Price list and terms

Price list

Price list of LHV PankLHV Broker price listLHV Trader price listPayment account price list and terminology

General conditions

General conditions of AS LHV PankConditions of Au-Client AgreementFiling a complaint against AS LHV PankConditions of startup account agreement

Settlements

Terms and conditions for the agreement on payment acquiringTerms and conditions of the payment initiation serviceConditions of e-invoice standing order agreementTerms and conditions of LHV ConnectSettlement and time limits of payment instructionsTerms and conditions for the servicing of payment cards in e-commerceTerms and conditions for the servicing of payment cardsIndicative interchange and processing fees related to the servicing of payment cardsFormats for Importing and Exporting PaymentsConditions of Payment Services AgreementConditions of Bank Link agreementConditions of standing order agreementTerms and Conditions of Entrepreneur AccountGuide for Ruble PaymentsTerms and Conditions of Salary Payment

Cards

Terms and conditions of Alexela Home Credit Card agreementTerms and conditions of private debit card agreementConditions of Private Customer Card agreementTerms and conditions of Credit Card agreementConditions of Premium Card (fixed payment credit card) agreementTerms and conditions of Fixed Payment Credit Card agreementTerms and conditions of Football Card agreementPre-contractual information for credit limit agreementPre-contractual information for credit card agreementTerms and conditions of Gold Credit Card agreementTerms and conditions of Gold Debit Card agreementTerms and conditions of Partner Debit Card agreementTerms and conditions of the LHV Partner Credit CardTerms and conditions of business debit card agreementTerms and conditions of business credit card agreementTerms and conditions of Youth Card agreement

Insurance

LHV Home Insurance Terms and Conditions (Valid until 30.06.2020)LHV Home Insurance General Terms and Conditions (Valid from 01.07.2020)LHV Home Insurance Terms and Conditions - Property insurance (Valid from 01.07.2020)LHV Home Insurance Terms and Conditions - Liability insurance (Valid from 01.07.2020)Conditions of Gold Card Travel Insurance (Valid from 01.09.2020)Loan Insurance Terms and Conditions (Effective as of May 21, 2020)Loan Insurance Terms and Conditions (Effective until May 20, 2020)LHV Pank Gold Card, Platinum and private banking card purchase protection insurance (Valid from 01.09.2020)Terms and Conditions of Platinum Card and private banking card Travel Insurance (Valid from 01.09.2020)Terms and conditions of LHV Youth Card purchase insurance (Valid from 01.09.2020)

Deposits

Interest rates on depositsDepositor information sheetConditions of Term Deposit

Loans

Conditions of Overdraft AgreementGeneral terms and conditions of the hire-purchase for a private personGeneral terms and conditions of the hire-purchase for a legal personConditions of Credit Limit AgreementPre-contractual information for consumer loan agreementGeneral conditions of the consumer loanGeneral Conditions of the “New & Better”

Leasing

Conditions of financial lease agreement (private customer)Conditions of financial lease agreement (business customer)Conditions of operational lease agreement (private customer)Conditions of operational lease agreement (business customer)

Investing

List of execution venues for securities transactionsAutomatic stock order routing on Baltic marketsConditions of Baltic Analysis"EMIR": Reporting to Trade Repository ObligationsDescription of different types of investment risksProcedure for determining the NAV of the fundsPolicy regarding the exercise of voting rights arising from the assets of the fundInformation on investment servicesConditions of Provision of Investment ServicesConditions of Growth Account agreementConditions of the Trading Platform LHV BrokerConditions of the Trading Platform LHV TraderInterest rates for loans and leveraged loansLHV Bank Disclosure DocumentsLHV Broker trading rulesLHV Trader trading rulesLHV Trader information feesConditions of Portfolio Management AgreementCollateral ratesAgreement for market data display servicesSecurities price informationSpecial Conditions of Leveraged Transactions and Derivative TransactionsInstructions concerning leveraged transactions and securities-backed overdraft facilitiesW-8BEN for private personsW-8BEN for enterpriseW-8BEN example for private personsW-8BEN example for enterpriseReport of the top five execution venuesReport of the top five execution venues 2018Report of the top five execution venues 2017Information on the report of the top five execution venues and on quality of execution obtainedInformation on the report of the top five execution venues and on quality of execution obtained 2018Information on the report of the top five execution venues and on quality of execution obtained 2017Securities transaction order

Private banking

Terms and conditions of private banking debit card agreementTerms and Conditions of the Platinum Debit Card AgreementTerms and Conditions of the Platinum Credit Card AgreementTerms and conditions of Private Banking Agreement

Service channels

Terms and conditions for the use of LHV digital pension solutionTechnical conditions of internet bankingConditions of Internet BankingPIN-calculator user manual (issued from 21.08.2019)PIN-calculator user manualLHV website terms of use

Privacy and security

Principles of processing customer dataPrinciples of processing customer data (effective until 29.09.2020)How are customers’ assets protected

Further information

Conditions for publishing articles on LHV websiteBorrowing conditions of LHV Library