By signing a bank link agreement, you can use the bank links of all major banks operating in Estonia and throughout the Baltics:
One agreement = all bank links
- LHV
- Swedbank
- SEB
- Luminor
- Coop Pank
- Citadele
- Artea bankas
- Revolut
Getting started
Submit an application for payment acquiring
We will reply as soon as possible, but within two working days, at the latest. You can sign the agreement digitally or, if necessary, directly at the office.
Add LHV bank links to your online shop or invoice
To do so, use our web modules or connect directly to the API. Take a look at the technical guide.
Track payments on our merchant portal
You will get an in-depth overview of which payment methods are used most often by your customers and, if necessary, you will be able to conveniently issue a refund from the portal.
Complete e-merchant solution
Apple Pay and Google Pay
In addition to the traditional bank link, your customers can also conveniently pay with Apple Pay or Google Pay.
Card payments
A popular and trusted payment method in online shops all over the world. Money transferred to your account once a day, 7 days a week.
Pre-built Solutions
Simplify the process of incorporating payment methods into your online store with our ready-made solutions compatible with leading web platforms such as Magento 2, WooCommerce, Prestashop, Shoproller, Voog, and OpenCart. Additionally, we provide iOS and Android SDKs for effortless integration into mobile apps. Learn more.
Integration with Delivery Services
Enhance your customer experience by seamlessly linking our payment solution with popular delivery service providers like Omniva, DPD, SmartPost, Venipak, and more. This compatibility ensures smooth transactions and efficient order fulfillment.
Payment link
Our flexible payment link, LinkPay, empowers you to streamline payment processes across various channels. Whether it's embedding the link on your website, including it in invoices, sending it via email, sharing it in chats, or displaying it as a QR code, LinkPay adapts to your preferred communication methods effortlessly.
One click payments
Offer repeat customers a quick checkout process and reduce abandoned shopping carts.
The best personalised offer at no extra cost
| Conclusion and amendment of the agreement | free |
| Service fee for the transaction | 0.05 € and for new clients 6 months for free |
| Refund | free |
| Monthly fee | free |
Why choose the bank link solution from LHV?
- Funds are swiftly credited to your account, available every day of the week.
- Seamlessly integrated with checkout systems for enhanced efficiency.
- Simplify purchases with one-click payments, minimising abandoned shopping carts.
- Access a diverse selection of banking products tailored to your needs.
- Powerful merchant portal for managing payments and returns
Are you venturing into entrepreneurship for the first time or launching of your own online business?
Embark on your journey with LHV as your trusted partner and begin accepting payments seamlessly through your website. Take advantage of a special 50% discount on building your business website with the VOOG platform. We're here to support you every step of the way, ensuring your startup is both dynamic and fruitful.
Explore our offerings tailored for business clients
FAQs
To sign the agreement, please fill in the payment collection application. We will then send you the agreement for signing within two business days. Once we have received the signed agreement, you will get detailed setup instructions within one business day.
Yes, to sign the bank link agreement, you need to have an active client agreement with LHV. Each bank link payment will be transferred directly to your LHV account. If you are not yet an LHV client, you can conveniently start the process on our website.
Yes, if you wish, you can test the Demo version of bank links. To do so, please contact Paytech customer support on business days (Mon–Fri 9–17) before signing the agreement (email: makselahendused@lhv.ee; phone: +372 644 2201).
What makes our bank link special is that there are no contract or monthly fees. A fixed fee per transaction applies as agreed.
LHV, Swedbank (EE, LV, LT), SEB (EE, LV, LT), Luminor (EE, LV, LT), Coop Pank (EE), Citadele (EE, LV, LT), Artea (LT) and Revolut. You can choose which of these bank links you want to display on your website or invoices.
Yes, you can. LinkPay is a payment link that allows your clients to conveniently pay an invoice in the way that suits them best. You can add the payment link to your company website, send it by email, include it on an invoice, or share it as a QR code.
You can define the transaction details yourself — for example, you can enter a fixed amount or allow the client to choose the amount.
LinkPay also integrates with popular accounting software such as Directo, Smart Accounts, SimplBooks, and Standard Books by Excellent.
To sign the agreement, simply fill in the payment collection application. We will then send you the agreement for signing within two business days, and once we receive it, you’ll get setup instructions within one business day.
The payment will appear in your account immediately after the client completes the payment. If the client’s bank is part of the instant payment system, the payment will reach your LHV account as an instant payment — within seconds. If the client’s bank is not part of the system, the payment will arrive a bit later.
Yes, payments from different online stores or invoices can be directed to separate accounts.
No, there is no limit. You can sign multiple agreements for different areas of activity.
We offer free modules for Magento 2, WooCommerce, Prestashop, Shoproller, Voog, and OpenCart platforms.
We also provide a custom API solution as well as iOS and Android SDKs. If your website runs on another platform, please consult LHV Paytech customer support on business days (Mon–Fri 9–17) before signing the agreement (email: makselahendused@lhv.ee; phone: +372 644 2201).
Yes, to do so, please sign an LHV Connect agreement — more information is available on our website.
Yes, the Merchant Portal provides information on payments with successful, failed, or abandoned statuses. If you use the LHV app, you’ll also receive a notification on your phone when funds are received.
You can conveniently and free of charge initiate refunds yourself via the Merchant Portal or API. Please be careful when issuing refunds, as they cannot be reversed once initiated.
If you’ve forgotten your login password, you can reset it on our website or by calling customer support at +372 644 2201.
Please notify us in writing at info@lhv.ee, and we will help you update the information.
To transfer an existing agreement, please fill in a payment collection application with the new company’s details and note your request for contract transfer in the comments.
Please notify us in writing at info@lhv.ee. We will then agree on the next steps in more detail.