To apply for a LHV Premium Card you need to be at least 18 years old and your net monthly income should be at least €1000.

If your salary hasn’t been paid into an LHV account in the last six months, you’ll need to submit a statement for this period from the bank into which your salary was paid.

The minimum credit limit is €1000, while the maximum is equivalent to three months of your income.

Whatever the amount you use, it needs to be repaid by the 10th of the following month.

You’re not charged any interest.