Free payments
LHV is the only bank in Estonia to provide everyone with free euro transfers within Estonia and Europe.
- Did you know that if you perform 10 transfers each month, you will save nearly 45 € per year in comparison with other banks?
At LHV, everyone wins
Simple and convenient mobile app
A bank in your pocket, any time and anywhere.
- Did you know that you can order notifications regarding deposits made into your account, change the limit on your bank card, and much more?
Exciting bank cards with contactless payment capability
You can make purchases of up to 50 € without inserting the card into the payment terminal or entering your PIN.
- Did you know that when paying with your Partner Bank Card in Kaubamaja Group shops (including Selver) you could earn up to triple the bonus points?
A broad selection of financing products
Find the solution that best meets your needs. Whether it’s a home loan, consumer loan, leasing or something else.
- Did you know that the premature repayment of your home loan is free at LHV?
Excellent investment opportunities
You can deposit or invest your money at LHV. We offer investment consultations, portfolio management, and convenient trading platforms.
- Did you know that with an LHV Growth Account you can begin investing with as little as 1 € per month?
The best insurance cover from LHV Kindlustus
- Home insurance with a broad selection of cover
- Real estate dwelling insurance
- Motor TPL and comprehensive insurance (Casco) for cars
- Did you know that LHV Kindlustus is the only insurer that offers green insurance for energy-efficient property?
Bring your salary over to LHV and enjoy our loyal customer offers
Redirecting your salary to LHV is simple
Open an account in 3 minutes by using e-authentication
Open an account
If you are not yet a customer of LHV, verify yourself electronically and then sign a customer agreement using your Smart-ID, mobile-ID or ID card.
Fill in an application to redirect your salary
Application to redirect salary.
Fill in the application and send it to your employer’s accountant.
Done
See terms and conditions
Now you can start using all the services of LHV and may win an additional salary.
Additional benefits
50% lower contract fee on a home loan contract.
Complete a home loan application. In the further information field, please write the keyword ‘Heaklient’ and the name of the company where you work.
50% lower contract fee on leasing contracts.
Complete a leasing application. In the further information field, please write the keyword ‘Heaklient’ and the name of the company where you work.
Consumer loan contract fee 0 €
Choose a suitable consumer loan and submit your loan application. To receive the discount when signing the contract, use the campaign code: 25HEAKLIENT
Simple procedures, for you have a supporting specialist who helps you take care of all the loyal customer procedures.
If you have any questions, you can contact sales@lhv.ee and our specialist will help you.
Do you have any additional questions?
Becoming a customer of LHV is easy
The winners
| Kristi Voolrand | january |
| Age Enni | february |
| Dina Rahimšaikova | march |
| Liisa Herne | april |
| Sten Keero | may |
| Robert Rebbas | june |
2024
| Martin Malm | january |
| Keit Grass | february |
| Chami Dilrukshi Hettiarachchige | march |
| Hans Erik Atonen | april |
| Jelena Loomus | may |
| Karl Martin Kaasik | june |
| Kristina Kusma | july |
| Nikolai Olhovikov | august |
| Neeme-Hendrik Neisalu | september |
| Andrei Berezin | october |
| Päivi Rütkinen | november |
| Ralf Friedemann | december |
2023
| Karin Sindonen | january |
| Urve Laamann | february |
| Helina Piibeleht | march |
| Etker Jõeleht | april |
| Nele Salu | may |
| Daniil Belyakov | june |
| Mati Heinlaid | july |
| Marika Aidla | august |
| Tatjana Kudrik | september |
| Martin Piispea | october |
| Siiri Saagim | november |
| Pavlos Parcharidis | december |
2022
| Helen Kalpus | january |
| Karin Kask | february |
| Mahdi Morad Pour | march |
| Artjoms Dementjevs | april |
| Margus Palloson | may |
| Kristjan Kaal | june |
| Nattakarn Aasa | july |
| Liisu Arula | august |
| Ann Raun | september |
| Anderson Santos Mathias | october |
| Ivo Mundi | november |
| Marilin Küttner | december |
2021
| Anton Mihhailov | january |
| Dmitri Lauš | february |
| Eik Mölder | march |
| Sofia Maidle | april |
| Szabo Alexander Rubin | may |
| Heli-Ann Seervald | june |
| Maris Järvsoo | july |
| Ivan Tuzhilkin | august |
| Ingrid Saks | september |
| Anna-Liisa Kärson | october |
| Matko Vucica | november |
| Tiit Gordejev | december |
2020
| Kristel Hints | january |
| Oliver Abel | february |
| Kristjan Vaiksalu | march |
| Rasmus Pertel | april |
| Vjatšeslav Samorukov | may |
| Taury Peterson | june |
| Getter Orav | july |
| Tõnu Rääk | august |
| Elena Krintal | september |
| Aili Vahtrapuu | october |
| René Puura | november |
| Ringo Olev | december |
2019
| Tõnu Smirnov | january |
| Ann-Kristin Pajus | february |
| Airita Silluta | march |
| Timo Teniste | april |
| Vahur Lundve | may |
| Fjodor Kvitš | june |
| Urmas Tippo | july |
| Kaarel Targo | august |
| Abdelghani Boumadiane | september |
| Georg Reimer | october |
| Mati Tühis | november |
| Merle Kirsivälja | december |
LHV Client
If your salary is already paid to your current account at LHV, you do not need to do anything else except wait for the results of the draw.
If you are a client of LHV, but your salary is not yet paid to your current account at LHV, then please fill in the application to redirect your salary and send it to your accountant.