Questions?
Feel free to let us know, we'll be happy to help you.
Bring your income to LHV and get €100 on your Growth Account.
To give your financial goals an extra boost, we’ll transfer €100 to your Growth Account once you direct your income to LHV.
In the Growth Account, every euro earns 2% interest, and your money is always available – without any service fees.
It’s easy to move to LHV
Submitting the application and opening a Savings Account is a quick and convenient process — just follow a few simple steps.
Open an account
If you’re not yet an LHV client, first open an account with us.Confirm the income transfer application
Log in to internet banking, sign the pre-filled application, and send it conveniently to your employer.Open a Growth Account
After your first income has been transferred to LHV, we’ll add the starting bonus.Done!
Your next month’s income will arrive at LHV, and you’ll get an additional €100 on your Growth Account.
Frequently Asked Questions
I can’t transfer my income because:
You can keep your home loan at another bank and use LHV for everyday banking. However, if you wish, you can also transfer your home loan to us along with your salary. Submit a refinancing application, and you may get even better loan terms. Use the promo code REFF, and transferring your home loan will be free of charge.
Opening an account at LHV is free, and we don’t charge a monthly maintenance fee. All intra-European payments and the virtual card are also free. If you prefer a plastic card, it costs only €1 per month.
We offer a convenient payment transfer service. If you like, we’ll guide you step by step to make sure your standing orders and e-invoices continue without problems. Most payments can also be transferred automatically.
Ask your employer’s HR or accounting department who needs to receive your new LHV account number. If you’d also like to transfer your pension to LHV, you can do this in the self-service portal of the Social Insurance Board.
Even if you work for a foreign company, you can receive your salary to your LHV account. Simply ask your employer to transfer the salary directly there. Provide them with your LHV account number or use our prepared application form for redirecting salaries.
Advantages of LHV
Affordable everyday banking
- Fast and convenient mobile app and internet banking
- Free payments without any package
- Free current account
- Free virtual card
Smart ways to grow your money
- Various saving options
- Easy investing
- Actively managed pension funds
The most flexible home loan
- Interest rate starting from 1.79% + Euribor
- Free transfer of your home loan from another bank
Campaign terms
- The AS LHV Pank (hereinafter LHV Pank) campaign "Bring your income to LHV" (hereinafter the campaign) takes place from August 18, 2025 – December 31, 2025.
- The Campaign is open to selected private clients of LHV Bank who are at least 18 years old, whose salary starts being deposited into their personal current account at LHV Bank within 60 days from receiving the written special offer, and who have an open Savings Account (hereinafter the Savings Account) at LHV Bank.
- Clients who have already received the same reward as part of a previous similar offer are not eligible to participate in the Campaign.
- Within the framework of the Campaign and during the Campaign period, only the following types of income will be considered as salary: salary, pension, parental benefit, scholarship.
- Salary deposits are defined as any deposits with a clear reference to regular income in the transaction description. Examples: "Salary 02.2025," "Parental Benefit," "Pension," etc. For example, a receipt with the explanation "September 2025" does not meet the conditions of the campaign, since there is no reference to regular income. LHV Pank reserves the right to decide which payment descriptions comply with the campaign's terms.
- The prize for the campaign is a one-time payment of 100 (one hundred) euros to the participant's Savings Account.
- LHV Pank representatives will verify the fulfilment of the conditions and carry out the prize payments within 5 working days of each subsequent month. The verifications and payments will take place during the period from September 1, 2025, to January 5, 2026.
- The prize will be credited in one payment to the Savings Account first opened by the participant at LHV Pank. The prize will not be awarded in cash.
- The prize cannot be replaced or exchanged in any form, and LHV Pank will not reimburse any costs related to claiming the prize.
- Any taxes related to the prize will be paid by LHV Pank.
- Each campaign participant must accept the rules set by LHV Pank and all decisions made by LHV Pank regarding the campaign.
- In the event of force majeure, LHV Pank reserves the right to terminate or modify the campaign without prior notice or consequence. LHV Pank will announce any such termination or modification via its website lhv.ee or other communication channels if possible.
- LHV Pank is the data controller for the personal data processed as part of the campaign. The processing of personal data is governed by LHV’s Principles of Processing Customer Data.
- LHV Pank reserves the right to make any decisions regarding the campaign without prior notice. All claims related to the organisation of the campaign must be submitted to LHV Pank by mail at Tartu mnt 2, Tallinn 10145, or by email at info@lhv.ee
- For more information about the campaign, contact: 6 800 400, info@lhv.ee, or visit lhv.ee/en/campaign.
- The campaign organiser is AS LHV Pank, address Tartu mnt 2, Tallinn, registry code 10539549, phone 6 800 400, email info@lhv.ee.
