Application for hire-purchase

  1. I am a private person

    The easiest way to apply for hire-purchase from LHV is by logging in.

    • You’ll get an answer faster.
    • You won’t have to enter as much data.
    • And you generally won’t have to submit an account statement, as your income can be verified from from the Pension Centre.

    Select the “Continue without logging in” option if you wish to submit an application for a surety for a private person.

    * For logged-in customers, only the Estonian-language form is currently available to be filled in.

  2. I represent a legal person

    Legal customers should fill in the application for hire-purchase or surety and send the documents needed to perform credit analysis by e-mail to finance@lhv.ee:

    • the company's most recent approved annual report and
    • balance sheet and income statement for the current year.

Hire-purchase is provided by AS LHV Finance. Take a look at the terms and conditions at a sales point or lhv.ee/jarelmaks and consult our specialist. The monthly payment of a hire-purchase is € 31.97 and annual percentage rate 25.59% per annum on the following example conditions: cost of goods/services € 650, downpayment 0%, credit amount € 650, interest rate 19.9% of the balance per annum (fixed), contract fee € 19.9 and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is € 820.

Hire-purchase insurance is provided by IF P&C Insurance AS. View the insurance conditions, including the limitations and exceptions. The monthly payment of a hire-purchase with insurance is € 34.53 and annual percentage rate 35.74% per annum on the following example conditions: cost of goods/services € 650, downpayment 0%, credit amount € 650, interest rate 19.9% of the balance per annum (fixed), monthly fee € 2.56, contract fee € 19.9 and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is € 884.