LHV Pensionifond Indeks

Indeks (index fund) investors believe that while equity markets may be volatile in the short-term, they offer the best expected return in the long run.

They value simplicity and efficacy, each euro is made to grow at the lowest possible expenditures. Index Fund spreads out investments around the world into close to 5000 companies, so its portfolio reflects the global economy.

Do you recognize yourself in that description? If you did, LHV Pensionifond Indeks might be of interest to you.

Erko Rebane
LHV portfolio manager

## **Indeks** (index fund) investors believe that while equity markets may be volatile in the short-term, they offer the best expected return in the long run.

Week

Month

Year

Net asset value

Asset classes

Equity funds

99.27%

Cash and deposits

0.73%

Largest investments

Largest investments	Allocation
Amundi Prime Global UCITS ETF	27,38%
HSBC MSCI Emerging Markets UCITS	25,19%
Amundi ETF ICAV - Amundi MSCI	23,71%
db x-trackers MSCI Emerging Markets Index UCITS	6,57%
Amundi Prime All Country World	6,44%
SPDR MSCI World UCITS ETF	6,04%
iShares Core MSCI Emerging Markets IMI UCITS ETF	3,94%

The data is presented as at 26.08.2025.

LHV Pensionifond Indeks – a fund that invests in the world’s equity markets

This is a pension fund for those who believe in world economic growth and that consistent approach and low costs yield the best return in the long term

Selection of assets

LHV Pensionifond Indeks invests its assets into publicly traded index funds, which come with low costs. These funds give a stake in close to 5000 companies around the world. Thanks to the broad diversification, people saving for their retirement will have a portfolio that mirrors the performance of the world’s economy: as the economy grows, so does their retirement fund.

Actively managed

Indeks is different from other LHV pension funds in the sense that investments are not selected based on constant active analysis. The fund tracks the movements of global equity markets, keeping costs as low as possible. For the sake of greater diversification, investments are spread out among developed and developing countries based on GDP, not market capitalization of the respective stock exchanges. This prevents too much concentration in individual regions, such as the US. The strategy is well suited to investors who believe long-term consistency and low costs generate the best results.

This fund is right for you if

you want to invest in financial markets on an ongoing basis
you would like to grow your pension savings with the lowest possible fees
you already have investing experience

Join the fund

Fund info

Volume of the fund (as of 31.07.2025)	176 521 974 €
Management company	LHV Varahaldus
Equity in the fund	600 000 units
Rate of the depository’s charge	0,0459% (paid by LHV)
Depository	AS SEB Pank