When you pay with a Partner Credit Card, you will accumulate 3 cents discount as a purchase bonus on every euro you spend and, with a Partner Debit Card, 2 cents.
Purchase bonus
With a Partner Bank Card, you will accumulate a purchase bonus on all of your purchases at Kaubamaja, Selver and I.L.U. Just register your purchase as a loyal customer and use your Partner Bank Card to pay for it. When you pay with a Partner Debit Card, you will accumulate 2 cents discount as a purchase bonus on every euro you spend and, with a Partner Credit Card, 3 cents. If you pay for the purchase with a different bank card or in cash and register your Partner Bank Card, you will receive a 1 cent discount as a purchase bonus for every euro you spend.
Loyalty discounts
The Partner Bank Card is a versatile card, giving you access to discounts and personal offers. View the permanent discounts


Opportunities
Purchase bonus
Contactless payment
Payment for goods in Estonia, abroad and on the Internet
Cash withdrawal from any ATM
Extra card for your family
Application for credit
Storage of e-receipts
Permanent discounts
5% discount on all goods at the Tallinn and Tartu Kaubamaja and Kaubamaja e-shop, I.L.U. and L’Occitane beauty shops.
5% discount on spare parts and maintenance with regular price at Viking Motors
Up to 30% discount on 300 products in special offer of Selver
Kaubamaja client magazine “Hooaeg” free of charge
10% discount at the Tallinn and Tartu Kaubamaja and Kaubamaja e-shop, Selver, I.L.U. and L’Occitane beauty shops on your birthday and five days before and after it.
Free fashion and beauty consultations at the Tallinn and Tartu Kaubamaja
Free transport of large items in Tallinn and Harju County, if the purchase price is at least € 250 (except furniture)
Application and conditions
Application location
Issuing
Extension of the validity period
Application for principal and extra card
Possibility to order the card by post
Validity 3 years
Interest
Applicant requirements
Flexible repayment
Service fees
Initial application
Monthly fee
Extra card for a family member
Application for principal and extra card
Replacement card
Extension of card
Cash withdrawals
Information inquiry at ATM
2 points (2 cents) discount as a purchase bonus on each euro spent.
Selver, Tallinn and Tartu Kaubamaja information desks, LHV bank office, and the internet bank or mobile app.
Free of charge
Free of charge
Principal card from age 6. Card replacement 5 €.
Free of charge
1 € (the monthly fee is valid for card holders between the ages of 26 and 65)
Free of charge
Initial application free of charge
5 €
Free of charge
From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2,000 € per month). ATMs of other banks: from the current account in Estonia, the United Kingdom and a contracting party to the EEA Agreement € 1 (+ 0.3% of any amount in excess of 2,000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount.
Free of charge at LHV ATM. At the ATMs of other Estonian banks 0.20 €
3 points (3 cents) discount as a purchase bonus on each euro spent
Selver, Tallinn and Tartu Kaubamaja information desks, LHV bank office, and the internet bank or mobile app.
Free of charge
Free of charge
Principal card from age 18, additional card from age 15. Card replacement 5 €.
Interest from 18%
To apply for a credit card, you must be at least 18 and monthly net income shall be at least 350 €. If your pay has not been transferred to LHV Pank for the past six months, please submit an account statement for the last six months from the bank where your pay has been transferred.
When applying for a credit card, you decide in which sum and when you will repay the credit used. You can change it later in the internet bank.
Free of charge
1 € (the monthly fee is valid for card holders between the ages of 26 and 65)
Free of charge
Initial application free of charge
5 €
Free of charge
2 € + 2.5% of the sum
Free of charge at LHV ATM. At the ATMs of other Estonian banks 0.20 €
Always consider your credit decisions carefully. The financial service provider is AS LHV Pank. Take a look at the terms and conditions at lhv.ee and consult our specialist. The annual percentage rate of Partner Credit Card is 18.70% per annum on the following example conditions: credit limit 1,000 €, interest rate 18% (fixed), monthly fee of the card 1 €, interest-free period 26 days, repayment sum of 1,093.42 €, assuming that the limit is used immediately, in its full amount and returned in the course of one year in equal monthly instalments.