Suitable if
- your saving period is more than 3 years,
- you want to grow your pension assets, but do not want to take the risk of significant decreases in the price of the accumulated assets.
Strategy
Invests a maximum of 30% of fund assets in equity and assets with similar risk. The rest is invested either in bonds, deposits or similar instruments. This creates a situation where the higher and lower risk markets balance each other and help achieve the goal with moderate risk. If necessary, depending on market situation, the fund may invest 100% of its assets in bonds or deposits to ensure retention of assets in turbulent times.
Biggest investments
The data is presented as at 28.02.2021
| Biggest investments | |
|---|---|
| iShares Euro Investment Grade Corporate Bond Index Fund | 8.83% |
| Nordea 2 - Emerging Mkt Hard Ccy Bond Fd | 6.21% |
| Amundi Index Euro Agg Corporate | 6.14% |
| Nordea 1 - US Corporate Bond Fund | 6.04% |
| Nordea 1 - European High Yield Bond Fund | 5.47% |
| Nordea Corporate Bond I Growth | 4.53% |
| EfTEN Kinnisvarafond II AS | 4.42% |
| Neuberger Berman Emerging Market Debt - Hard Currency Fund | 4.37% |
| Vanguard Euro Government Bond Index Fund | 4.22% |
| iShares Euro Corp Bnd Large Cap UCITS ETF | 4.21% |
Biggest investments in Estonia
| Biggest investments in Estonia | |
|---|---|
| EfTEN Kinnisvarafond II AS | 4.42% |
| Estonian Eurobond 0,125 10.06.2030 | 0.86% |
Asset Classes
Entry fee: 0%
Exit fee: 0%
Management fee: 0.94%
Success fee: 20% per annum on any increase in the fund's rate of return over the cumulative increase of Estonian social security pension contribution as of 31.08.2019.
Ongoing charges (inc management fee): 1.55%
Ongoing charges are based on expenses for the last calendar year, ie 2020. Ongoing charges may vary from year to year.
