Skip to main contentAccessibility

LHV no longer supports Internet Explorer on our website to better protect you against viruses, scams and other threats. You can still use our website using Internet Explorer, but keep in mind that not everything might work as expected. To log in, please use one of these free browsers: Chrome, Firefox or Edge.

Hundreds of thousands
trust LHV with their money

Win double salary!

Bring your salary to LHV, because every month we will draw one extra salary. All customers whose income is received at LHV will participate in the draw.

In October, the additional salary was won by Arina Nikulina.
The next draw will be held on November 5th.

The winners

Icecream

It’s easy to move to LHV

Opening an account and transferring your income is quick and convenient process — just follow a few simple steps.

Girl with LHV mobile app
  • 1

    Open an account
    If you’re not an LHV client yet, please start by opening an account with us.

  • 2

    Confirm the income transfer application
    Log in to the internet bank, sign the pre-filled application, and send it conveniently straight to your employer.

  • 3

    Done!
    Your income for the next month will be received in LHV, and you’ll also take part in the double-salary draw.

Frequently Asked Questions

I can’t transfer my income because:

You can keep your home loan at another bank and use LHV for everyday banking. However, if you wish, you can also transfer your home loan to us along with your salary. Submit a refinancing application, and you may get even better loan terms. Use the promo code REFF, and transferring your home loan will be free of charge.

Opening an account at LHV is free, and we don’t charge a monthly maintenance fee. All intra-European payments and the virtual card are also free. If you prefer a plastic card, it costs only €1 per month.

We offer a convenient payment transfer service. If you like, we’ll guide you step by step to make sure your standing orders and e-invoices continue without problems. Most payments can also be transferred automatically.

Ask your employer’s HR or accounting department who needs to receive your new LHV account number. If you’d also like to transfer your pension to LHV, you can do this in the self-service portal of the Social Insurance Board.

Even if you work for a foreign company, you can receive your salary to your LHV account. Simply ask your employer to transfer the salary directly there. Provide them with your LHV account number or use our prepared application form for redirecting salaries.

Advantages of LHV

Affordable everyday banking

  • Fast and convenient mobile app and internet banking
  • Free payments without any package
  • Free current account
  • Free virtual card

Smart ways to grow your money

  • Various saving options
  • Easy investing
  • Actively managed pension funds

The most flexible home loan

  • Interest rate starting from 1.79% + Euribor
  • Free transfer of your home loan from another bank

Terms and conditions of the campaign

  • The campaign “Win Double Your Salary!” (hereinafter: Campaign) will be held from 1 June 2025 to 31 December 2025.
  • All private customers of the bank, whose salary for the calendar month preceding the draw was paid to their personal current account in the bank will take part in the draw.
  • Draws will take place from 5 July 2025 to 5 January 2026 (incl.) on the 5th day of each month (or the next business day). The winner will receive a one-off payment in the amount of their salary in the calendar month preceding the date of the draw on their current account at the bank.
  • Salary payments are regarded to be payments where the description contains a clear reference to regular income. For example: “Salary July 2025”, “Parental Benefits”, “Pension”, etc. The bank reserves the right to decide whether the description of the payment order is compliant with the terms and conditions of the campaign.
  • Prior registration for the draw is not required; however, in order to participate in the draw, one must accept the terms and conditions (incl. prize-winners consenting to having their name published on the websites of lhv.ee, in client communications, e-mails and social media channels).
  • Employees of the bank and companies belonging to the same group as the bank (LHV Group, LHV Varahaldus, LHV Kindlustus, LHV Finance, LHV Bank Limited and AS LHV Paytech) are not eligible to participate in the draw.
  • Draws will take place on seven occasions, and it is possible for a single person to win it multiple times.
  • The prize for the draw will be the salary payment received by the winner on their current account in the calendar month preceding the draw, in the maximum sum of 10,000 € (ten thousand).
  • The Bank’s representatives will draw the prize, from 5 July 2025 to 5 January 2026 (incl.) on the 5th day of each month or the next working day, in the presence of the bank’s Compliance Officer.
  • Compliance with the established terms and conditions for participating in the draw is verified and the winner of the draw is notified of having won within 3 (three) days after the draw has taken place.
  • The prize will be paid out as a lump sum to the winner’s current account at LHV, within 3 (three) banking days after the winner has been contacted. The prize will not be paid out in cash.
  • If, due to reasons independent of the bank, the winner of the prize cannot be contacted within 3 (three) days after the draw or the winner renounces the prize, a new draw will be held to find a new winner.
  • The prize is not replaceable or exchangeable in any way and the bank shall not reimburse any expenses related to receiving the prize.
  • The bank will pay any taxes related to paying out the prize.
  • Each campaign participant must accept all rules established by the bank and all decisions made by the bank.
  • Should circumstances of force majeure appear, the bank shall have the right to discontinue the campaign without prior notice or any consequences. If possible, the bank shall provide notice of such discontinuation through the bank’s website of lhv.ee or another information channel.
  • The bank reserves the right to make any decisions regarding the promotional campaign without prior notice thereof. All complaints related to the organisation of the campaign must be presented to the bank via mail, to the address Tartu mnt 2, Tallinn.
  • Additional information on the promotional campaign: 6-800-400, info@lhv.ee or lhv.ee/en/income.
  • The organiser of the prize draw is AS LHV Pank, address Tartu mnt 2 Tallinn, registry code 10539549, Tel.: 6-800-400, E-mail: info@lhv.ee.