the terms and conditions must be accepted (incl. prize-winners consenting to have their name published on the websites of lhv.ee, in LHV’s magazine Investeeri, in client communications, e-mails and social media channels).
- Employees of the bank and companies belonging to the same group as the bank (AS LHV Group, AS LHV Varahaldus, and AS LHV Finance), as well as their family members, are not eligible to participate in the draw.
- The same person may win repeatedly.
- Depending on the number of card payments made during the calendar month prior to the draw, the Youth Bank clients who comply with the campaign terms and conditions shall participate in the draw of the following prizes:
- 10 or more card payments: Apollo Kino tickets to 50 clients (2 tickets per one client);
- 20 or more card payments: 25-€ Partner e-gift card to 30 clients;
- 30 or more card payments: 50-€ Sportland e-gift card to 20 clients.
- The Bank’s representatives will draw the prize, from 5 October 2018 (including) on the 5th day of each month or the next bank day, in the attendance of the bank’s Compliance Officer.
- Compliance with the terms and conditions established for participating in the draw shall be checked within 3 (three) days from the draw and if these have been complied with, the gift card shall be sent to the winner’s e-mail address that the winner has included in their contact details.
- The person participating in the draw shall be responsible for keeping the e-mail address included in their client data correct and current. If the winner’s e-mail address turns out to be faulty or if the e-mail does not reach the winner due to reasons beyond the bank’s control, the winner shall lose their prize and a new draw shall not be organised.
- The prize is not in any way replaceable or exchangeable and the bank shall not reimburse any expenses related to receiving the prize.
- Each campaign participant must accept all rules established by the bank and all decisions made by the bank during the campaign.
- Should circumstances of force majeure appear, the bank shall have the right to discontinue the campaign without prior notice or any consequences. If possible, the bank shall provide notice of such discontinuation through the bank’s website of lhv.ee or any other information channel.
- The bank reserves the right to make any decisions regarding the promotional campaign without prior notice thereof. All complaints related to the organisation of the campaign must be presented to the bank via mail, to the address Tartu mnt 2, Tallinn 10145.
- More information on the promotional campaign: 6 800 400 or firstname.lastname@example.org or lhv.ee/noor
- The prize draw is organised by AS LHV Pank, address Tartu mnt 2 Tallinn, registry code 10539549, Tel. 6 800 400, e-mail email@example.com.
Documents and additional information
Winners of the 50 euro Sportland giftcard
Anna Elise Toikka
Hendrik Trystan Luigas
Anu Annikki Tuulemets
Marite Helina Sihver
Mark Kristjan Laanet
Ege Berk Akgün
Winners of the 25 euro Partner e-giftcard
Mathias Gregor Vain
Henrik Vello Vollmer
Getter Merilin Mäesalu
Miikael Johan Tamm
Winners of the 2x10 euro Apollo Cinema tickets
Epp Maria Sepping
Mirtel Meribel Kaskema