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Au-Client

Saving and growing money is popular

  • Annual interest rate of 1% on the current account is accounted on sums up to 100,000 euros
  • Overdraft against the collateral of securities
  • Personal Customer Relationship Manager
  • Gold Card Customer Relationship Manager
  • Travel insurance for you and your family
Become an Au-Client
Your money grows every day

Annual interest rate of 1% on Au-Clients account is accounted on sums up to 100,000 euros and investing and depositing of securities is affordable and convenient.

Simple operations

Your have your personal client executive who knows you and whom you know. You also have a Gold Card for your daily transactions and overdraft against the collateral of securities.

Carefree and convenient travel

The best travel insurance for you and your family and excess for a rental car. The Estravel Gold Card and special offers also await you.

Terms and conditions for becoming an Au-Client

The prerequisite of becoming an Au-client is that you receive €2000 to LHV Pank every month or the volume of your assets at LHV Pank exceeds €50,000. Au-client’s monthly fee is €10.

It is all included in the single monthly fee

For the Au-Client of LHVFor the client of LHV
European paymentsFree of chargeFree of charge
Interest on a current accountAnnual interest rate of 1% on the current account is accounted on sums up to 100,000 euros0.01% per year
Bank card Gold card
For the Au-Client free of charge
Read more
Private client card
Monthly fee €1
Read more
Travel insuranceApplies to the owner of the Gold Card and the family members travelling with them. About the travel insurance
Estravel Gold CardTravel service, Gold Card permanent discounts and bonuses. Estravel Gold Card information
Emergency replacement card or cashIf your card is lost or stolen abroad, you can order an emergency replacement card or cash.
Maintenance of Baltic securitiesFree of chargeFree of charge
Maintenance of Foreign securitiesUp to €30,000: free of charge
from the part exceeding €30,000: 0.015%
Up to €30,000: 0.025%,
from €2
from the part exceeding €30,000: 0.015%
Baltic analysesFree of charge€5
Monthly feeAu-Client’s monthly fee €10None
Prerequisites for becoming an Au-ClientYou receive €2000 in LHV Pank each month, or the volume of your assets at LHV Pank exceeds €50,000.

Always consider your credit decisions carefully. Take a look at the terms and conditions at lhv.ee/au and consult our specialist. The annual percentage rate of charge for the credit limit of the Gold Card is 15.09% on the following sample conditions: limit €2000, annual interest 18% (fixed), interest-free period of 40 days, repayment sum is €2163. The annual percentage rate of charge for overdraft against the collateral of securities is 8.96% on the following sample conditions: credit limit of €10,000, annual interest rate of €8.5% (fixed), limit fee 0%, agreement fee €0, repayment sum €10,862 given that the overdraft is taken into use immediately and in full and is paid as a single payment after one year.