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At LHV, everyone wins

Free payments

LHV is the only bank in Estonia to provide everyone with free euro transfers within Estonia and Europe.

  • Did you know that if you perform 10 transfers each month, you will save nearly 45 € per year in comparison with other banks?
Simple and convenient mobile app

A bank in your pocket, any time and anywhere.

  • Did you know that you can order notifications regarding deposits made into your account, change the limit on your bank card, and much more?
Mobile app
Exciting bank cards with contactless payment capability

You can make purchases of up to 50 € without inserting the card into the payment terminal or entering your PIN.

  • Did you know that when paying with your Partner Bank Card in Kaubamaja Group shops (including Selver) you could earn up to triple the bonus points?
Contactless cards
A broad selection of financing products

Find the solution that best meets your needs. Whether it’s a home loan, consumer loan, leasing or something else.

  • Did you know that the premature repayment of your home loan is free at LHV?
Read more
Excellent investment opportunities

You can deposit or invest your money at LHV. We offer investment consultations, portfolio management, and convenient trading platforms.

  • Did you know that with an LHV Growth Account you can begin investing with as little as 1 € per month?
Read more
The best insurance cover from LHV Kindlustus
  • Home insurance with a broad selection of cover
  • Real estate dwelling insurance
  • Motor TPL and comprehensive insurance (Casco) for cars
  • Did you know that LHV Kindlustus is the only insurer that offers green insurance for energy-efficient property?
Read more

Bring your salary over to LHV and enjoy our loyal customer offers

Redirecting your salary to LHV is simple

  • Open an account in 3 minutes by using e-authentication
    If you are not yet a customer of LHV, verify yourself electronically and then sign a customer agreement using your Smart-ID, mobile-ID or ID card.

    Open an account
  • Fill in an application to redirect your salary
    Fill in the application and send it to your employer’s accountant.

    Application to redirect salary.
  • Done
    Now you can start using all the services of LHV and may win an additional salary.

    See terms and conditions

Additional benefits

50% lower contract fee on a home loan contract.

Complete a home loan application. In the further information field, please write the keyword ‘Heaklient’ and the name of the company where you work.

50% lower contract fee on leasing contracts.

Complete a leasing application. In the further information field, please write the keyword ‘Heaklient’ and the name of the company where you work.

No contract fee charged for consumer loan contracts.

Choose a suitable consumer loan, complete a loan application and then contact LHV Finance customer support for a discount.

Call 680 2700 or write to

Simple procedures, for you have a supporting specialist who helps you take care of all the loyal customer procedures.

If you have any questions, you can contact and our specialist will help you.

Becoming a customer of LHV is easy

The winners


Martin Malmjanuary
Keit Grassfebruary


Karin Sindonenjanuary
Urve Laamannfebruary
Helina Piibelehtmarch
Etker Jõelehtapril
Nele Salumay
Daniil Belyakovjune
Mati Heinlaidjuly
Marika Aidlaaugust
Tatjana Kudrikseptember
Martin Piispeaoctober
Siiri Saagimnovember
Pavlos Parcharidisdecember


Helen Kalpusjanuary
Karin Kaskfebruary
Mahdi Morad Pourmarch
Artjoms Dementjevsapril
Margus Pallosonmay
Kristjan Kaaljune
Nattakarn Aasajuly
Liisu Arulaaugust
Ann Raunseptember
Anderson Santos Mathiasoctober
Ivo Mundinovember
Marilin Küttnerdecember


Anton Mihhailovjanuary
Dmitri Laušfebruary
Eik Möldermarch
Sofia Maidleapril
Szabo Alexander Rubinmay
Heli-Ann Seervaldjune
Maris Järvsoojuly
Ivan Tuzhilkinaugust
Ingrid Saksseptember
Anna-Liisa Kärsonoctober
Matko Vucicanovember
Tiit Gordejevdecember


Kristel Hintsjanuary
Oliver Abelfebruary
Kristjan Vaiksalumarch
Rasmus Pertelapril
Vjatšeslav Samorukovmay
Taury Petersonjune
Getter Oravjuly
Tõnu Rääkaugust
Elena Krintalseptember
Aili Vahtrapuuoctober
René Puuranovember
Ringo Olevdecember


Tõnu Smirnovjanuary
Ann-Kristin Pajusfebruary
Airita Sillutamarch
Timo Tenisteapril
Vahur Lundvemay
Fjodor Kvitšjune
Urmas Tippojuly
Kaarel Targoaugust
Abdelghani Boumadianeseptember
Georg Reimeroctober
Mati Tühisnovember
Merle Kirsiväljadecember

LHV Client

If your salary is already paid to your current account at LHV, you do not need to do anything else except wait for the results of the draw.

If you are a client of LHV, but your salary is not yet paid to your current account at LHV, then please fill in the application to redirect your salary and send it to your accountant.


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