What is e-identification?

It is a fast and convenient solution for a private person to open a bank account in a way that you identify yourself electronically in the Internet Bank. Use this type of identification when your monthly settlements are up to EUR 15,000 per month.

Fast and convenient

It only takes a few minutes and you can do it without leaving home at a time that is convenient for you.

For whom

For an adult private person who is a citizen of Estonia or a person who has a valid residence permit in Estonia.

Technical requirements

To log in to the Internet Bank, you need a valid ID-card with an ID-card reader, Mobile-ID or Smart-ID.

Required documents

You need a valid ID-card, passport, or a residence permit card issued in Estonia.

Restrictions

If you have identified yourself electronically, the account will have a withdrawal restriction of EUR 15,000 per month pursuant to the law (including card payments and securities transactions). If you want to use a larger amount of money in the account within one month, choose video identification.

Identification process

  • Open an account
    Fill in the form to open an account

  • Log in to the Internet Bank
    For this, you shall need

    • your username and
    • ID-card, Mobile-ID or Smart-ID.
  • Conclude a client agreement
    Identify your person electronically and sign the client agreement.

  • Done
    Start using the banking service.

What is video identification?

Video identification is an innovative and secure solution that enables private persons to use a video bridge to identify themselves and open a bank account.

Fast and convenient

Video identification takes around 15 minutes and can be carried out without leaving your home, Monday to Friday from 9–19, and Saturday from 10–17.

For whom

Video identification is available to adult private persons who are Estonian citizens or hold a valid residence permit in Estonia.

Location

Choose a place or a room without any unrelated persons, where you can fill in the form for opening a current account and answer the questions in the video interview without any distractions.

Technical requirements

For personal identification, you need a valid ID card with an ID card reader or Mobile ID. Video identification can be carried out with a computer that has internet connection, a functioning web cam, microphone and Chrome, Firefox or Opera internet browser.

Identification process

  • Open an account
    Fill in the form to open an account

  • Identify yourself through video
    Following the instructions in the video identification environment

    • take a picture of the front and back side of your ID card,
    • take a portrait picture of yourself,
    • answer the questions in the video interview.
  • Conclude a client agreement
    Enter the Internet Bank and sign the client agreement digitally.

  • Done
    Start using the banking service.