LHV Insurance Autumn Campaign Terms and Conditions

Campaign Period:

03.11.2025 – 23.11.2025

Campaign Terms

  1. The campaign is organised by the insurer AS LHV Kindlustus (registry code 14973611) and the agent AS LHV Pank (registry code 10539549) (hereinafter jointly referred to as LHV), with the registered address at Tartu mnt 2, Tallinn 10145.
  2. The campaign offer applies to all vehicles that have not had a comprehensive (casco) or motor third-party liability insurance with LHV for at least the past 30 days and for which a new LHV comprehensive or motor insurance contract is concluded during the campaign period.
  3. The campaign takes place from 03.11.2025 to 23.11.2025 and applies to policyholders who conclude a comprehensive or motor insurance contract with a one-year insurance period. As part of the campaign, policyholders will receive:
    1. 20% discount on comprehensive (casco) insurance;
    2. 20% discount on motor third-party liability insurance;
  4. A policyholder who concludes a comprehensive insurance contract during the campaign will additionally receive a free tyre change service worth up to 100 euros at LHV’s partner VIANOR service centres.Tasuta rehvivahetuse teenust
  5. The free tyre change service at VIANOR can be used until 30.04.2026. You can find VIANOR service locations on their website at https://vianor.ee/
  6. If the cost of the tyre change service exceeds 100 euros, LHV will reimburse up to 100 euros, and the remaining amount must be covered by the policyholder.
  7. To receive the free tyre change service, the policyholder must present the comprehensive insurance policy to VIANOR before the tyre change.
  8. The tyre change campaign offer applies to the vehicle specified in the comprehensive insurance policy and to the insurance contract that is not terminated during the current insurance period.
  9. If the policyholder uses the free tyre change service at VIANOR and terminates the comprehensive insurance contract during the current insurance period, the cost of the tyre change will be deducted from or added to the refunded premium according to the value of the service used.
  10. The deduction mentioned in point 9 does not apply if the insurance contract is terminated due to the sale or total loss of the vehicle.
  11. The campaign discount cannot be combined with other client discounts.
  12. The policyholder agrees to the campaign terms by concluding a comprehensive or motor insurance contract during the campaign period.
  13. LHV reserves the right to unilaterally amend or supplement the campaign terms by notifying policyholders on the LHV website.
  14. LHV acts as the data controller for personal data processed within the campaign. The processing of personal data is governed by the LHV Client Data Processing Principles.
  15. The insurance service provider is AS LHV Kindlustus, and the insurance agent is AS LHV Pank, which is listed in the register of insurance intermediaries published on the Financial Supervision Authority’s website. Familiarise yourself with the insurance terms and conditions at lhv.ee/en/insurance and consult our experts if needed.

Contact and Complaints

If you have any questions or complaints regarding the campaign, please contact:

Email: kindlustus@lhv.ee
Phone: 699 9111

You can review the comprehensive insurance terms and conditions on our website.
Motor insurance is governed by the Motor Insurance Act.
Information about the insurance agent can also be found on our website.

Participation in the Campaign

To participate in the campaign, visit lhv.ee/en/casco-insurance or lhv.ee/en/motor-third-party-liability-insurance