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Selection of securities for automatic investments

Securities

Themes and regions

Risk and expected returns

Lower

Higher

Higher

Themes and regions

Risk and expected returns

Lower

Higher

Higher

Themes

Search symbol

Gold

Gold

risk/return profile: 4

The fund invests in physical gold.

risk/return profile: 4

LHV World Equities

LHV World Equities

risk/return profile: 4

The fund manager invests in equity markets around the world. The fund’s portfolio is spread across developed markets (e.g. Western Europe, the US, Japan) as well as emerging markets (e.g. Asia, Latin America, Eastern Europe).

risk/return profile: 4

LHV Euro Bond Fund

LHV Euro Bond Fund

risk/return profile: 3

The fund provides access to one of the major global financial markets. The primary goal of the fund is to generate interest income, while the secondary goal is to profit from changes in bond prices. Investments are primarily made in investment-grade bonds.

risk/return profile: 3

Global enterprises

Global enterprises

risk/return profile: 4

The fund passively invests in big and medium sized companies by following global stock index. The portfolio has been dispersed between developed and developing countries representing all economic sectors.

risk/return profile: 4

Corporate bonds (dollars)

Corporate bonds (dollars)

risk/return profile: 3

The fund invests in corporate bonds listed in dollars in the industrial and financial sectors of developed markets (e.g. Goldman Sachs, Verizone).

risk/return profile: 3

Corporate bonds (euros)

Corporate bonds (euros)

risk/return profile: 3

The fund invests in corporate bonds in the industrial and financial sectors of developed markets (e.g. Japanese bonds, Verizone, Citigroup).

risk/return profile: 3

Silver

Silver

risk/return profile: 6

The fund invests in physical silver.

risk/return profile: 6

Precious metals

Precious metals

risk/return profile: 4

The fund invests in a portfolio of four physical precious metals: gold, silver, platinum, and palladium.

risk/return profile: 4

Nordic companies

Nordic companies

risk/return profile: 4

The fund tracks the performance of an index that represents largest companies from Finland, Sweden, Norway and Denmark (e.g., Novo-Nordisk, Ericsson, Volvo, Nordea Bank).

risk/return profile: 4

Corporations of developed countries

Corporations of developed countries

risk/return profile: 4

The fund invests in the major corporations of developed countries (e.g. Apple, Google, Amazon, Nestle, Visa, Procter & Gamble, Toyota).

risk/return profile: 4

Australian and Asian major corporations

Australian and Asian major corporations

risk/return profile: 4

The fund invests in finance, real estate and industrial companies of Australia, New Zealand, Singapore and Hong Kong.

risk/return profile: 4

Blue-chip companies of eurozone

Blue-chip companies of eurozone

risk/return profile: 4

The fund invests in major corporations of the euro zone (e.g. Siemens, Basf, Total, Deutsche Telecom).

risk/return profile: 4

Large European companies

Large European companies

risk/return profile: 4

The fund invests in the largest listed European companies (e.g. Nestle, Roche, LVMH, Unilever).

risk/return profile: 4

Eurozone dividend payers

Eurozone dividend payers

risk/return profile: 4

The fund invests in the 40 biggest dividend-paying enterprises in the euro zone in the communication service, industrial and financial sector.

risk/return profile: 4

German government bonds

German government bonds

risk/return profile: 3

The fund invests in German government bonds.

risk/return profile: 3

Digitalisation

Digitalisation

risk/return profile: 5

The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).

risk/return profile: 5

E-sports

E-sports

risk/return profile: 5

The fund tracks the performance of an index that includes manufacturers of video games, as well as players in the e-sports industry (e.g. Nvidia, AMD, Nintendo).

risk/return profile: 5

Electric cars

Electric cars

risk/return profile: 5

The fund tracks the performance of an index that includes global manufacturers of electric and autonomous vehicles, as well as their component suppliers (e.g. Tesla, Nvidia, ABB).

risk/return profile: 5

100 biggest US technology companies

100 biggest US technology companies

risk/return profile: 5

The fund invests in the 100 biggest technology enterprises of the US and the rest of the world (e.g. Google, Apple, Microsoft, Amazon, Netflix).

risk/return profile: 5

Smaller US companies

Smaller US companies

risk/return profile: 5

The fund invests in smaller US companies in the financial, industrial, healthcare and technology sector.

risk/return profile: 5

500 largest companies in the US

500 largest companies in the US

risk/return profile: 5

The fund invests in the 500 largest US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil).

risk/return profile: 5

Medium and large US companies

Medium and large US companies

risk/return profile: 4

The fund invests in US companies (e.g. Apple, Microsoft, Johnson&Johnson, Google, Exxon Mobil) and covers approx. 85% of the total value of publicly listed US companies.

risk/return profile: 4

US dividend payers

US dividend payers

risk/return profile: 4

The fund invests in the biggest US enterprises (e.g. AT&T, AbbVie, Exxon Mobil) that have increased their dividend payments for at least 25 consecutive years.

risk/return profile: 4

German companies

German companies

risk/return profile: 5

This fund is suitable for an investor who wants to contribute to the German economy by means of 30 large companies (e.g. Siemens, Daimler, Adidas, Volkswagen).

risk/return profile: 5

Japanese companies

Japanese companies

risk/return profile: 4

The fund invests in Japanese enterprises (e.g. Toyota, Mitsubishi, Sony, Honda).

risk/return profile: 4

Emerging market companies

Emerging market companies

risk/return profile: 4

The fund invests in the enterprises of South Korea, Taiwan, China, South Africa, Brazil and other emerging markets in the sectors of information technology, telecommunications and finance (e.g. Alibaba, Samsung).

risk/return profile: 4

Eastern European companies

Eastern European companies

risk/return profile: 5

The fund follows an index comprised of the largest companies of Poland, the Czech Republic and Hungary.

risk/return profile: 5

Asian developing market companies

Asian developing market companies

risk/return profile: 4

The fund invests in the enterprises of China, India, South Korea, Taiwan and other developing markets of the Asian region (e.g. Tencent, Samsung, Baidu, Alibaba).

risk/return profile: 4

Latin American largest companies

Latin American largest companies

risk/return profile: 5

The fund mainly invests in Brazilian, Mexican, Chilean and Colombian enterprises.

risk/return profile: 5

Chinese companies

Chinese companies

risk/return profile: 6

The fund tracks the performance of an index that includes 300 largest mainland Chinese stocks (e.g. China Merchants Bank, Midea, China State Construction).

risk/return profile: 6

Indian companies

Indian companies

risk/return profile: 5

The fund invests in the biggest Indian companies (e.g. Tata, Infosys).

risk/return profile: 5

Water

Water

risk/return profile: 4

The fund invests in companies engaged in water management and the development of the related technologies (e.g. Veolia, Alfa Laval).

risk/return profile: 4

Real estate

Real estate

risk/return profile: 4

The fund invests in companies related to real estate management and development (e.g. shopping centres, residential housing, public buildings, storage spaces).

risk/return profile: 4

Infrastructure

Infrastructure

risk/return profile: 4

The fund invests in big companies engaged in infrastructure management and development (e.g. railways, pipelines, terminals, transmission networks).

risk/return profile: 4

Commodities

Commodities

risk/return profile: 4

The fund tracks the price movements of agricultural, energy, and metal commodities (e.g. wheat, crude oil, copper, gold).

risk/return profile: 4

Sustainably-focused enterprises

Sustainably-focused enterprises

risk/return profile: 6

The fund is comprised of enterprises placing a lot of focus on sustainable development (e.g. Microsoft, Nestle, Intel, Samsung, Novartis, Bank of America). Sustainability is assessed based on the social, economic and environmental impact.

risk/return profile: 6

Clean energy producers

Clean energy producers

risk/return profile: 7

The fund invests in companies engaged in the production of clean energy and the development of the related technology (e.g. solar energy producers, equipment manufacturers – Verbund, First Solar).

risk/return profile: 7

Cybersecurity

Cybersecurity

risk/return profile: 6

The fund invests in enterprises engaged in the field of cybersecurity.

risk/return profile: 6

Automation and robotics

Automation and robotics

risk/return profile: 5

The fund invests in enterprises engaged in the field of robotics and automation.

risk/return profile: 5

Medicine

Medicine

risk/return profile: 4

The fund invests in the healthcare-related enterprises of developed countries (e.g. Pfizer, Roche, Merck, Novartis, Johnson&Johnson).

risk/return profile: 4

Products and services for the elderly

Products and services for the elderly

risk/return profile: 4

The fund invests in enterprises of the healthcare and finance sector who are offering products and services targeting the elderly.

risk/return profile: 4

Health innovators

Health innovators

risk/return profile: 4

The fund invests in enterprises engaged in the development of the field of healthcare services (e.g. Ablynx and Celltrion).

risk/return profile: 4

Luxury brands

Luxury brands

risk/return profile: 5

The fund invests in the 80 biggest luxury goods manufacturers and retailers (e.g. Daimler, Nike, Estee Lauder, Hennessy, Tesla).

risk/return profile: 5

Consumer goods

Consumer goods

risk/return profile: 4

The fund invests in the biggest European producers of consumer goods (e.g. Nestle, Unilever, L'Oreal, Danone).

risk/return profile: 4

Dividend payers

Dividend payers

risk/return profile: 4

The fund invests in 100 enterprises of developed countries that have made stable dividend payments (e.g. Shell, GlaxoSmithKline, Ford, Fortum).

risk/return profile: 4

Bitcoin

Bitcoin

risk/return profile: 6

The fund follows the movements of the market price of the Bitcoin cryptocurrency (BTC).

risk/return profile: 6

Ethereum

Ethereum

risk/return profile: 6

The fund follows the movements of the market price of the Ether cryptocurrency (ETH).

risk/return profile: 6

Corporations of developed countries (low cost)

Corporations of developed countries (low cost)

risk/return profile: 4

The fund intends to track the performance of the large and mid cap segment covering approximately the largest 85% of the free-float market capitalization in the Developed Markets.

risk/return profile: 4

Large European companies (low cost)

Large European companies (low cost)

risk/return profile: 4

This ETF invests in 600 of the largest companies from across 17 developed countries in Europe, including the UK, France, and Germany. It is often used as a key benchmark for the overall performance of the European stock market.

risk/return profile: 4

500 largest companies in the US (low cost)

500 largest companies in the US (low cost)

risk/return profile: 4

Tracks the S&P 500 index, which represents 500 of the largest and most established companies in the U.S. It's often used in the news as a benchmark for the overall health of the stock market.

risk/return profile: 4

Global enterprises (low cost)

Global enterprises (low cost)

risk/return profile: 4

The fund intends to track the performance of the large and mid cap segment covering approximately the largest 85% of the free-float market capitalization in the global markets.

risk/return profile: 4

Bitcoin (low cost)

Bitcoin (low cost)

risk/return profile: 7

Designed to track the price of Bitcoin in euros. It offers a way to invest in Bitcoin’s value without needing to create a separate cryptocurrency wallet.

risk/return profile: 7

Ethereum (low cost)

Ethereum (low cost)

risk/return profile: 6

Designed to track the price of Ethereum in euros, offering a straightforward way to invest in the value of this major cryptocurrency.

risk/return profile: 6

100 biggest US technology companies (low cost)

100 biggest US technology companies (low cost)

risk/return profile: 5

Tracks the NASDAQ-100 index, which represents 100 of the largest and most innovative non-financial companies in the U.S. This index is heavily focused on technology companies.

risk/return profile: 5

  • 3M Company
    3M Company • MMM
    • Industrials
    • USA
  • Abbott Laboratories
    Abbott Laboratories • ABT
    • Health Care
    • USA
  • AbbVie
    AbbVie • ABBV
    • Health Care
    • USA
  • Accenture
    Accenture • ACN
    • Information Technology
    • USA
  • Adobe Systems
    Adobe Systems • ADBE
    • Information Technology
    • USA
  • Advanced Micro Devices
    Advanced Micro Devices • AMD
    • Information Technology
    • USA
  • Air Liquide
    Air Liquide • AI
    • Materials
    • Europe
  • Alibaba Group
    Alibaba Group • BABA
    • Consumer Discretionary
    • Developing markets
  • Allianz
    Allianz • ALV
    • Financials
    • Europe
  • Alphabet
    Alphabet • GOOGL
    • Communication
    • USA
  • Amazon
    Amazon • AMZN
    • Consumer Discretionary
    • USA
  • American Tower Corporation
    American Tower Corporation • AMT
    • Real Estate
    • USA
  • Amgen
    Amgen • AMGN
    • Health Care
    • USA
  • Apple
    Apple • AAPL
    • Information Technology
    • USA
  • ASML Holding
    ASML Holding • ASML
    • Information Technology
    • Europe
  • ASSA ABLOY B
    ASSA ABLOY B • ASSAB
    • Industrials
    • Scandinavia
  • Astrazeneca
    Astrazeneca • AZN
    • Health Care
    • Europe
  • AT&T
    AT&T • T
    • Communication
    • USA
  • Atlas Copco A
    Atlas Copco A • ATCOA
    • Industrials
    • Scandinavia
  • Baidu
    Baidu • BIDU
    • Communication
    • Developing markets
  • Bank of America
    Bank of America • BAC
    • Financials
    • USA
  • BASF
    BASF • BAS
    • Materials
    • Europe
  • Berkshire Hathaway
    Berkshire Hathaway • BRKB
    • Financials
    • USA
  • Blackrock
    Blackrock • BLK
    • Financials
    • USA
  • Boeing
    Boeing • BA
    • Industrials
    • USA
  • BP
    BP • BP
    • Energy
    • Europe
  • Bristol-Myers Squibb
    Bristol-Myers Squibb • BMY
    • Health Care
    • USA
  • British American Tobacco
    British American Tobacco • BATS
    • Consumer Staples
    • Europe
  • Broadcom
    Broadcom • AVGO
    • Information Technology
    • USA
  • Caterpillar
    Caterpillar • CAT
    • Industrials
    • USA
  • Charter Communications
    Charter Communications • CHTR
    • Communication
    • USA
  • Chevron
    Chevron • CVX
    • Energy
    • USA
  • Cisco Systems
    Cisco Systems • CSCO
    • Information Technology
    • USA
  • Citigroup
    Citigroup • C
    • Financials
    • USA
  • Coca-Cola
    Coca-Cola • KO
    • Consumer Staples
    • USA
  • Coloplast
    Coloplast • COLOb
    • Health Care
    • Scandinavia
  • Comcast Corporation
    Comcast Corporation • CMCSA
    • Communication
    • USA
  • Coop Pank AS
    Coop Pank AS • CPA1T
    • Financials
    • Baltics
  • Costco Wholesale
    Costco Wholesale • COST
    • Consumer Staples
    • USA
  • Danaher
    Danaher • DHR
    • Health Care
    • USA
  • Diageo
    Diageo • DGE
    • Consumer Staples
    • Europe
  • DNB
    DNB • DNB
    • Financials
    • Scandinavia
  • DSV
    DSV • DSV
    • Industrials
    • Scandinavia
  • Eli Lilly and Company
    Eli Lilly and Company • LLY
    • Health Care
    • USA
  • Enel Spa
    Enel Spa • ENEL
    • Utilities
    • Europe
  • Equinor
    Equinor • EQNR
    • Energy
    • Scandinavia
  • Ericsson B
    Ericsson B • ERICB
    • Information Technology
    • Scandinavia
  • Essity
    Essity • ESSITYB
    • Consumer Staples
    • Scandinavia
  • Exxon Mobil
    Exxon Mobil • XOM
    • Energy
    • USA
  • Meta Platforms
    Meta Platforms • META
    • USA
  • Fidelity National Information Service
    Fidelity National Information Service • FIS
    • Information Technology
    • USA
  • General Dynamics Corporation
    General Dynamics Corporation • GD
    • Industrials
    • USA
  • General Electric
    General Electric • GE
    • Industrials
    • USA
  • Genmab
    Genmab • GMAB
    • Health Care
    • Scandinavia
  • GlaxoSmithKline
    GlaxoSmithKline • GSK
    • Health Care
    • Europe
  • Hennes & Mauritz B
    Hennes & Mauritz B • HMB
    • Consumer Discretionary
    • Scandinavia
  • Hexagon B
    Hexagon B • HEXAB
    • Information Technology
    • Scandinavia
  • Home Depot
    Home Depot • HD
    • Consumer Discretionary
    • USA
  • Honeywell International
    Honeywell International • HON
    • Industrials
    • USA
  • HSBC Holdings
    HSBC Holdings • HSBA
    • Financials
    • Europe
  • Iberdrola
    Iberdrola • IBE
    • Utilities
    • Europe
  • IBM
    IBM • IBM
    • Information Technology
    • USA
  • Ignitis Grupe
    Ignitis Grupe • IGN1L
    • Utilities
    • Baltics
  • Infosys Technologies
    Infosys Technologies • INFY
    • Information Technology
    • Developing markets
  • Intel
    Intel • INTC
    • Information Technology
    • USA
  • Intuit
    Intuit • INTU
    • Information Technology
    • USA
  • Investor B
    Investor B • INVEB
    • Financials
    • Scandinavia
  • JD.com
    JD.com • JD
    • Consumer Discretionary
    • Developing markets
  • Johnson & Johnson
    Johnson & Johnson • JNJ
    • Health Care
    • USA
  • JP Morgan Chase
    JP Morgan Chase • JPM
    • Financials
    • USA
  • KONE
    KONE • KNEBV
    • Industrials
    • Scandinavia
  • L'Oréal
    L'Oréal • OR
    • Consumer Staples
    • Europe
  • LHV Group
    LHV Group • LHV1T
    • Financials
    • Baltics
  • Linde
    Linde • LIN
    • Materials
    • USA
  • Lockheed Martin
    Lockheed Martin • LMT
    • Industrials
    • USA
  • Lowe's Companies
    Lowe's Companies • LOW
    • Consumer Discretionary
    • USA
  • LVMH
    LVMH • MC
    • Consumer Discretionary
    • Europe
  • Mastercard
    Mastercard • MA
    • Information Technology
    • USA
  • McDonald's
    McDonald's • MCD
    • Consumer Discretionary
    • USA
  • Medtronic
    Medtronic • MDT
    • Health Care
    • USA
  • Merck & Co.
    Merck & Co. • MRK
    • Health Care
    • USA
  • Merko Ehitus
    Merko Ehitus • MRK1T
    • Industrials
    • Baltics
  • Microsoft
    Microsoft • MSFT
    • Information Technology
    • USA
  • Morgan Stanley
    Morgan Stanley • MS
    • Financials
    • USA
  • Neste Corporation
    Neste Corporation • NESTE
    • Energy
    • Scandinavia
  • Nestlé
    Nestlé • NESN
    • Consumer Staples
    • Europe
  • Netease Com
    Netease Com • NTES
    • Communication
    • Developing markets
  • Netflix
    Netflix • NFLX
    • Communication
    • USA
  • NextEra Energy
    NextEra Energy • NEE
    • Utilities
    • USA
  • Nike
    Nike • NKE
    • Consumer Discretionary
    • USA
  • NIO Limited
    NIO Limited • NIO
    • Consumer Discretionary
    • Developing markets
  • Nokia
    Nokia • NOKIA
    • Information Technology
    • Scandinavia
  • Nordea Bank
    Nordea Bank • NDA
    • Financials
    • Scandinavia
  • Northrop Grumman Corporation
    Northrop Grumman Corporation • NOC
    • Industrials
    • USA
  • Novartis
    Novartis • NOVN
    • Health Care
    • Europe
  • Novo Nordisk
    Novo Nordisk • NOVOb
    • Health Care
    • Scandinavia
  • NVIDIA
    NVIDIA • NVDA
    • Information Technology
    • USA
  • Oracle
    Oracle • ORCL
    • Information Technology
    • USA
  • Orsted
    Orsted • ORSTED
    • Utilities
    • Scandinavia
  • Paypal Holdings
    Paypal Holdings • PYPL
    • Information Technology
    • USA
  • PepsiCo
    PepsiCo • PEP
    • Consumer Staples
    • USA
  • Pfizer
    Pfizer • PFE
    • Health Care
    • USA
  • Philip Morris International
    Philip Morris International • PM
    • Consumer Staples
    • USA
  • Pinduoduo
    Pinduoduo • PDD
    • Consumer Discretionary
    • Developing markets
  • Procter & Gamble
    Procter & Gamble • PG
    • Consumer Staples
    • USA
  • Qualcomm
    Qualcomm • QCOM
    • Information Technology
    • USA
  • Raytheon Technologies
    Raytheon Technologies • RTX
    • Industrials
    • USA
  • Reliance Industries
    Reliance Industries • RIGD
    • Energy
    • Developing markets
  • Rio Tinto
    Rio Tinto • RIO
    • Materials
    • Europe
  • Roche Holding
    Roche Holding • ROG
    • Health Care
    • Europe
  • Shell Plc
    Shell Plc • SHEL
    • Energy
    • Europe
  • Salesforce.com
    Salesforce.com • CRM
    • Information Technology
    • USA
  • Sampo A
    Sampo A • SAMPO
    • Financials
    • Scandinavia
  • Samsung Electronics
    Samsung Electronics • SMSN
    • Information Technology
    • Developing markets
  • Sandvik
    Sandvik • SAND
    • Industrials
    • Scandinavia
  • Sanofi
    Sanofi • SAN
    • Health Care
    • Europe
  • SAP
    SAP • SAP
    • Information Technology
    • Europe
  • Schneider Electric
    Schneider Electric • SU
    • Industrials
    • Europe
  • SEB A
    SEB A • SEBA
    • Financials
    • Scandinavia
  • ServiceNow
    ServiceNow • NOW
    • Information Technology
    • USA
  • Siauliu Bankas
    Siauliu Bankas • SAB1L
    • Financials
    • Baltics
  • Siemens
    Siemens • SIE
    • Industrials
    • Europe
  • Starbucks Corporation
    Starbucks Corporation • SBUX
    • Consumer Discretionary
    • USA
  • Swedbank A
    Swedbank A • SWEDA
    • Financials
    • Scandinavia
  • Taiwan Semiconductor Manufacturing Company
    Taiwan Semiconductor Manufacturing Company • TSM
    • Information Technology
    • Developing markets
  • Tallink Grupp
    Tallink Grupp • TAL1T
    • Consumer Discretionary
    • Baltics
  • Tallinna Kaubamaja Grupp
    Tallinna Kaubamaja Grupp • TKM1T
    • Consumer Discretionary
    • Baltics
  • Tallinna Sadam
    Tallinna Sadam • TSM1T
    • Industrials
    • Baltics
  • Tallinna Vesi
    Tallinna Vesi • TVEAT
    • Utilities
    • Baltics
  • Target
    Target • TGT
    • Consumer Discretionary
    • USA
  • Tencent Holdings
    Tencent Holdings • TCEHY
    • Communication
    • Developing markets
  • Tesla Motors
    Tesla Motors • TSLA
    • Consumer Discretionary
    • USA
  • Texas Instruments
    Texas Instruments • TXN
    • Information Technology
    • USA
  • The Walt Disney Company
    The Walt Disney Company • DIS
    • Communication
    • USA
  • Thermo Fisher Scientific
    Thermo Fisher Scientific • TMO
    • Health Care
    • USA
  • TotalEnergies
    TotalEnergies • TTE
    • Energy
    • Europe
  • Unilever
    Unilever • UNA
    • Consumer Staples
    • Europe
  • Union Pacific Corporation
    Union Pacific Corporation • UNP
    • Industrials
    • USA
  • United Parcel Service
    United Parcel Service • UPS
    • Industrials
    • USA
  • UnitedHealth Group
    UnitedHealth Group • UNH
    • Health Care
    • USA
  • UPM-Kymmene
    UPM-Kymmene • UPM
    • Materials
    • Scandinavia
  • Vale S.A.
    Vale S.A. • VALE
    • Materials
    • Developing markets
  • Verizon Communications
    Verizon Communications • VZ
    • Communication
    • USA
  • Vestas Wind Systems
    Vestas Wind Systems • VWS
    • Industrials
    • Scandinavia
  • Visa
    Visa • V
    • Information Technology
    • USA
  • Volvo B
    Volvo B • VOLVB
    • Industrials
    • Scandinavia
  • Walmart
    Walmart • WMT
    • Consumer Staples
    • USA
  • Wells Fargo & Co
    Wells Fargo & Co • WFC
    • Financials
    • USA

No funds

The individual share selection option in LHV PIA automatic investment is based on the largest enterprises included in the common share indexes, except for those to which LHV does not have access. The selection of shares traded on the Baltic securities market includes 10 enterprises with the highest market value, which are also among the 10 most liquid shares.

This information is only of informative nature and cannot be viewed as an investment analysis or intended as a recommendation to sell or buy the securities included in the selection. Investment activities entail possibilities and risks and the market value of securities may both increase and decrease. On foreign markets, yield can be influenced by fluctuations in exchange rates.