- your saving period is more than 3 years,
- you want to grow your pension assets, but do not want to take the risk of significant decreases in the price of the accumulated assets.
Invests a maximum of 25% of fund assets in equity and assets with similar risk. The rest is invested either in bonds, deposits or similar instruments. This creates a situation where the higher and lower risk markets balance each other and help achieve the goal with moderate risk. If necessary, depending on market situation, the fund may invest 100% of its assets in bonds or deposits to ensure retention of assets in turbulent times.