Requesting payments with a QR code is the best choice for seasonal merchants

29. may 2026LHV

The busy summer sales season is approaching, and now is the perfect time to make sure your business is ready to serve customers at fairs, festivals, or outdoor cafés.
For seasonal sales, renting a separate payment terminal may not always be the most practical solution, especially if the sales period is short or there are multiple sales locations.

This is where LHV’s innovative payment solution comes in, instantly turning a smartphone into a payment terminal.

All you need is the LHV mobile app to generate a unique QR code with just a few clicks. By scanning it, the customer opens a pre-filled payment order. It does not matter which bank the customer uses.

LHV’s QR code payment request feature offers a flexible solution especially for smaller entrepreneurs and merchants who sell their services or products occasionally. It is a simple and cost-effective solution that does not require additional devices or separate agreements.

How to accept payments with a QR code

In the LHV app, tap the “Request money” button below your account balance

Enter the amount and add a payment description

Create a QR code

Show the QR code on your phone screen to the customer. By scanning it, a pre-filled payment order will open

Be aware - for secure payments, always verify the recipient’s name, amount, and payment description before confirming a payment. For LHV mobile app users, scanning the QR code opens the payment directly in the app. For customers of other banks, the QR code directs them to LHV’s official website (LHV).

If needed, QR codes can be generated in advance, printed out or laminated, and displayed at the sales point for customers to see. One QR code is valid for up to 90 days, meaning the same printed code can be used to serve customers all summer long.

In addition to QR codes, payment requests can also be sent via a link or email.

We use QR code payments during our monthly pop-up café days, and it has made accepting payments significantly more convenient for us. A solution like this, with no additional costs, is ideal specifically for seasonal and pop-up format sales. Customers have also responded very positively, because payments are quick and there is no need to worry about having cash or waiting for a card terminal. Especially during busier moments, it helps reduce queues and makes the entire shopping experience smoother for both us and our customers. We definitely recommend the QR code payment solution to other small and seasonal sellers as well, because it is a simple, flexible, and cost-effective way to accept payments without complicated setup or investment in expensive equipment. In addition, it creates a modern and professional impression.

Teevi Puhm
Co-founder of OÜ KuuKi Estonia

Successful sales to all entrepreneurial customers!