II pillar
Suitable if
- your saving period is more than 3 years,
- you want to grow your pension assets, but do not want to take the risk of significant decreases in the price of the accumulated assets.
Strategy
Invests a maximum of 30% of fund assets in equity and assets with similar risk. The rest is invested either in bonds, deposits or similar instruments. This creates a situation where the higher and lower risk markets balance each other and help achieve the goal with moderate risk. If necessary, depending on market situation, the fund may invest 100% of its assets in bonds or deposits to ensure retention of assets in turbulent times.
Biggest investments
The data is presented as at 31.05.2020
| Biggest investments | |
|---|---|
| Xtrackers USD Corporate Bond UCITS ETF | 9.00% |
| Nordea 1 - US Corporate Bond Fund | 8.02% |
| Nordea Euro Bond I Growth | 7.75% |
| SPDR Barclays Euro Government Bond UCITS ETF | 6.14% |
| Nordea 2 - Emerging Mkt Hard Ccy Bond Fd | 5.98% |
| Vanguard U.S. Government Bond Index Fund | 5.96% |
| iShares Core Euro Government Bond UCITS ETF | 5.31% |
| EfTEN Kinnisvarafond II AS | 4.72% |
| iShares Euro Corporate Bond Large Cap UCITS ETF | 4.10% |
| iShares Core Euro Corporate Bond UCITS | 3.51% |
Biggest investments in Estonia
| Biggest investments in Estonia | |
|---|---|
| EfTEN Kinnisvarafond II AS | 4.72% |
Asset Classes
Entry fee: 0%
Exit fee: 0%
Management fee: 0.94%
Success fee: 20% per annum on any increase in the fund's rate of return over the cumulative increase of Estonian social security pension contribution as of 31.08.2019.
Ongoing charges (inc management fee): 1.55%
Ongoing charges are based on expenses for the last calendar year, ie 2019. Ongoing charges may vary from year to year.
