27.05.2026
LHV Pank has migrated all of its core systems from on-premises servers to Amazon Web Services (AWS) and Kubernetes. As a result of the migration, LHV’s development speed, flexibility, and scalability will now be on par with Europe’s leading neobanks and fintech companies.
“Previously, provisioning a single virtual machine for an application could take up to six months, whereas with the new cloud architecture, services can be launched in a single day,” said LHV’s Chief Technology Officer, Mihkel Kasepuu, explaining the impact of the transition. He noted that customer expectations and needs are changing rapidly, which puts additional pressure on the speed and scalability of product and service development to remain competitive. “LHV’s direction is to develop into a strong, product-led international organization. The move to the cloud gives LHV’s technological future a completely different edge and foundation for growth,” Kasepuu explained.
Modern banking is evolving at an unprecedented pace. Unlike traditional commercial banks burdened by legacy systems, LHV’s cloud-based solution allows it to deploy software updates and new financial products at the same pace as cloud-native digital banks. “Migrating LHV’s core systems to the cloud is a competitive advantage. This technological leap helps us move swiftly into the next stage of development, which will focus even more strongly on customer-centricity and a product-led approach,” said Kasepuu.
LHV’s cloud architecture is built to withstand extreme physical and digital disruptions. Potential regional vulnerabilities were one of the reasons LHV decided to abandon the use of physical on-premises servers and rebuild its systems to mitigate risks. “We adopted the Kubernetes container orchestration platform, which ensures that LHV’s critical banking services can operate across multiple geographically separate regions. The architecture we’ve created complies with both the Estonian Emergency Act, which requires critical services to remain operational during crises, and the European Union’s Digital Operational Resilience Act (DORA),” Kasepuu noted.
The migration to the AWS cloud service also allows LHV to integrate advanced artificial intelligence more securely than before. Developers can now access large language models within their own virtual private cloud infrastructure. This ensures that all customer data remains isolated within LHV’s secure environment, adhering to strict data protection and privacy rules. “As a result of the migration to the cloud, LHV can combine the momentum of an agile fintech company with the security of a fully regulated bank,” Kasepuu concluded.
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