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Warehouse financing

Warehouse financing ensures liquidity for a company on the basis of warehouse stocks, even when there is no traditional immovable property security

  • Alternative to working capital financing
  • Flexible structure
  • Transaction based financing
  • Professional counselling

Warehouse financing is the financing of already purchased or to be purchased liquid commodities for companies with long-term trading experience.

Applicant requirements
  • Long-term experience in trading with a corresponding product group
  • Professional management
  • Additional criteria depending on the transaction
Requirements for the transaction and goods
  • Goods stored with an independent warehouse keeper
  • A contract of sales is concluded for the sale of goods
  • The goods are liquid and freely negotiable (stock goods)

Transaction procedure

1.

The goods arrive at the independent warehouse keeper’s warehouse, who issues the bank a warehouse receipt

2.

The bank pays a part of the cost of the goods

3.

The bank is liable for the transportation of the goods to the buyer or the repayment of the loan amount

Contact

Enn Leet

Head of Trade Finance

6846 163

6846 163

enn.leet@lhv.ee

Marge Kütt

Trade Finance Product Manager

6846 184

6846 184

marge.kutt@lhv.ee