Indicative interchange and processing fees related to the servicing of payment cards

The interchange and processing fees for the servicing of payment cards provided in the table are indicative, as they are based on the price lists of the card organisations and processors that are subject to change at any time independently of AS LHV Pank.

Location of card issuer – Estonia

CardCard holderType of cardInterchange feeProcessing fee:
POS transactionE-commerce
MasterCardConsumerDebit0.20%0.0100% + 0.013640 €0.0100% + 0.013640 €
Credit0.30%0.0100% + 0.013640 €0.0100% + 0.013640 €
BusinessDebitup to 0.50%0.0100% + 0.013640 €0.0100% + 0.013640 €
Creditup to 0.60%0.0100% + 0.013640 €0.0100% + 0.013640 €
VisaConsumerDebit0.20%0.0150% + 0.013300 €0.0250% + 0.013300 €
Credit0.30%0.0325% + 0.013300 €0.0425% + 0.013300 €
BusinessDebitup to 0.50%0.0150% + 0.013300 €0.0250% + 0.013300 €
Creditup to 0.60%0.0325% + 0.013300 €0.0425% + 0.013300 €

Location of card issuer – European Union

CardCard holderType of cardInterchange feeProcessing fee:
POS transactionE-commerce
MasterCardConsumerDebit0.20%0.0100% + 0.053155 €0.0100% + 0.053155 €
Credit0.30%0.0100% + 0.013640 €0.0100% + 0.013640 €
BusinessDebitup to 2.00%0.0100% + 0.013640 €0.0100% + 0.013640 €
Creditup to 2.00%0.0100% + 0.013640 €0.0100% + 0.013640 €
VisaConsumerDebit0.20%0.0150% + 0.041800 €0.0250% + 0.041800 €
Credit0.30%0.0325% + 0.041800 €0.0425% + 0.041800 €
BusinessDebitup to 2.00%0.0150% + 0.041800 €0.0250% + 0.041800 €
Creditup to 2.00%0.0325% + 0.041800 €0.0425% + 0.041800 €

Location of card issuer – Non-European Union

CardCard holderType of cardInterchange feeProcessing fee:
POS transactionE-commerce
MasterCardConsumerDebitup to 2.00%0.0100% + 0.112540 €0.0100% + 0.112540 €
Creditup to 2.00%0.0100% + 0.112540 €0.0100% + 0.112540 €
BusinessDebitup to 2.00%0.0100% + 0.112540 €0.0100% + 0.112540 €
Creditup to 2.00%0.0100% + 0.112540 €0.0100% + 0.112540 €
VisaConsumerDebitup to 2.00%0.3150% + 0.101800 €0.4150% + 0.101800 €
Creditup to 2.00%0.3325% + 0.101800 €0.4325% + 0.101800 €
BusinessDebitup to 2.00%0.3150% + 0.101800 €0.4150% + 0.101800 €
Creditup to 2.00%0.3325% + 0.101800 €0.4325% + 0.101800 €