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Student loan application

New loan applications will be accepted again from 3 August 2026

In order to apply for a student loan you must authenticate yourself first. You do not have to be an LHV customer to enter.

Enter your Smart-ID PIN1 on your device, if you are convinced the control code shown on your device matches the one shown here.

Enter your mobile-ID PIN1 on your phone, if you are convinced the control code shown on your phone matches the one shown here.

Your active role is currently .
Continuing, we’ll exchange it for .
Student loan can only be applied by a private person.

I do not wish to change roles at the moment.

I am an LHV customer
Not a customer

Contact information

First name

Last name

Personal identification code issuer

Personal identification code

E-mail

Phone number

Address

Place of residence

Street, house and apartment number, or name of farm

City, borough, county

Postal code

Education

Educational institution

Speciality

Expected graduation time

I study abroad

Certificate of studies abroad

Choose file

Allowed file types: .asice, .pdf

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The certificate must be in .asice or .pdf format.

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Please add the certificate of studies abroad.

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Details of the loan

Loan amount

I am transferring my student loan from another bank

Consents

Newsletters and offers are sent to you by the LHV company whose customer you are. If you also wish to receive offers from other LHV companies, please make your choice. LHV group includes AS LHV Pank, AS LHV Finance, AS LHV Kindlustus, AS LHV Varahaldus, and AS LHV Group.

I wish to receive personalised offers from LHV. I agree that LHV companies share my data* within the group to compile offers tailored to my needs and interests.

I wish to receive LHV newsletters and general offers. I agree that LHV companies share my name, personal identification code, and contact details within the group for this purpose.

Select preferred communication channels:

E-mail

Phone

Mobile app push notifications

*To create personalized offers, we use only the necessary data, such as information about previously used services, income and transaction details, as well as other data that allows us to make relevant offers for you.

Consent can be withdrawn at any time via LHV service channels.

By continuing, you confirm that the information in your application to AS LHV Pank (LHV Pank) is accurate. To make a lending decision, LHV Pank may ask you for additional information. If the required information isn’t provided, we can’t assess your creditworthiness or enter into a credit agreement.

LHV Pank may use automated processing to make a decision about your student loan application. You have the right to express your point of view, challenge the decision, and ask for it to be reviewed by an LHV Pank employee.

To assess your application, we process your personal data for the purpose of making a credit decision. Learn more about the LHV Pank Customer Data Processing Principles.